Difference between OPD and IPD [Treatment + Insurance]
Learn the meaning of OPD and IPD, its differences and claim process.
By Pazcare
October 31, 2023
Total estimated yearly premium
*only basic terms and conditions applied
₹ 100,000
₹ 5,000 per life
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OkayGroup health insurance companies in India
HDFC ERGO group health insurance is a corporate insurance product of HDFC ERGO General Insurance Company Limited. By purchasing HDFC ERGO group health insurance from Pazcare you get best-in-class employee insurance services. HDFC ERGO has more than 7000+ network hospitals, the list of the hospitals can be accessed inside the Pazcare dashboard.
With Pazcare, you can administer your HDFC ERGO group health insurance in one place using the Pazcare dashboard. Join the other 800+ HRs who use the Pazcare dashboard to manage the policy, add/delete employees, manage endorsements and many more. The employees can use Pazcare’s employee app to manage their HDFC group health insurance plan.
Visit Pazcare, and choose group health insurance. If you are new to buying a GHI policy, we recommend you review our offerings before purchasing the HDFC ERGO group health insurance policy.
After submitting the form, our insurance experts will call you within 24 hours. Share your requirements to personalize your HDFC ERGO group health insurance policy offering with Pazcare.
We provide you with a product demo of how to administer the HDFC ERGO group health insurance plan using the Pazcare dashboard. Once approved, share with us your active employee data to proceed with the process of buying the HDFC ERGO group medical insurance for employees.
We get you competitive quotes from HDFC ERGO and other 4+ insurers. Choose the best offering, say HDFC ERGO GHI policy and the onboarding process begins in 24 hours. You are covered with the best employee benefits from Pazcare.
Here are the reasons why you should choose HDFC ERGO group health insurance policy from Pazcare.
13,000+ cashless networks
With more than 13,000+ cashless network hospitals, HDFC ERGO group health insurance from Pazcare has a pan India presence. With such a huge cashless network, you can avail cashless claims for hospitalization near your location.
No external TPA is involved
The claims for HDFC ERGO group health insurance from Pazcare are settled by the in-house claim settlement department. Hence, your claims are settled without the involvement of an external TPA.
24X7 support
HDFC ERGO and Pazcare provides 24X7 customer assistance and claim support services for its customers. The in-house claims team makes sure the claims are settled hassle-free.
Highly customizable plans
The HDFC ERGO group health insurance from Pazcare is a highly customizable according to the needs of your employees. You can choose the add-ons and riders catering to the needs of your organization.
Renew your HDFC ERGO group health insurance plan with Pazcare using the following steps.
Visit Pazcare, and choose group health insurance. If you are new to renewing your HDFC ERGO GHI policy, we recommend you review our offerings before purchasing HDFC ERGO group health insurance policy.
After submitting the form, our insurance experts will call you within 24 hours regarding the HDFC ERGO group insurance policy renewal. Please submit active employee data, policy copy, claim dump report & claim analysis report to proceed.
We provide you with the product demo if you are new to buying/renewing HDFC ERGO group health insurance plan with Pazcare. The above-submitted documents allow us to personalize your HDFC ERGO policy according to the previous offerings.
We get you competitive quotes from HDFC ERGO and other 4+ insurers. Choose the best HDFC ERGO insurance policy renewal offering and the onboarding process begins in 24 hours. You are covered with the best employee benefits from Pazcare.
Day care treatments covered
Your HDFC ERGO group health insurance from Pazcare covers the day care treatment expenses with an additional rider. Day care treatment expenses are those that require less than 24 hours of hospitalisation.
Pre-hospitalization expenses coverage
Pre-hospitalization expenses such as expenses due to medical tests like blood tests and X-rays are covered in your HDFC ERGO group health insurance from Pazcare.
No medical screening required
Unlike a retail health insurance policy, you can purchase HDFC ERGO group health insurance for the employees from Pazcare without a medical screening test.
Dental treatment riders
The cost of dental treatment is not usually covered in your group health insurance. But wit HDFC ERGO group health insurance, the cost of dental treatment can be covered using an optional dental treatment rider.
For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
The HDFC ERGO group health insurance customer care number is 022 6234 6234. The customer care services are also available through email. Reach out to them at healthclaims@hdfcergo.com.
The claim settlement ratio of HDFC Ergo health insurance is 98.49% as of the year 2021-22.
HDFC ERGO group health insurance claim form can be downloaded under the Claim forms section in the Health Insurance category. Or download the HDFC ERGO group health insurance claim form pdf from here.
24X7 customer assistance for queries, assistance and claim support
022 6234 6234
healthclaims@hdfcergo.com
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