Employee benefits solutions that save taxes

Give your employees the maximum accessibility to their tax benefits and plan their finances with Pazcard.

Employee benefits solutions - Save taxes with PazCard.

2,50,000+

Employees trust us

₹2,50,000

Saved in taxes

100 %

Tax compliant

India’s most flexible tax-saving employee benefits - all in one place

Food wallet - Employee benefits solutions

Food
Wallet

Fuel wallet - Employee benefits solutions

Fuel
Wallet

Gift wallet icon

Gift
Wallet

Telecom wallet - Employee benefits solutions

Telecom
Wallet

Uniform wallet - Employee benefits solutions

Uniform
Wallet

Books wallet - Employee benefits solutions

Books
Wallet

Learning wallet - Employee benefits solutions

Learning
Wallet

Travel wallet - Employee benefits solutions

LTA
Wallet

Gadgets & equipment wallet - Employee benefits solutions

Gadgets & Equipment

Why choose Pazcare for your employee benefits?

Customize, manage, and stay on top of how employees use their benefits on one platform.

Open Network

Open network

With our extensive network pan India, employees will never have to worry about limited payment options again.

One platform for everything

One platform for everything

Allocate, track and manage allowances and reimbursements all through a single portal.

Highest utilization

Highest utilization

The ease of use of the physical card and an open network enables the highest utilization of benefits by employees.

100% tax compliant

100% Tax compliant

Stay tax-compliant and penalty-free with our reliable services. We guarantee 100% compliance.

Trust in our

Compliance & Certification

when it comes to your data security and privacy.

AICPA

AICPA SOC 2 certified

ISO 27001 certificate

ISO 27001 certified

Wallets for all your tax saving benefit requirements

Explore our tax-saving wallets like food wallets, fuel wallets, gift wallets, telecom wallets and many more. Track all your transactions and maximize the take-home pay of your employees.

Food Wallet

Tax-saving food wallets that can be used at any food merchant.

Save taxes

Save taxes upto
₹ 7,900

Spend anywhere anytime

Spend anywhere anytime

get exclusive offers and deals

Get exclusive offers and deals

Track spends inside the app

Track spends inside the app

Know more
Food wallet - employee benefits solutions

Fuel Wallet

Fuel reimbursement can’t be any simpler. Fuel wallets that can be used across multiple outlets.

Save taxes

Save taxes upto
₹ 8,500

Spend anywhere anytime

Spend anywhere anytime

get exclusive offers and deals

Get exclusive offers and deals

Track spends inside the app

Track spends inside the app

Know more
Fuel wallet - employee benefits solutions

Gift Wallet

Gift vouchers or cash rewards, max it tax-free and easily accessible with Gift wallets.

Save taxes

Save taxes upto
₹ 1,500

Spend anywhere anytime

Spend anywhere anytime

get exclusive offers and deals

Get exclusive offers and deals

Track spends inside the app

Track spends inside the app

Know more
Gift wallet - employee benefits solutions

Telecom Wallet

Wallet for Telecom and broadband benefits

Save taxes

Save taxes upto
₹ 3,600

Spend anywhere anytime

Spend anywhere anytime

get exclusive offers and deals

Get exclusive offers and deals

Track spends inside the app

Track spends inside the app

Know more
Telecom wallet - employee benefits solutions

Uniform Wallet

Tax-saving food wallets that can be used at any food merchant.

Save taxes

Save taxes upto
₹ 3,600

Spend anywhere anytime

Spend anywhere anytime

get exclusive offers and deals

Get exclusive offers and deals

Track spends inside the app

Track spends inside the app

Know more
Uniform wallet - employee benefits solutions

Books & Periodicals Wallet

Get easy exempt on expenses towards books, periodicals, journals etc.

Save taxes

Save taxes upto
₹ 3,600

Spend anywhere anytime

Spend anywhere anytime

get exclusive offers and deals

Get exclusive offers and deals

Track spends inside the app

Track spends inside the app

Know more
Books Wallet - employee benefits solutions

Learning & Development Wallet

Make the most of your learning & development opportunities with Learning & Development benefits.

Save taxes

save taxes on learning & development expenses

Spend anywhere anytime

Spend anywhere anytime

get exclusive offers and deals

Get exclusive offers and deals

Track spends inside the app

Track spends inside the app

Know more
Learning wallet - employee benefits solutions

LTA Wallet

Now claim your travel related claims quick and hassle free with the Leave Travel Allowance wallet

Save taxes

save taxes on leave travel allowance

Spend anywhere anytime

Spend anywhere anytime

get exclusive offers and deals

Get exclusive offers and deals

Track spends inside the app

Track bills inside the app

Know more
Travel Wallet - employee benefits solutions

Gadgets Wallet

Save taxes on your spends on gadgets and equipments related to your professional needs.

Save taxes

save taxes on professional assets

Spend anywhere anytime

Spend anywhere anytime

get exclusive offers and deals

Get exclusive offers and deals

Track spends inside the app

Track bills inside the app

Know more
Gadget wallet - employee benefits solutions

One platform to customize and manage all your new-age tax saving benefits

Get real time visibility on your employees’ tax saving benefits usage

Employee benefits solutions dashboard
heart icon

They love their employee benefits!

Give them an employee benefits experience like never before.

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Prakash

4.5 / 5

4.5 / 5

The Pazcare team was very helpful in helping us with the details and the documents needed for the claim process. Everything about the company is impressive.

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Shreya Roy

4.5 / 5

4.5 / 5

The Dashboard is very easy to use and additions and deletion have become extremely easy and seamless. Employees have easy access to insurance details on the app

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Hemanth Kumar Addada

5 / 5

5 / 5

The dashboard is also very user-friendly with a very good UI/UX.

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Vishwanath HY

5 / 5

5 / 5

Dashboard really helps in getting quick response for any queries and reimbursement

FAQs on tax-saving employee benefits solutions

Have questions? We are here to help

What are tax-saving employee benefits solutions?

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The government has allowed a few components to be a part of your CTC and save tax on the same. These can be either allowances or reimbursements. These components namely are meal/grocery, fuel & driver salary, gifts, telecommunication and internet, books and periodicals, learning and development, gadgets and equipment, health and wellness, office wear, and leave travel allowance (LTA).

Where can I use my Pazcare food wallet?

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The Pazcare food wallet is accepted by a wide variety of merchants ranging from apps like Swiggy, Zomato, Zepto, etc to your local supermarket. Both online and offline transactions can be made using your food wallet from Pazcare.

Is the money credited to the food wallet tax-free?

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Yes, the money credited to the food wallet is tax-free. As per the Income Tax Act Section 17(2)(viii) for food allowance, meal coupons up to ₹50 are tax exempted. For instance, if a salaried employee works 22 days a month and has an allowance for 2 meals a day, then the monthly food allowance will be 100*22=₹2200. Hence, opting for a Pazcare food wallet can save you up to ₹26,400 in taxes every year.

How do I set up the Pazcare wallet?

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To set up the Pazcare wallet, download the Pazcare mobile app for employees. Sign up and submit the documents required for proof of verification. After that complete the KYC process to start using the Pazcare food wallet or any other Pazcare wallet. You can also request a physical VISA payment card for your offline transactions.

Where can I track my Pazcare wallet spending?

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All your wallet transactions can be tracked inside the Pazcare mobile app for employees.

Does the money credited to my wallet expire?

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The money credited to your food wallet and gift wallet does not at the end of a financial year. Other wallets like fuel wallets, allowance wallets, telecom wallets, etc expire at the end of a financial year and the money unused money present in those wallets is taxable.

Can the unutilised balance of the Pazcare wallets be carried forward to the next year?

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Only the unutilised balance of the Meal and Gift wallet be carried forward to the next year.

What is the validity of the Pazcard?

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The Pazcard is valid for 5 years.

What are the modes of payment allowed with the Pazcard employee benefits solution?

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Employees can make online payments using the Pazcard details and physical payments using the physical visa card.

How can I order my physical benefits card with Pazcare?

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Visit the Pazcare app, and click on Pazcard from the bottom panel. Next, click on “Card Controls” from the top panel and then click on “Card Settings”. There will be an option to request a physical card.

If lost or stolen, first, enable “Lock Pazcare Card'' and then scroll down and click on “Report Lost/Stolen Card” if you want to reorder your card. Your virtual card will be active immediately and you can reorder your new card from the card control section.

What happens to the wallet balance if the employee leaves the organization mid-financial year?

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The employee will be deactivated and no further amount can be loaded into the wallets by the employer. However, the employee will be free to use the balance on the card. It will purely depend on the employer if they want to charge tax on the unutilised amount on the wallets (except meal and gift wallets) before deactivation.