Bajaj Allianz Group Health Insurance

Bajaj Allianz Health Insurance provides affordable group health insurance plans, which include consultations & health check-ups, critical illness, maternity, accident-related medical expenses, and much more. Bajaj Allianz provides adequate cover to their clients with customized insurance policies, which gives cushioning against unseen events.

With the tech-enabled, hassle-free process at Pazcare, your Bajaj Allianz group health insurance experience is made seamless. The employee dashboard where employers and employees can easily track the policies, claims, inclusions, and exclusions, Pazcare has become the most preferred among HRs. The dedicated team at Pazcare will certainly help you get the best group health insurance quotes in the market.

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How to Buy Bajaj Allianz group health insurance at Pazcare?

Here’s how you can easily purchase Bajaj Allianz group health insurance at Pazcare.

‍Step 1: Firstly, you will have to get in touch with Pazcare and submit a basic form that asks for your name, company details, employee strength, etc. That information will give us the approximate cost for the group health insurance plan.

Step 2: Secondly, it is important for you to communicate your requirements. Your group insurance policy is highly customizable. You can choose to have an employee-only plan (E), employees, spouse, and children plan (ESC), and employees, spouse, children, and parents or in-laws plan (ESCP). Moreover, you will have several other add-ons as well. Let us know your requirements, and we will ensure it is covered under your group's health insurance.

‍Step 3: After you have communicated your requirements well, it’s time to get competitive quotes from Bajaj Allianz group health insurance and other health insurance companies. After our team understands what you exactly need, we will reach out to different insurers and help get you the best quote.

‍Step 4: After you decide on the plan and agree to the terms and conditions of the group health insurance policy, it’s time to make the payment. Once the premium for the policy is paid, the group health insurance for your team is valid for the year.

‍Step 5: The final step is the onboarding process. After the payment is made, the onboarding process is done within 24 hours. Our team will explain and provide all the necessary resources to get your team started with a group health insurance policy with Pazcare during the onboarding process.

‍At Pazcare, we provide the employer dashboard to the HRs or the admins. All the inclusions and exclusions are mentioned in the app. The employees will also be provided with an employee app where they can access the entire plan, health insurance ID card, list of network hospitals, etc.

For further information, write to us at support@getpaz.com or call our customer care at +91 78291 11300. Alternatively, connect with us on Whatsapp using the number +91 81973 79596.

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Why choose Bajaj Allianz group health insurance as your insurance partner?

The comprehensive, affordable, and personalized insurance solutions to its clients make Bajaj Allianz General Insurance a top choice of clients. Some of the main reasons for choosing Bajaj Allianz General Insurance are discussed below:

‍Cashless treatment facilities at over 6500+ hospitals across India,

The strong network of 6500+ hospitals under Bajaj Allianz where you can avail cashless treatment without having to pay from your pocket.

24*7 assistance facility

With the customer support service being available 24*7, Bajaj Allianz facilitates its customers in case of any grievances.

‍High claim settlement ratio

Bajaj Allianz group health insurance has an outstanding claim settlement ratio of 92.24%, which means your chances of getting an insurance claim are much higher.

‍Faster claim settlement under 60 minutes

Bajaj Allianz group health insurance has an impressive claim settlement under 60 minutes. They ensure a smooth and hassle-free claim settlement process.

‍In-House health administration team (HAT)

The in-house health administration team at Bajaj Allianz will help you in a quick and hassle-free claim settlement process.

Also Read: Why Buy Group Health Insurance For Your Employees?

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Bajaj Allianz group health insurance claim settlement ratio

Claim Settlement Ratio (CSR) refers to the percentage of claims that an insurance provider settles in a year out of the total claims made. Higher the ratio, the more reliable the insurer is. Thus, it acts as a credibility indicator.

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Network hospitals of Bajaj Allianz group health insurance

Bajaj Allianz has tie-ups with over 6500+ hospitals across India that allow you to avail cashless medical treatment as per the terms and conditions. This means you do not have to pay out of your pocket. However, check if your nearest hospital is under the network hospital list or not before checking in.

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Claim Bajaj Allianz group health insurance

‍Bajaj Allianz group health insurance cashless claim

The smooth and hassle-free claim process at Bajaj Allianz makes this the most preferred insurance carrier. Here’s how you can make cashless and reimbursement claims under your insurance plans issued from Bajaj Allianz group health insurance.

‍Follow these steps to avail of cashless treatment under your Bajaj Allianz group health insurance plan.

‍Step 1: Go to nearest network hospital

Get hospitalized at the nearest network hospital that is under the Bajaj Allianz network to avail of cashless treatment.

‍Step 2: Show identity proofs

Show your health insurance ID card, company ID card, and proof of identity.

‍Step 3: Fill and submit pre-authorization form

Fill in the pre-authorization form, which the hospital will then forward to Bajaj Allianz Health Administration Team (HAT)

‍Step 4: Request review

In this step, your documentation will be sent for verification to Bajaj Allianz, and they will check with your policy benefits. The insurer will then inform the hospital about the decision.

‍Step 5: Claim settlement

Your insurer will settle your medical bill with the hospital. After your claim request gets approved, you will be notified within 60 minutes. The insurer will directly settle at the hospital, which you do not have to worry about.

‍Bajaj Allianz group health insurance reimbursement claim process

Follow these steps to avail reimbursement claim facility under your Bajaj Allianz group health insurance plan.

Step 1: Hospitalized in a non-network hospital

Get hospitalized and get the treatment from a non-network hospital of your choice.

‍Step 2: Clear bills at the hospital up-front

Clear all the bills at the hospital from where you received the treatment.

‍Step 3: Collect all the documents

Collect all the original bills and supporting documents required. Contact us at support@pazcare.com

‍Documents required for Bajaj Allianz group health insurance claim settlement

Do not forget to submit these documents for a group health insurance reimbursement claim settlement with Bajaj Allianz

• Original discharge summary document
• All laboratory and test reports
• Original hospital bills and other receipts
• Copy of stickers/invoice/barcode in case of implants
• KYC form
• First consultation letter from the doctor

‍Step 4: Submit the documents

After you are done collecting all the required documents, submit them to the nearest Bajaj Allianz health insurance branch. Make sure it is done under 15 days of discharge.

‍Step 5: Claim processing

Once you submit all the required documents, your insurer will validate the documents. Insurer will either approve or reject the reimbursement claim process. Once it is settled, it will get deposited in your bank account.

You can also contact us at support@pazcare.com. We will guide you through the whole process. We provide 24X7 claim assistance for your employees.

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Bajaj Allianz group health insurance renewal process

It is essential that you renew your Bajaj Allianz group health insurance policy before it expires so that you do not lose the benefits. All the steps are mentioned below:

‍Step 1: Contact team Pazcare by submitting a form containing your personal details like name, company details, employee strength, number of employees you are looking to insure etc.

‍Step 2: Our consultants will reach out to you once the form is submitted. Make sure you submit the following documents.

• Active data of the employees - name, age, gender
• Claim analysis report
• Claim dump report from the insurer/TPA
• Policy copy

‍Step 3: You have the flexibility to choose additional add-ons to your existing policy, which includes your dental insurance riders, maternity benefits and so on. With Pazcare, you can choose a range of additional add-one like wellness and therapy sessions, unlimited doctor consultations, and several other comprehensive packages.

‍Step 4: Our consultants will reach out to you with competitive quotes for Bajaj Allianz group health insurance. Consultants will go through your claim report and the add-ons you have chosen. Mind you, your insurance premium might vary from the previous financial year.

‍Step 5: In this step, you are given the terms and conditions, and once you agree to them, the premium should be paid to the Bajaj Allianz group health insurance policy.

‍Step 6: The onboarding process will be done in 24 hours by Pazcare. Our team members will reach out to you if any additional information is required to get you started.

We at Pazcare will ensure that your experience is made seamless with the help of Pazcare’s dashboard. Both the employer and employee can access their policy using our Pazcare app, which will have inclusions and exclusions of your policy.

‍Step 4: In this step, you have to verify all your documents. The insurer will let you know if any additional documents are required from your end.

‍Step 5: The final step is the claim settlement. Once your documents are verified, and the claim has been made per the policy terms and conditions, the payment will be made in 7 working days.

Also Read: Waiting Period In Health Insurance- What, Why & Types

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What is covered under your Bajaj Allianz group health insurance?

‍In-Patient hospitalization expenses

If you’re ill or get into an accident, your Bajaj Allianz group health insurance plans cover you against in-patient hospitalization. Some of the expenses include hospital room rent charges, nursing expenses, hospital ICU, surgeon expenses, operation theater expenses, etc.

‍Pre- hospitalization and post-hospitalization expenses

Under Bajaj Allianz group health insurance plans, it covers 60 days of pre-hospitalization and 90 days of post-hospitalization expenses.

‍Maternity-related expenses

You can cover all the maternity-related expenses for normal and c-section delivery by just opting for a maternity insurance rider.

‍Covid -19 covers

Your Bajaj Allianz group health insurance policy covers all hospitalization expenses related to Covid-19.

‍Accidental hospitalizations coverage

All your hospitalization expenses due to any accidents are covered under a group health insurance policy. Mind you; these hospitalizations must be for a period of more than 24 hours. Also, the coverage is only limited to India.

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What is not covered under your Bajaj Allianz group health insurance?

‍Nutritional supplements/ tonics

Bajaj Allianz group health insurance plans do not cover you for your vitamins, tonics, or any nutritional supplements unless it’s a part of the treatment procedure.

‍Injuries caused by self-harm

Bajaj Allianz group health insurance does not cover you against any diseases caused by the intention of self-harm.

‍Treatment due to abuse of substances

Bajaj Allianz group health insurance plans do not cover you against the disease or treatment caused due to the abuse of any substances like drugs, alcohol, etc.

‍Unproven Treatments

Bajaj Allianz group health insurance plans do not cover you against any treatment which is not yet proven.