Chola MS Group Health
Insurance

What

It offers insurance products in the categories of motor, health, accident, home travel and rural. It is also the third-largest general insurance provider in the public sector.

USP

It has a strong network of 10,000+ cashless hospitals and claims to have settled 2.5 lakh claims.

Get your GHI policy

Total GHI Claims Incurred

Rs. 263.2 crores (2020-21)

Claim Settlement Ratio

56.25%
The number of claims settled from the total claims.

Solvency Ratio

2.08
Measurement of a company’s cash flow and its liabilities.

How is Chola MS group health insurance better with Pazcare?

For employers


Create a custom-made plan for your team

Tell us about you and your requirements

Compare quotes from different insurers

Choose your add-ons from Pazcare

Make payment and get started!

No hassles, no mess! Everything at one place

Easy access to policy and employee details

Add/delete employees using the dashboard

Create a custom-made plan for your team

Health and wellness plans including therapy, health check-ups, online doctor consultations, etc.

Easily get Group Personal Accident and Term Life Insurance

Total Lives Insured

45.6 lakhs (2020-21)

Total Claims Incurred

Rs. 313.2 crores (2020-21)

Total Lives Covered in GHI

42.7 lakhs (2020-21)

Net GHI Premium Earned

Rs. 256.2 crores (2020-21)

For employees


All-in-one employee benefits mobile app

Access all your employee benefits

File and track claims through guided assistance

Book Covid-19 tests, doctor consultations, etc.

Assisting you 24X7

We offer you 24X7 claim support

No bots! Just you and your POC talking

Your phone is your card!

Download health ID card using the app

Check the list of network hospitals

Easy cashless claim

How to claim health insurance?

Cashless claim


  • Go to the nearest network hospital
  • Show your health insurance ID card, company ID card and Aadhar/driving license.
  • Your insurer will settle your medical bill with the hospital

Reimbursement claim


  • Collect all the original bills and supporting documents
  • Contact us at support@pazcare.com
  • We will guide you through the process

No items found.

Looking for group health insurance plans for your employees?

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Frequently asked questions

How to access the Chola MS health insurance hospital list?

Access the Chola MS health insurance hospital list by visiting https://www.cholainsurance.com/ and tap on locate network hospitals. You can filter it based on the ones near you, based on the Pincode, city or the name of the hospital.

What is the Chola MS health insurance claim settlement ratio?

The claim settlement ratio of Chola MS health insurance is 56.25% as of the year 2020.

How to access the Chola MS health insurance hospital list?

Access the Chola MS health insurance hospital list by visiting https://www.cholainsurance.com/ and tap on locate network hospitals. You can filter it based on the ones near you, based on the Pincode, city or the name of the hospital.

What is the Chola MS health insurance claim settlement ratio?

The claim settlement ratio of Chola MS health insurance is 56.25% as of the year 2020.

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