Buy group health insurance for your team

Put your group health insurance on auto-pilot

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Group health insurance Pazcare

What is group health insurance?

A group health insurance (GHI) provides health insurance coverage to employees or members of an organization. Usually, it is offered as a part of employee benefits by most organizations/employers as they bear the premium paid towards the policy.

Also known as corporate health insurance or group mediclaim policy, the coverage benefits can also be extended to the family members of the employees based on the type of plan opted for.

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Why buy group health insurance for your employees?

Tailor-made benefits

Unlike any retail health insurance plan, group medical insurance is highly customizable according to your needs. In simple words, you only pay for what you choose.

Tax benefits

Employers can claim tax benefits when they pay a premium for group medical insurance, according to the Income Tax Act of 1961.

Improve job satisfaction

60% of employees feel benefits can improve job satisfaction. Healthcare benefits like employee group health insurance can lead to an engaged and productive workforce.

Employer branding

Offering a corporate group mediclaim policy with added benefits can promote goodwill generation and attract talent. What’s better than hearing “This workplace is awesome”

Enhance employee retention

“The grass is greener on the other side”. So, don’t let your team look on the other side. By offering competitive healthcare benefits like a group health insurance policy with maximum benefits apart from the regular wages, you can improve employee retention.

Financial protection

The COVID-19 pandemic and lifestyle diseases are the major reasons for hospitalization now. Offering the group mediclaim insurance policy for employees can play a big role in financially securing your employees during any medical emergencies.

List of group health insurance companies in India

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Features of group health insurance plan

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Customizable benefits at affordable premiums

Customizable benefits at affordable premiums

A group health insurance policy is always customizable according to your group size and needs. You can choose your add-ons and copay.
No-medical tests required

No-medical tests required

Unlike a retail health plan, your group health insurance does not require medical tests before purchasing the policy.
0 waiting period

0 waiting period

Unlike your retail plan, your group mediclaim plan has 0 waiting period for covering pre-existing diseases.
Cashless network hospitals

Cashless network hospitals

Employees and their dependents covered in the policy can go cashless at all network hospitals offered by your insurer.
Covid hospitalizations covered

Covid hospitalizations covered

Now all your group health insurance plans provide coverage for hospitalization expenses to Covid-19 once you are tested positive.
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What should your group health insurance policy cover?

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hospitalisation

In-patient hospitalization expenses

Cover all your in-patient hospitalization expenses under medical insurance for employees depending on the terms and conditions of the policy.
cashless claims

Cashless claims

Don’t pay a penny at network hospitals. Employees can easily avail cashless claims with just their phones.
Pre-existing diseases coverage

Pre-existing diseases coverage

All your pre-existing diseases are covered from day 1 of the policy.
Maternity coverage

Maternity coverage

Have a young team? Opt for maternity insurance as an add-on with your group health insurance plan
Pre and post hospitalization expenses

Pre and post hospitalization expenses

Depending on the type of plan and benefits opted, the pre and post hospitalization charges are covered.
Covers family

Covers family

Opt for plans to include spouse, children and parents in the group health insurance policy at lower prices than a retail plan.
Covid-19 coverage

Covid-19 coverage

All hospitalization expenses related to Covid-19 are covered by your corporate medical insurance.

Customized policy - Group health plan for companies of all sizes

Group health insurance doesn’t have to be one-size-fits-all. We help you design and manage policy based on your company’s size, growth, and of course, your employees.

Group health insurance for small business/startups

Group health insurance for startups
Founders of a startup have a million things to worry about. We ensure employee insurance isn’t one of them. Pazcare makes buying and managing group health insurance easy even for a team as small as 2.
Check out Group insurance for startups

Group mediclaim plan
for high-growth companies

Group mediclaim plan for High growth companies
Managing group health insurance can be a struggle for any high-growth company with rapid hiring and expansion. We’ve got you covered with our sophisticated tech-based admin and employee dashboard.

Corporate health insurance for large enterprises

Corporate health insurance for large enterprises
We help you provide health insurance that is inclusive, extensive and much-needed for your team considering the varied interests of employees in large enterprises. You can consult with us to customize and offer the best policy.
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Calculate your group health insurance premium

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Corporate insurance for employees from Pazcare

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Pazcare aims to make employee insurance experience seamless by providing the best group insurance for employees and by reducing work for employers.
The super top-up feature
Insure with Pazcare

Things to know before buying the best group health insurance policy in India

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Claim settlement ratio of insurer

Claim settlement ratio of the insurer

The CSR/Claim Settlement Ratio of the insurer is the number of claims settled to the number of claims received by the insurer. Always prefer an insurer with a good CSR.
Cashless network hospitals

Network hospitals coverage

Your employees can live in any part of the country and mishaps can occur anywhere. So prefer an insurer with good network hospitals coverage to avail cashless claims.
Add on benefits

Add-on benefits for your group mediclaim

Always look for the number of add-on benefits like dental coverage, maternity insurance, etc your insurer offers while purchasing corporate insurance for employees.
Customer claim experience

Customer claim experience

You know the struggle in manually getting claims settled with insurers while purchasing your group medical insurance policy. Let us make your claim experience less manual and quicker.
Cashless claims

Ease of endorsements

Choose the insurer that does not make the group health insurance experience hard by involving third parties for editing employee details.

Documents required for group health insurance policy

For a fresh policy

  • Name of the employee and employee ID
  • Personal details like name, age, gender, marital status
  • List of the dependents
  • Details on the add-ons and sum insured.

For renewals

  • Active data of the employees - name, age, gender
  • Claim analysis report
  • Claim dump report from the insurer/TPA
  • Policy copy

Who should buy group health insurance?

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YOU!
HR leaders

HR leaders

For a 10/10 employee experience and satisfaction
Founders

Founders/CXO

For staying on top of your employer branding
Finance controllers

Finance controllers

Healthcare benefits that are “value for money”

Group health insurance vs Individual health insurance

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Parameters Group health insurance Individual health insurance
The insured All employees and dependents (if employers wants to) The policyholder if individual policy. Policy holder and the family/dependents if a floater policy.
Policy buyer The employer buys the policy for the employees. The policy holder buys it for oneself
Covering parents Employers can cover parents easily with a much lesser premium as compared to retail insurance Very high premium, chances of not getting insurance is high if parents have pre-existing diseases. There is a waiting period as well.
Pre-existing diseases Be it employees or dependents covered in the policy, pre-existing diseases are covered from day 1 with zero waiting period. Pre-existing diseases are covered only after a certain waiting period which generally is from 2 to 4 years.
Add-ons/riders Group health insurance is very customizable. Employers can choose the add-ons they want along with the base policy for an affordable premium. Add-ons like maternity, vision, dental can be bought along with the policy. The pricing and add-ons that can be added varies with insurer.

How to claim your group health insurance?

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Cashless claim

  • Get to the nearest network hospital
  • Show your health insurance ID card, company ID card and proof of identity.
  • Your insurer will settle your medical bill with the hospital.
cashless claim

Reimbursement claim

reimburement claim

Pazcare Reviews

They love their employee benefits!

4.1 / 5

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Rating based on
(6596 reviews)

Yasodha

5 / 5

5 / 5

Pazcare dashboard is super easy to use. Very convenient! 

Sinha

5 / 5

5 / 5

Had an amazing time interacting with Pazcare team. Very helpful bunch of people!

Anagha

5 / 5

5 / 5

Customer support team really stood by us in every process. Grateful!

Divya

4 / 5

4 / 5

Such a hassle-free claim process. Highly recommend it!

Harish

5 / 5

5 / 5

One of the best claim process experiences ever witnessed. Hats off to the team!

Yasodha

5 / 5

5 / 5

Pazcare dashboard is super easy to use. Very convenient!

Sinha

5 / 5

5 / 5

Had an amazing time interacting with Pazcare team. Very helpful bunch of people! 

Anagha

5 / 5

5 / 5

Customer support team really stood by us in every process. Grateful!

Divya

4 / 5

4 / 5

Such a hassle-free claim process. Highly recommend it!

Harish

5 / 5

5 / 5

One of the best claim process experiences ever witnessed. Hats off to the team!

Surendran

5 / 5

5 / 5

The dashboard is very user-friendly with a great interface. Loved it!

Gopi

5 / 5

5 / 5

Very smooth insurance journey. Thanks to the Pazcare family!

Abhyankar

5 / 5

5 / 5

Incredible support system at Pazcare. Highly recommend it!

Shiwangi

4.5 / 5

4.5 / 5

Easy and hassle free claim process. Thankful!

Yasodha

5 / 5

5 / 5

The claim process took less time than I expected. Exceeds expectations! 

Surendran

5 / 5

5 / 5

The dashboard is very user-friendly with a great interface. Loved it!

Gopi

5 / 5

5 / 5

Very smooth insurance journey. Thanks to the Pazcare family!

Abhyankar

5 / 5

5 / 5

Incredible support system at Pazcare. Highly recommend it!

Shiwangi

4.5 / 5

4.5 / 5

Easy and hassle free claim process. Thankful!

Yasodha

5 / 5

5 / 5

The claim process took less time than I expected. Exceeds expectations!

Prabhu

5 / 5

5 / 5

Impressed by how the dashboard & app is designed. Great effort!

Mahima

4.5 / 5

4.5 / 5

Everything from onboarding to claim felt super smooth. Great job!

Abhyankar

4.5 / 5

4.5 / 5

Loved the service offered by Pazcare. Highly appreciated. 

Lily

5 / 5

5 / 5

Amazing coordination among team members. Great customer service. 

Mayur

4.5 / 5

4.5 / 5

Prompt responses by the Pazcare team at the time of claim settlement. Super helpful!

Shraddha

5 / 5

5 / 5

One of the fastest claim settlement processes ever witnessed. Great job team!

Yasodha

5 / 5

5 / 5

The Pacare dashboard & app makes the user journey amazing. Impressed!

Sai P

4 / 5

4 / 5

Insurance experience is really hassle-free and fast with Pazcare. Highly recommend it!

Supriya

5 / 5

5 / 5

Pazcare team really has the best customer service. Keep it up!

Shubhasis

4.5 / 5

4.5 / 5

Team assisted us through the claim settlement process. Grateful! 

Ravikiran

5 / 5

5 / 5

Very well-coordinated team. Hassle-free claim experience. Thanks to the entire Pazcare family!

Ganesh S

5 / 5

5 / 5

Dashboard and app are super fast and easy to use. Great work folks!

Jadhav

5 / 5

5 / 5

Such a smooth journey with Pazcare. Thank you to the entire team! 

Abhyankar

4.5 / 5

4.5 / 5

Great job by the customer support team. Thankful!

Sarvan

5 / 5

5 / 5

Customer support team was there to help us in every step of the process. Hats off to the team!

Sarvan

4 / 5

4 / 5

Without the support of the team, the claim process would have been this quick. Highly recommend it!

Anagha A

5 / 5

5 / 5

Claim process was quick and easy. Thanks to the constant support provided by the Pazcare team!

Sarvan

5 / 5

5 / 5

I found Pazcare dashboard super easy to navigate and use. Highly recommend it!

Mahima

5 / 5

5 / 5

Best insurance experience ever. Loved every bit of it! 

Anagha

4 / 5

4 / 5

Kudos to the entire Pazcare team for great customer service. Makes the process so much easier. 

Lily

5 / 5

5 / 5

One of the best customer support service experiences. Impressed!

Mayus

4.5 / 5

4.5 / 5

The claim process was extremely smooth. Way better than my previous insurance provider. Satisfied!

Shraddha

5 / 5

5 / 5

Team really resolved all the queries regarding claim settlement. Thankful to the Pazcare family!

Sumya

5 / 5

5 / 5

Very easy to use dashboard. Impressive work!

Nancy

5 / 5

5 / 5

From the claim settlement to onboarding, everything was super organized. Great experience. 

Venugopal

4.5 / 5

4.5 / 5

Such well coordinated and helpful customer support team. Highly recommend it!

Manali

5 / 5

5 / 5

Everyone from the customer team is approachable and helpful. Great experience. 

Shiwangi

4 / 5

4 / 5

Extremely satisfied with the service. Super quick claim process.

Palagati

5 / 5

5 / 5

Would like to take this opportunity to thank team Pazcare for incredible support at the time of claims. 

Singh

5 / 5

5 / 5

Super easy to use the Pazcare dashboard & app. Loved the interface!

Raj

5 / 5

5 / 5

Such well coordinated team. Entire process felt good.

Sarlaksha

5 / 5

5 / 5

The support received from the customer team was top notch. Great job!

Anagha

5 / 5

5 / 5

Customer support team at Pazcare is incredibly helpful. Thank you team! 

Bajrang

4 / 5

4 / 5

Pazcare team makes the entire claim process easy for you. Highly recommend it!

Sinha

5 / 5

5 / 5

The claim process was easy and hassle-free compared to my previous insurer. Loved the process!

Harish

4 / 5

4 / 5

Great job with the dashboard and app guys! Loved it.

Raj

5 / 5

5 / 5

Pazcare dashboard is easy to use. Impressed!

Raj

4 / 5

4 / 5

Everything was super smooth from on-boarding to claim. Highly recommend it.

Radhika

5 / 5

5 / 5

Team is extremely well-coordinated. Overall, great experience.

Verma

4.5 / 5

4.5 / 5

Thank you Pazcare team for being so approachable. Entire process felt easy.

Ashfaq

5 / 5

5 / 5

Customer support team really has a product product knowledge which makes it easier if there’s any doubt. Good job!

Trinette

4.5 / 5

4.5 / 5

The team really sticks by you in each and every step of the claim process. Impressed!

Nancy

5 / 5

5 / 5

Never experienced such a smooth claim settlement process. Hats off to the team!

Ratnaparkhi

5 / 5

5 / 5

Super impressed with the Pazcare dashboard. Very well built!

Divya

4 / 5

4 / 5

Very user-friendly interface. Easy to navigate things. Good job!

Prakash

4 / 5

4 / 5

The process feels extremely smooth when there's an incredible team supporting you. Good job!

Manasa

5 / 5

5 / 5

Good experience with the Pazcare team overall. Team is always there for you. Highly recommend.

Hemanth

4.5 / 5

4.5 / 5

Team really supported us from claim settlement to onboarding. Impressive!

Verma

5 / 5

5 / 5

What an incredible customer service team. Always ready to help with any queries. 

Sayli

5 / 5

5 / 5

Claim settlement process was smooth. Team really supported us. Highly recommend it!

Hemanth Kumar

5 / 5

5 / 5

Pazcare portal is super user-friendly. It made our experience smooth. Great job on that guys.

Kalyan Kumar V

4 / 5

4 / 5

Overall, great experience from onboarding to claim settlement. Pazcare team truly delivers on their promise. Highly recommend it.

Poonam Goswami

4.5 / 5

4.5 / 5

Claim process was super quick and hassle free. Grateful to the Pazcare team!

Leena Gupta

5 / 5

5 / 5

Customer support team made our experience wonderful. Really impressed!

Prakash

4.5 / 5

4.5 / 5

The Pazcare team was very helpful in helping us with the details and the documents needed for the claim process. Everything about the company is impressive.

Shreya Roy

4.5 / 5

4.5 / 5

The Dashboard is very easy to use and additions and deletion have become extremely easy and seamless. Employees have easy access to insurance details on the app

Hemanth Kumar Addada

5 / 5

5 / 5

The dashboard is also very user-friendly with a very good UI/UX.

Vishwanath HY

5 / 5

5 / 5

Dashboard really helps in getting quick response for any queries and reimbursement

Shraddha Shikhare

4.5 / 5

4.5 / 5

Hassle-free and quick onboarding of employees into the medical service and queries resolved asap.

Manasa Deval

5 / 5

5 / 5

Everything online. Buying, onboarding, claims— everything is digital and easy. The onboarding experience specifically was good.

Ranjith Singh

4.5 / 5

4.5 / 5

My leadership team is happy that the HR team has made the right choice. Have got the best policy for the best premium. The dashboard is really time-efficient.

Sumaya Begum

4.5 / 5

4.5 / 5

We have had employee insurance before. But with Pazcare our employees understand it much better and have easy access. This has helped a lot in reducing the dependency on HR.

Ankita Mishra

4 / 5

4 / 5

Loved having options to get add-ons along with group insurance.

Dhvanil Pipaliya

5 / 5

5 / 5

I got quick and satisfactory replies and the entire process was fast. I got the claim amount in less than one week after submitting my claim.

Sarlaksha Ganesh

5 / 5

5 / 5

I really appreciate Darshan from your team from the bottom of my heart. His patience, support and availability for queries are all a cut above the rest. His ability to connect with people, empathize with client needs and be super responsive are excellent. We have already got 2 claims settled without effort.

Aman Yadwadkar

4 / 5

4 / 5

Customer support team is prompt. WhatsApp Chatbot is helpful too.

Arundhati Pai

4.5 / 5

4.5 / 5

Claim management is top-notch. Insurance experience for employees really boils down to claims and we are very happy with it.

Vijaykumar

5 / 5

5 / 5

Got approval in time

Shivani Prasad

4 / 5

4 / 5

Employees are happy with quick responses to their queries, especially with claims. Easy to coordinate.

Singram Sharma

4.5 / 5

4.5 / 5

I got a GMC policy for my 4-month-old startup with amazing wellness benefits. Love everything about it.

Divya

5 / 5

5 / 5

My team enjoys the wellness activities conducted by Pazcare. They actually participate and look forward to it.

4 / 5

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Rating based on
(989 reviews)

Singram Sharma

4.5 / 5

4.5 / 5

I got a GMC policy for my 4-month-old startup with amazing wellness benefits. Love everything about it.

Divya

5 / 5

5 / 5

My team enjoys the wellness activities conducted by Pazcare. They actually participate and look forward to it.

4.6 / 5

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Rating based on
(3023 reviews)

Divya

4 / 5

4 / 5

Such a hassle-free claim process. Highly recommend it!

Harish

5 / 5

5 / 5

One of the best claim process experiences ever witnessed. Hats off to the team!

Divya

4 / 5

4 / 5

Such a hassle-free claim process. Highly recommend it!

Harish

5 / 5

5 / 5

One of the best claim process experiences ever witnessed. Hats off to the team!

Shiwangi

4.5 / 5

4.5 / 5

Easy and hassle free claim process. Thankful!

Yasodha

5 / 5

5 / 5

The claim process took less time than I expected. Exceeds expectations! 

Shiwangi

4.5 / 5

4.5 / 5

Easy and hassle free claim process. Thankful!

Yasodha

5 / 5

5 / 5

The claim process took less time than I expected. Exceeds expectations!

Mayur

4.5 / 5

4.5 / 5

Prompt responses by the Pazcare team at the time of claim settlement. Super helpful!

Shraddha

5 / 5

5 / 5

One of the fastest claim settlement processes ever witnessed. Great job team!

Shubhasis

4.5 / 5

4.5 / 5

Team assisted us through the claim settlement process. Grateful! 

Ravikiran

5 / 5

5 / 5

Very well-coordinated team. Hassle-free claim experience. Thanks to the entire Pazcare family!

Sarvan

4 / 5

4 / 5

Without the support of the team, the claim process would have been this quick. Highly recommend it!

Anagha A

5 / 5

5 / 5

Claim process was quick and easy. Thanks to the constant support provided by the Pazcare team!

Mayus

4.5 / 5

4.5 / 5

The claim process was extremely smooth. Way better than my previous insurance provider. Satisfied!

Shraddha

5 / 5

5 / 5

Team really resolved all the queries regarding claim settlement. Thankful to the Pazcare family!

Shiwangi

4 / 5

4 / 5

Extremely satisfied with the service. Super quick claim process.

Palagati

5 / 5

5 / 5

Would like to take this opportunity to thank team Pazcare for incredible support at the time of claims. 

Bajrang

4 / 5

4 / 5

Pazcare team makes the entire claim process easy for you. Highly recommend it!

Sinha

5 / 5

5 / 5

The claim process was easy and hassle-free compared to my previous insurer. Loved the process!

Trinette

4.5 / 5

4.5 / 5

The team really sticks by you in each and every step of the claim process. Impressed!

Nancy

5 / 5

5 / 5

Never experienced such a smooth claim settlement process. Hats off to the team!

Sayli

5 / 5

5 / 5

Claim settlement process was smooth. Team really supported us. Highly recommend it!

Poonam Goswami

4.5 / 5

4.5 / 5

Claim process was super quick and hassle free. Grateful to the Pazcare team!

Prakash

4.5 / 5

4.5 / 5

The Pazcare team was very helpful in helping us with the details and the documents needed for the claim process. Everything about the company is impressive.

Arundhati Pai

4.5 / 5

4.5 / 5

Claim management is top-notch. Insurance experience for employees really boils down to claims and we are very happy with it.

Vijaykumar

5 / 5

5 / 5

Got approval in time

Shivani Prasad

4 / 5

4 / 5

Employees are happy with quick responses to their queries, especially with claims. Easy to coordinate.

4.4 / 5

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Rating based on
(2193 reviews)

Anagha

5 / 5

5 / 5

Customer support team really stood by us in every process. Grateful!

Sinha

5 / 5

5 / 5

Had an amazing time interacting with Pazcare team. Very helpful bunch of people! 

Anagha

5 / 5

5 / 5

Customer support team really stood by us in every process. Grateful!

Abhyankar

5 / 5

5 / 5

Incredible support system at Pazcare. Highly recommend it!

Abhyankar

5 / 5

5 / 5

Incredible support system at Pazcare. Highly recommend it!

Abhyankar

4.5 / 5

4.5 / 5

Loved the service offered by Pazcare. Highly appreciated. 

Lily

5 / 5

5 / 5

Amazing coordination among team members. Great customer service. 

Supriya

5 / 5

5 / 5

Pazcare team really has the best customer service. Keep it up!

Abhyankar

4.5 / 5

4.5 / 5

Great job by the customer support team. Thankful!

Sarvan

5 / 5

5 / 5

Customer support team was there to help us in every step of the process. Hats off to the team!

Anagha

4 / 5

4 / 5

Kudos to the entire Pazcare team for great customer service. Makes the process so much easier. 

Lily

5 / 5

5 / 5

One of the best customer support service experiences. Impressed!

Venugopal

4.5 / 5

4.5 / 5

Such well coordinated and helpful customer support team. Highly recommend it!

Manali

5 / 5

5 / 5

Everyone from the customer team is approachable and helpful. Great experience. 

Sarlaksha

5 / 5

5 / 5

The support received from the customer team was top notch. Great job!

Anagha

5 / 5

5 / 5

Customer support team at Pazcare is incredibly helpful. Thank you team! 

Verma

4.5 / 5

4.5 / 5

Thank you Pazcare team for being so approachable. Entire process felt easy.

Ashfaq

5 / 5

5 / 5

Customer support team really has a product product knowledge which makes it easier if there’s any doubt. Good job!

Hemanth

4.5 / 5

4.5 / 5

Team really supported us from claim settlement to onboarding. Impressive!

Verma

5 / 5

5 / 5

What an incredible customer service team. Always ready to help with any queries. 

Leena Gupta

5 / 5

5 / 5

Customer support team made our experience wonderful. Really impressed!

Dhvanil Pipaliya

5 / 5

5 / 5

I got quick and satisfactory replies and the entire process was fast. I got the claim amount in less than one week after submitting my claim.

Sarlaksha Ganesh

5 / 5

5 / 5

I really appreciate Darshan from your team from the bottom of my heart. His patience, support and availability for queries are all a cut above the rest. His ability to connect with people, empathize with client needs and be super responsive are excellent. We have already got 2 claims settled without effort.

Aman Yadwadkar

4 / 5

4 / 5

Customer support team is prompt. WhatsApp Chatbot is helpful too.

4.8 / 5

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Rating based on
(913 reviews)

Sinha

5 / 5

5 / 5

Had an amazing time interacting with Pazcare team. Very helpful bunch of people!

Gopi

5 / 5

5 / 5

Very smooth insurance journey. Thanks to the Pazcare family!

Gopi

5 / 5

5 / 5

Very smooth insurance journey. Thanks to the Pazcare family!

Mahima

4.5 / 5

4.5 / 5

Everything from onboarding to claim felt super smooth. Great job!

Sai P

4 / 5

4 / 5

Insurance experience is really hassle-free and fast with Pazcare. Highly recommend it!

Jadhav

5 / 5

5 / 5

Such a smooth journey with Pazcare. Thank you to the entire team! 

Mahima

5 / 5

5 / 5

Best insurance experience ever. Loved every bit of it! 

Nancy

5 / 5

5 / 5

From the claim settlement to onboarding, everything was super organized. Great experience. 

Raj

5 / 5

5 / 5

Such well coordinated team. Entire process felt good.

Raj

4 / 5

4 / 5

Everything was super smooth from on-boarding to claim. Highly recommend it.

Radhika

5 / 5

5 / 5

Team is extremely well-coordinated. Overall, great experience.

Prakash

4 / 5

4 / 5

The process feels extremely smooth when there's an incredible team supporting you. Good job!

Manasa

5 / 5

5 / 5

Good experience with the Pazcare team overall. Team is always there for you. Highly recommend.

Kalyan Kumar V

4 / 5

4 / 5

Overall, great experience from onboarding to claim settlement. Pazcare team truly delivers on their promise. Highly recommend it.

Ranjith Singh

4.5 / 5

4.5 / 5

My leadership team is happy that the HR team has made the right choice. Have got the best policy for the best premium. The dashboard is really time-efficient.

Sumaya Begum

4.5 / 5

4.5 / 5

We have had employee insurance before. But with Pazcare our employees understand it much better and have easy access. This has helped a lot in reducing the dependency on HR.

Ankita Mishra

4 / 5

4 / 5

Loved having options to get add-ons along with group insurance.

4.2 / 5

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Rating based on
(1267 reviews)

Yasodha

5 / 5

5 / 5

Pazcare dashboard is super easy to use. Very convenient! 

Yasodha

5 / 5

5 / 5

Pazcare dashboard is super easy to use. Very convenient!

Surendran

5 / 5

5 / 5

The dashboard is very user-friendly with a great interface. Loved it!

Surendran

5 / 5

5 / 5

The dashboard is very user-friendly with a great interface. Loved it!

Prabhu

5 / 5

5 / 5

Impressed by how the dashboard & app is designed. Great effort!

Yasodha

5 / 5

5 / 5

The Pacare dashboard & app makes the user journey amazing. Impressed!

Ganesh S

5 / 5

5 / 5

Dashboard and app are super fast and easy to use. Great work folks!

Sarvan

5 / 5

5 / 5

I found Pazcare dashboard super easy to navigate and use. Highly recommend it!

Sumya

5 / 5

5 / 5

Very easy to use dashboard. Impressive work!

Singh

5 / 5

5 / 5

Super easy to use the Pazcare dashboard & app. Loved the interface!

Harish

4 / 5

4 / 5

Great job with the dashboard and app guys! Loved it.

Raj

5 / 5

5 / 5

Pazcare dashboard is easy to use. Impressed!

Ratnaparkhi

5 / 5

5 / 5

Super impressed with the Pazcare dashboard. Very well built!

Divya

4 / 5

4 / 5

Very user-friendly interface. Easy to navigate things. Good job!

Hemanth Kumar

5 / 5

5 / 5

Pazcare portal is super user-friendly. It made our experience smooth. Great job on that guys.

Shreya Roy

4.5 / 5

4.5 / 5

The Dashboard is very easy to use and additions and deletion have become extremely easy and seamless. Employees have easy access to insurance details on the app

Hemanth Kumar Addada

5 / 5

5 / 5

The dashboard is also very user-friendly with a very good UI/UX.

Vishwanath HY

5 / 5

5 / 5

Dashboard really helps in getting quick response for any queries and reimbursement

Shraddha Shikhare

4.5 / 5

4.5 / 5

Hassle-free and quick onboarding of employees into the medical service and queries resolved asap.

Manasa Deval

5 / 5

5 / 5

Everything online. Buying, onboarding, claims— everything is digital and easy. The onboarding experience specifically was good.

Frequently asked questions about group mediclaim policy

What is Group Health Insurance?

A group health insurance is a type of health insurance plan that provides coverage to a group of employees working in an organization

Is group health insurance mandatory for employees working in India?

As per the post lockdown Covid-19 guidelines by the Indian government, group medical insurance has become mandatory for employees.

What is the minimum number of employees required for group health insurance?

According to IRDAI an organization with 7 or more lives is qualified to buy group health insurance. But with Pazcare you can get insured for a team as low as 2 members. Check out Paz for startups.

What is corporate health insurance?

Corporate health insurance is the same as group health insurance. It provides health insurance coverage to the employees working in an organization.

Who can get group health insurance?

All employees aged between 18 to 70 years working in an organization are eligible to get group health insurance.

How to get group health insurance?

To get group health insurance, all you have to do is get in touch with Pazcare. Provide us with the requirements, get competitive quotes and get started with the plan that suits you the most. To know more, check out 5 easy steps to get group health insurance.

What are the types of group health insurance plans?

A group health insurance policy has 3 variations.

  • Employee only/Self (E)
  • Employee, spouse, and children (ESC)
  • Employee, spouse, children and parents/in-laws (ESCP)

When should I get a group health insurance policy for my employees

An employer can get a group health policy anytime. The number of employees doesn't matter. The company has to specify the coverage requirement that includes sum insured, room rent limits, maternity etc. Based on the requirement, quotes will be given.

What is corporate buffer meaning in group health insurance?

A corporate buffer in group health insurance is a benefit that covers the cost of critical illness treatment of the employees when he/she have exhausted the sum-insured limit in their group medical insurance policy. This is an approval-based benefit managed at the organisational level.

Who can buy group mediclaim policy for employees?

Group mediclaim policy for employees can be purchased by all startups, organisations of all types and sizes, or groups with a common interest in buying a group plan are eligible for group health insurance.

How to buy group health insurance online?

Here are 3 easy steps to buy the best group health insurance for employees online. First, get in touch with Pazcare and let us know your requirements. Pazcare takes a consulting approach to help you understand group health insurance policy and its coverage. Hence, you can choose your add-ons and coverage according to the needs of the employees. Second, Pazcare offers multiple quotes from insurers. Compare the group health insurance quotes from multiple insurers and customise your policy. Insure your employees with the best group health insurance policy and your coverage starts from day 1.

Blogs on Group Health Insurance