Health Card in India: What It Is, Why You Need One & How to Download It (2025 Guide)
Health ID card—a tiny card that is more than an ID; it’s the key that unlocks your insurance.
By Pazcare
June 11, 2025
Table of contents
Aditya Birla group health insurance premiums
The Aditya Birla group health insurance premium is calculated based on the following factors
Check Out: Aditya Birla group health insurance premium calculator
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Group health insurance companies in India
About Aditya Birla group health insurance from Pazcare
Aditya Birla group health insurance policy is a business insurance product of Aditya Birla Health Insurance Company Limited.
With Pazcare, your Aditya Birla group health insurance experience gets better. We get you the best Aditya Birla group health insurance quotes for your employees at the best prices. Moreover, the HR/Admin can administer the Aditya Birla group health insurance at one place using our tech-enabled Pazcare dashboard that can be also integrated with your HRMS tool.
Pazcare also provides you with a dedicated account manager to help you with the queries related to the policy, claims and addition of dependents for your Aditya Birla group insurance policy. The Pazcare customer support is also available 24X7 for hassle-free claims processing of your Aditya Birla group health insurance plan.
How to buy Aditya Birla group health insurance from Pazcare?
- Visit Pazcare
Visit Pazcare, and choose group health insurance. If you are new to buying a GHI policy, we recommend you review our offerings before purchasing the Aditya Birla group health insurance policy.
- Consult with our insurance experts
After submitting the form, our insurance experts will call you within 24 hours. Share your requirements to personalize your Aditya Birla group health insurance policy offering with Pazcare.
- Product demo & sharing active employee data
We provide you with a product demo of how to administer the Aditya Birla group health insurance plan using the Pazcare dashboard. Once approved, share with us your active employee data to proceed with the process of buying the Aditya Birla group medical insurance for employees.
- Getting quotes & onboarding
We get you competitive quotes from Aditya Birla and other 4+ insurers. Choose the best offering, say Aditya Birla GHI policy and the onboarding process begins in 24 hours. You are covered with the best employee benefits from Pazcare.
Why choose Aditya Birla group health insurance from Pazcare?
With more than 20 health insurance players in the market, here is why you have to choose the Aditya Birla group health insurance from Pazcare.
Easy claim settlement
With Aditya Birla group health insurance, you do not have to depend on the external TPA. The claim settlement is easy and quick with their in-house claim settlement team. Pazcare also offers you 24X7 customer service for any claim related queries.
Larger health network
With a presence in around 2300+ cities and 10,000+ cashless network hospitals, Aditya Birla health insurance has a large healthcare network. The nearest Aditya Birla group health insurance network hospital details can be obtained from the Pazcare dashboard.
High claim settlement ratio
The claim settlement ratio of Aditya Birla health insurance from Pazcare is 99.41% for the year 2021-22. A higher claim settlement ratio indicates that the insurer is more reliable and more credible.
No medical check-up is needed
Unlike your retail health insurance policy, the Aditya Birla group health insurance policy from Pazcare does not require a medical check-up before the policy purchase.
Aditya Birla health insurance claim settlement ratio
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Renew Aditya Birla group health insurance with Pazcare
- Visit Pazcare
Visit Pazcare, and choose group health insurance. If you are new to renewing your Aditya Birla GHI policy, we recommend you review our offerings before purchasing Aditya Birla group health insurance policy.
- Consult with our insurance experts
After submitting the form, our insurance experts will call you within 24 hours regarding the Aditya Birla group insurance policy renewal. Please submit active employee data, policy copy, claim dump report & claim analysis report to proceed.
- Product demo & personalization
We provide you with the product demo if you are new to buying/renewing Aditya Birla group health insurance plan with Pazcare. The above-submitted documents allow us to personalize your Aditya Birla policy according to the previous offerings.
- Getting quotes & onboarding
We get you competitive quotes from Aditya Birla and other 4+ insurers. Choose the best Aditya Birla insurance policy renewal offering and the onboarding process begins in 24 hours. You are covered with the best employee benefits from Pazcare.
Also Read: 5 Easy Steps To Get Group Health Insurance For Your Team
Aditya Birla group health insurance from Pazcare benefits
Pre-existing disease cover
With Aditya Birla medical insurance from Pazcare, all your pre-existing diseases are covered from day 1 of the policy purchase. This means, unlike any retail insurance plan, there is no waiting period to cover pre-existing illnesses like diabetes, asthma, hypertension, etc.
Customize your policy
Aditya Birla group health insurance from Pazcare is a highly customizable according to your company's needs. Choose the type of policy, sum insured, or any other add-ons as per the needs of your employees and administer them at one place using the Pazcare dashboard.
Process the claims faster
With the in-house claim settlement team for Aditya Birla group policy and the 24X7 Pazcare customer service, your claims can be processed at a faster pace as the external TPAs are not involved.
Coverage for parents
Depending on the type of policy selected, parents can be covered in the Aditya Birla group health insurance policy from Pazcare at lower premiums. The premiums paid will be much lower than the retail health insurance plan.
Also check: Magma HDI group health insurance
Aditya Birla group health insurance premiums
The Aditya Birla group health insurance premium is calculated based on the following factors
Check Out: Aditya Birla group health insurance premium calculator
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Aditya Birla group health insurance claim process
1
Intimate your insurer
Intimate your claim to the insurer within 48 hours, in case of an emergency and at least 3 days prior in case of a planned hospitalisation.
2
Verify your identity
Provide the proof of identity - policy number/health insurance ID card, company ID and a valid unique govt. ID card
3
Submit the pre-authorization form
Fill out the pre-authorization form and hand it over to the hospital.
4
Claim settlement
Once the details are verified. The claim will be settled directly at the network hospital
5
Contact us for assistance
For any questions or further assistance contact Pazcare at support @getpaz.com or call us at +91 78291 11300
1
Intimate your insurer
Intimate your claim to the insurer within 48 hours, in case of an emergency and at least 3 days prior in case of a planned hospitalization.
2
Settle your bills
Settle all your bills and collect the original copies of hospital bills, doctor consultation reports and other essential documents.
3
Submit the documents
Submit these original documents along with the claim form to the insurer/TPA
4
Claim settlement
Once verified, the claim will be settled in your bank account directly.
5
Contact us for assistance
For any questions or assistance contact Pazcare at support@getpaz.com or call us at +91 78291 11300. We will guide you through the process.
Rating based on
(79 reviews)
Supriya P
5 / 5
Must say Pazcare offers on-time insurance assistance.
Sai
5 / 5
The portal is pretty easy to access. The customer service team gave us a quick response and helped us with the medical insurance claim settlement.
Soumya Venugopal
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4.5 / 5
The onboarding support offered by Pazcare was very good. The response time was pretty fast. Would recommend it.
Kshitij
5 / 5
The policy offerings were explained based on the best interest of Mithya Labs and its employees.
SHUBHASHIS NANDA
5 / 5
The customer support service was very good. The claim process was guided very well and our claims were settled quickly.
Yashoda Powar
5 / 5
The Pazcare portal is very user-friendly. The customer success team did a good job in explaining the policy details and helped us with the whole process.
Sarlaksha
5 / 5
I appreciate Darshan from your Customer Success team from the bottom of my heart. His patience, support and availability for queries are all a cut above the rest. His ability to connect with people and be super responsive are excellent. We have already got 2 claims settled.
Shiwangi Sinha
4.5 / 5
The Pazcare team was very helpful in helping us with the details and the documents needed for the claim process. Guidance and query handling were exceptionally good.
Shraddha
5 / 5
The employee onboarding process for the group medical insurance was hassle-free and very fast. Our queries were also resolved in no time. Would recommend Pazcare
Mayur Jadhav
4.5 / 5
The customer support and service from Pazcare were very good. Would recommend purchasing group insurance plans from Pazcare.
Lily Dsouza
5 / 5
The follow-up and the service by Darshan, from Pazcare’s customer success team, did a very good job. We are very happy with their service.
Anagha Abhyankar
4.5 / 5
The customer relationship team did a very good job. The response time was very short and all our queries were answered clearly
Bajrang Sarvan
5 / 5
We got exceptional service from Pazcare. The customer care executive was attentive to all our queries and helped us with the process.
Mahima
4.5 / 5
The customer care service from Pazcare was great. Our questions regarding the policy and the claim process were answered quickly and without any delays.
Prakash Prabu
5 / 5
Purchasing the group insurance plan from Pazcare was a very good experience. The whole process was very smooth and easy. I highly recommend it.
Rating based on
(3023 reviews)
SHUBHASHIS NANDA
5 / 5
The customer support service was very good. The claim process was guided very well and our claims were settled quickly.
Shiwangi Sinha
4.5 / 5
The Pazcare team was very helpful in helping us with the details and the documents needed for the claim process. Guidance and query handling were exceptionally good.
Rating based on
(2193 reviews)
Supriya P
5 / 5
Must say Pazcare offers on-time insurance assistance.
Sarlaksha
5 / 5
I appreciate Darshan from your Customer Success team from the bottom of my heart. His patience, support and availability for queries are all a cut above the rest. His ability to connect with people and be super responsive are excellent. We have already got 2 claims settled.
Mayur Jadhav
4.5 / 5
The customer support and service from Pazcare were very good. Would recommend purchasing group insurance plans from Pazcare.
Lily Dsouza
5 / 5
The follow-up and the service by Darshan, from Pazcare’s customer success team, did a very good job. We are very happy with their service.
Anagha Abhyankar
4.5 / 5
The customer relationship team did a very good job. The response time was very short and all our queries were answered clearly
Bajrang Sarvan
5 / 5
We got exceptional service from Pazcare. The customer care executive was attentive to all our queries and helped us with the process.
Mahima
4.5 / 5
The customer care service from Pazcare was great. Our questions regarding the policy and the claim process were answered quickly and without any delays.
Rating based on
(913 reviews)
Soumya Venugopal
4.5 / 5
The onboarding support offered by Pazcare was very good. The response time was pretty fast. Would recommend it.
Kshitij
5 / 5
The policy offerings were explained based on the best interest of Mithya Labs and its employees.
Shraddha
5 / 5
The employee onboarding process for the group medical insurance was hassle-free and very fast. Our queries were also resolved in no time. Would recommend Pazcare
Prakash Prabu
5 / 5
Purchasing the group insurance plan from Pazcare was a very good experience. The whole process was very smooth and easy. I highly recommend it.
Rating based on
(1267 reviews)
Sai
5 / 5
The portal is pretty easy to access. The customer service team gave us a quick response and helped us with the medical insurance claim settlement.
Yashoda Powar
5 / 5
The Pazcare portal is very user-friendly. The customer success team did a good job in explaining the policy details and helped us with the whole process.
For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
For any assistance and queries please contact Aditya Birla group health insurance customer care. If you have purchased your Aditya Birla group health insurance with Pazcare, please contact us for any claim assistance and queries regarding your group health insurance policy. Pazcare offers 24X7 customer support.
Pazcare
91 80378 34753
Available 24X7
1800-270-7000
Available 24X7
Aditya Birla group health insurance FAQs
What is Aditya Birla group health insurance claim settlement ratio?
The Aditya Birla group health insurance claim settlement ratio for the years 2021-22 is 99.41%.
What is group Activ health plan Aditya Birla?
Group Activ health plan in Aditya Birla health insurance is comprehensive corporate health insurance for employees. It is a tailor-made plan with benefits like coverage of daycare treatments, in-patient hospitalisation cover, pre and post-hospitalisation cover, etc. This plan offers coverage for pre-existing diseases without a waiting period. This plan also allows cashless claims at network hospitals.
What is Aditya Birla group health insurance customer care number?
1800-270-7000 is Aditya Birla group health insurance customer care number. Alternatively, you can email them at care.healthinsurance@adityabirlacapital.com
Where do I find the Aditya Birla group health insurance hospital list?
Find the Aditya Birla group health insurance hospital list based on your city here under the section Network hospitals.
What are the documents required for Aditya Birla group health insurance claim?
Some of the documents required to claim your Aditya Birla group health insurance are:
- Duly filled out Aditya Birla health insurance claim form
- Health card
- KYC documents, such as an Aadhaar card, passport, etc.
- Copy of hospital registration certificate
- Original hospital discharge card or death summary
24X7 customer assistance for queries, assistance and claim support
Available 24X7
1800-270-7000
Available 24X7
Available 24X7
care.healthinsurance@adityabirlacapital.com
Have questions? We are here to help
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