HDFC Ergo Group Health
Insurance

What

The company offers insurance products like Motor, Health, Travel, Home and Personal Accident, Group health insurance, etc.

USP

Diverse set of products to meet people’s needs ranging from corporate insurance to rural insurance. The company claims to settle cashless claims in around 20 minutes.

Get your GHI policy

Total GHI Claims Incurred

Rs. 690 crores (2020-21)

Claim Settlement Ratio

86.52%
The number of claims settled from the total claims.

Solvency Ratio

1.90
Measurement of a company’s cash flow and its liabilities.

How is HDFC Ergo group health insurance better with Pazcare?

For employers


Create a custom-made plan for your team

Tell us about you and your requirements

Compare quotes from different insurers

Choose your add-ons from Pazcare

Make payment and get started!

No hassles, no mess! Everything at one place

Easy access to policy and employee details

Add/delete employees using the dashboard

Create a custom-made plan for your team

Health and wellness plans including therapy, health check-ups, online doctor consultations, etc.

Easily get Group Personal Accident and Term Life Insurance

Total Lives Insured

96 lakhs (2020-21)

Total Claims Incurred

Rs. 2130 crores (2020-21)

Total Lives Covered in GHI

42.5 lakhs (2020-21)

Net GHI Premium Earned

Rs. 739 crores (2020-21)

For employees


All-in-one employee benefits mobile app

Access all your employee benefits

File and track claims through guided assistance

Book Covid-19 tests, doctor consultations, etc.

Assisting you 24X7

We offer you 24X7 claim support

No bots! Just you and your POC talking

Your phone is your card!

Download health ID card using the app

Check the list of network hospitals

Easy cashless claim

How to claim health insurance?

Cashless claim


  • Go to the nearest network hospital
  • Show your health insurance ID card, company ID card and Aadhar/driving license.
  • Your insurer will settle your medical bill with the hospital

Reimbursement claim


  • Collect all the original bills and supporting documents
  • Contact us at support@pazcare.com
  • We will guide you through the process

No items found.

Looking for group health insurance plans for your employees?

Get In Touch!
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Frequently asked questions

What is the customer care number of HDFC Ergo?

The customer care numbers for HDFC Ergo are

What are the benefits under HDFC Ergo group health insurance?

HDFC Ergo group health insurance has optional benefits like maternity benefits, dental insurance, reimbursement cost of health check-ups, cover your dependent family members and many more.

How is the HDFC Ergo group health insurance premium calculated?

The premium is calculated mostly based on factors like the size of your team, annual income of your team members, their age, number of dependent family members covered, age of the dependent members, and the type of benefits opted for.

What is HDFC Ergo health insurance claim settlement ratio?

The claim settlement ratio of HDFC Ergo health insurance is 86.52% as of the year 2020.

How do I access the HDFC Ergo health insurance hospital list?

Go to HDFC ergo website and tap on the category health insurance. Under that choose cashless hospitals. You can enter the Pincode to access the hospitals near you. In this way, you can access the HDFC Ergo health insurance hospital list.

What is the customer care number of HDFC Ergo?

The customer care numbers for HDFC Ergo are

What are the benefits under HDFC Ergo group health insurance?

HDFC Ergo group health insurance has optional benefits like maternity benefits, dental insurance, reimbursement cost of health check-ups, cover your dependent family members and many more.

How is the HDFC Ergo group health insurance premium calculated?

The premium is calculated mostly based on factors like the size of your team, annual income of your team members, their age, number of dependent family members covered, age of the dependent members, and the type of benefits opted for.

What is HDFC Ergo health insurance claim settlement ratio?

The claim settlement ratio of HDFC Ergo health insurance is 86.52% as of the year 2020.

How do I access the HDFC Ergo health insurance hospital list?

Go to HDFC ergo website and tap on the category health insurance. Under that choose cashless hospitals. You can enter the Pincode to access the hospitals near you. In this way, you can access the HDFC Ergo health insurance hospital list.

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