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We protect your startup from

Operational disruptions IMG

Operational disruptions

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Cyberattacks & data breaches

Employee-related risks IMG

Employee-related risks

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Third-party lawsuits

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Coverages for SaaS Startups

Must Have
Directors & Officers (D&O) Liability Insurance img

Professional Liability (Errors & Omissions) Insurance

Covers: Negligence, mistakes, or oversight in professional services.

For: companies offering services to the US & Canada.

Limit: $1M to $5M

Must Have

Directors & Officers (D&O) Liability Insurance

Covers: Financial losses resulting from misjudgements made by the management.

For: Startups raising funds or operating in regulated markets.

Limit: $1M to $5M

Must Have

Cyber Liability Insurance

Covers: Legal fees and losses caused by cyber threats and data breaches.

For: Businesses handling customer personal data (PII).

Limit: $1M to $5M

Good to Have

General Liability Insurance

Covers: Claims for injury, property damage to third party caused by business’s products.

For: Companies with global offices or on-site client work.

Limit: $1 million per incident, $2 million aggregate.

Good to Have

Property Insurance

Covers: Office assets like furniture, electronics, and laptops from fire, theft, or damage.

For: Startups with owned or rented office spaces.

Limit: Full asset replacement cost.

Good to Have

Employers’ Compensation Insurance

Covers: Medical costs, lost wages, rehabilitation expenses, & in some cases, death benefits.

For: Businesses deploying employees at client sites, particularly in India.

Limit: As per India’s labor laws.

< Must have
Good to have >

Startup Secure Risk Estimator

How it works

1

Provide business details

2

Review risk estimator report

3

Finalise and buy right coverage

Benefits

Find the Right Coverage

Buy only what you need.

Save Money

Accurately estimate risks and avoid over insuring.

Plug Risk Gaps

Identify and cover critical business risks.

Why choose Pazcare ?

Trusted Insurance partner of 500+ SaaS startups

Tailored Coverage

Custom insurance solutions designed specifically for SaaS startups.

Global Expertise

Covers businesses operating in India, the US, Canada, and beyond.

Transparent Pricing

No hidden costs—only pay for what you need.

Seamless Process

Quick policy issuance and hassle-free claims support.

Trusted by Industry Leaders

Recognized and recommended by top startups and enterprises.

FAQs

What is the best insurance for a startup business?

To choose the best Insurance for a startup is a process in which you have to assess your risk, look for bundled solutions and consult an expert who can help tailor coverage to your specific needs related to your industry and business operations.

What is the minimum coverage for commercial insurance?

Minimum coverage for commercial insurance depends on the specific type of insurance and the nature of the business.However, there are general guidelines and legal requirements that vary by industry and the type of policy such as property insurance is covered for value of all assets, Workmen compensation depends on the number of employees and the nature of the business

What is the cost of commercial insurance in India?

The cost of commercial insurance in India can vary significantly based on several factors, including the type of insurance, the size of your business, the industry you're in, the level of coverage, and the risks associated with your operations.

Is there any insurance for business loss?

Yes, business loss insurance is generally covered under Business Interruption Insurance or Loss of Profit Insurance, which is designed to help protect businesses against loss of income due to unforeseen events that disrupt normal operations. This insurance can be crucial for businesses that depend on continuous operations to generate revenue.

What insurance does a SaaS company need?

A SaaS (Software as a Service) company has unique risks and needs when it comes to insurance and it's crucial to protect your intellectual property, data, and customer relationships. The combination of Professional Indemnity Insurance, Cyber Liability Insurance, Data Breach Insurance, and Tech Errors & Omissions Insurance will typically cover most of the risks SAAS companies face.

 Which of the following products come under commercial insurance?

Commercial insurance is a broad category of insurance designed to protect businesses from various risks related to their operations. The below products typically constitute commercial insurance.

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