Get a burglary insurance policy and safeguard your company assets from break-ins and theft. Get quotes from multiple insurers for theft insurance with business insurance experts!
Burglary insurance meaning in business
Burglary insurance is a type of business insurance that specifically covers losses or damages to property as a result of burglary. Burglary refers to the unlawful entry into a building or structure with the intent to commit a theft, typically involving forced entry.
This insurance policy may cover stolen items, damages caused to the property during the burglary, or both.
It covers stolen items and property damage.
Helps replace stolen items.
Some policies offer help with legal fees if needed.
Theft or losses without evidence of forced entry may not be covered. If there's no visible sign of forced entry or violent break-in, the claim might get denied.
Some policies might have exclusions if the property remains unoccupied for an extended period, such as 30 days or more.
High-value items like jewellery, art pieces, or collectibles might have specific limits or require additional coverage. They could be excluded or have limited coverage unless declared separately.
Negligence or Fraud
Any losses resulting from negligence on the part of the insured or fraudulent claims will likely not be covered.
War or Civil Unrest
Damage or losses due to war, civil unrest, or acts of terrorism might be excluded.
It's essential to thoroughly read and understand the terms and conditions of the burglary insurance policy to know precisely what is excluded.
Choose your insurer and offerings
Pazcare provides you quotes from top insurance companies for your burglary insurance policy. Hence, you can choose the insurer and also get customized coverage
Dedicated account managers
Have questions or require assistance with your burglary insurance policy? A dedicated account manager from Pazcare will guide you through your questions.
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