What is Liability Insurance?

Liability insurance is a type of insurance that provides protection against claims resulting from injuries and damage to people or property. It covers legal costs and payouts for which the insured would be found liable.

Consider liability insurance to protect your assets from potential lawsuits.

Types of Liability Insurance

Common types of liability insurance include general liability, professional liability, and product liability. Each type serves different needs and industries.

Frequently asked questions

Are there any exclusions in the group health insurance policy?

Yes, there are some exclusions in group health insurance policies like cosmetic surgeries and self-harm. You must check with your insurer to check the exclusions in your policy.

Can HRs include these in employee benefits?

Absolutely. HRs can partner with providers like Pazcare to integrate preventive care into wellness initiatives

Are the dependents covered under ICICI Lombard’s Group Health Insurance?

Yes, an employee can avail of the benefit of covering his/her dependents under the ICICI Lombard group health insurance. Dependents include spouses, children up to 25 years of age, and parents up to 80 years of age.

Can employees claim both fuel and car allowance exemptions?

Yes, if structured by the employer and documented properly, both can be exempt when used strictly for official duties.

HRs also look for

Also Look For

Auto Insurance
Homeowners Insurance

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