Choosing the right network hospital is one of the most important steps in ensuring a smooth cashless claim experience under corporate health insurance. Yet, many employees are unaware of which hospitals fall under their insurer’s network. This lack of awareness often results in claim delays, out-of-pocket expenses, and even claim rejections. Pazcare solves this by making network hospital discovery simple, accurate, and accessible for every employee.
Under a corporate health insurance policy, the insurer partners with selected hospitals to offer cashless treatments. These hospitals are known as network hospitals.
Visiting a network hospital allows employees to enjoy several benefits, including:
However, when employees visit a non-network hospital, the treatment generally falls under reimbursement. This means employees must pay upfront and apply for reimbursement later, making the process longer and more stressful.
Despite the importance of choosing a network hospital, many employees face challenges such as:
These issues often lead to employees selecting hospitals that are not within their insurer’s network known as non- network hospitals, resulting in claim complications.
A large portion of claim rejections under corporate health insurance happens because employees simply do not know which hospitals are part of the insurer’s network. When an employee unknowingly chooses a non-network hospital, the consequences may include:
This makes awareness one of the most crucial aspects of successful claim processing.
Pazcare improves network hospital awareness through simple tools, real-time insights, and round-the-clock support. This ensures employees always know which hospitals are eligible for cashless treatment under their corporate health insurance plans.
Pazcare provides an easy-to-use hospital search tool where employees can check network hospitals based on location, specialty and Insurer tie ups.
All information is updated in real time, so employees no longer depend on old PDFs or outdated insurer websites.
Pazcare integrates directly with insurers and TPAs to ensure the hospital list is current at all times. This eliminates confusion that arises from inconsistent or outdated lists found online.
Additional feature:
Blacklisted hospital check: Employees can also view hospitals that are blacklisted by insurers or TPAs. This prevents them from visiting a hospital where claims may be rejected due to compliance issues or past fraudulent activities.
Before visiting a hospital, employees can instantly check whether cashless treatment is available under their specific corporate health insurance plan. This prevents last-minute surprises at the hospital.
Pazcare’s claims support team assists employees throughout the entire hospitalization journey. The team helps:
This support is especially helpful during emergencies.
Pazcare also gives HR teams simple tools to:
This creates a more informed and empowered employee base.
With Pazcare’s network hospital features and support, both employees and organizations experience significant advantages:
Here are some simple actions employees can take:
Lack of network hospital awareness is one of the biggest reasons for claim rejections under corporate health insurance. Pazcare bridges this gap through technology, real-time updates, and dedicated support, ensuring that employees always make informed hospital choices. By simplifying hospital discovery and improving claim experiences, Pazcare helps employees feel more confident and supported in their healthcare journey.
Empower your employees with the right tools and support. Book a demo with Pazcare today.
Marketing Analyst
Some hospitals have tie-ups with either TPAs or health insurance companies. If you choose to get treated in a network hospital, you can get the cashless treatment done and your insurance company will directly settle the bills at the hospital.
Yes, in the network hospitals you get a cashless treatment facility.
If you get your treatment in a non-network hospital, then you can apply for reimbursement claims. You must have all the original bills from the hospital with you. All the bills should be cleared at the hospital beforehand. By submitting proof of identification and the original bills to your insurer, the claim would be directly settled in your bank account.
Your claim will directly get settled in a network hospital by your insurer upon verification of the documents.
No, every non-network claim will be settled directly in your bank account after verification is done. Make sure that you carry original hospital bills when you go to apply for the same.
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