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paz insurance
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Accidents can happen anywhere, at any time. When an employee faces an unfortunate accident, the impact goes beyond the physical it triggers financial crisis, anxiety, and lost focus on recovery.
Medical expenses and hospitalization costs pile up fast, leaving employees vulnerable and employers exposed to the human cost of being unprepared.
A Group Personal Accident (GPA) insurance policy protects your employees financially in the event of accidental injuries, disabilities, or death covering medical expenses, hospitalization costs, disability benefits, and accidental death benefits. It ensures your team can focus entirely on recovery, not bills.
By offering GPA coverage, employers demonstrate a genuine commitment to their people's well-being and financial security. With Pazcare's comprehensive, tailor-made group personal accident insurance policy — you're fully covered, and so is your team.
Did you know that about 450,000 accidents take place in India annually, of which 150,000 people die
Financial stability for your employees
Accidents are uncertain. The only way to secure and care for your team in these situations is by providing financial stability with group personal accident insurance coverage.
Retention of your workforce
Organizations have experienced a significant increase in their retention rate after providing group personal accident policies to their employees. Top HR leaders believe that offering such benefits establishes organizations as responsible leaders in the market.
Ensures employee well-being
Offering employee benefits like a group personal accident insurance scheme ensures your employees’ well-being. Ultimately, your team feels belonged. A happy mind is indeed a productive mind.
If your employee size is as small as two people, you are eligible to opt for a group personal accident insurance policy. Buying a group personal accident insurance plan for your team will help you scale the organization faster by attracting & retaining great talents.
Managing insurance becomes challenging when you have more employees. With Pazcare, the addition/deletion of employees and managing employee benefits becomes hassle-free. Put your insurance administration on autopilot today!
Purchasing a group personal accident policy for your large organization can come at a suitable premium. Our insurance experts at Pazcare, offer personalized solutions that make your insurance journey smooth.
By purchasing comprehensive group personal accident insurance, you’re providing peace of mind for your employees. Some insurance companies provide a combination of group health insurance and group personal accident insurance at a lower premium.
Covering more employees will help you get a quote at a suitable price. Generally, insurance companies offer good discounts for insuring large numbers of employees.
Your group personal accident insurance plan provides you with comprehensive coverage for all accident-related expenses.
In case an employee meets an accident that causes a permanent total or partial disability for a period of 12 months, the insurer will pay the percentage of the sum insured as compensation to the employee.
Group personal accident insurance policy offers reimbursement for ambulance charges in case the employee meets an accident.
Your group personal accident insurance plan provides you with comprehensive coverage for all accident-related expenses.
In the case of a temporary disability, monetary assistance will be provided for 104 weeks to compensate for the loss of pay.
100% of the sum insured is paid to the nominee in case of the accidental death of the insured
The sum insured in group personal accident insurance for employees will be paid to the nominee of the deceased
Make sure the group personal accident insurance policy you choose covers the ambulance charges.
Ensure there are provisions where disability is covered, both temporary and permanent under group personal accident insurance schemes.
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There is no waiting period. The policy cover starts from day 1. Don’t let anyone tell you otherwise.
Companies can choose to offer different sum insured amounts based on the designation/CTC of the employees.
It’s time to level up your insurance game by adding health and wellness plans like therapy, wellness sessions, unlimited doctor consultations, and many more to your group personal accident policy.
Even though the claim process differs from case to case. Pazcare ensures to help you out at every level of the claim reimbursement journey.
Pazcare dashboard can be easily integrated with your HRMS to automate endorsements.
Easy access to policy details, inclusion, and exclusions using the mobile application.
Purchasing the best group personal accident insurance could be a daunting task. At Pazcare, our insurance experts help clients at every step and ensure the best quote at suitable premiums.
Here are some more reasons why you should buy group personal accident insurance from Pazcare.
At Pazcare, we provide hassle-free claim support to our clients 24x7. With our Pazcare app, employees can file and track claims at their fingertips.
Employees can easily check what is covered and where are the nearest network hospitals. Either on Desktop or on App - one can raise cashless and reimbursement claims within a click without having to intimate their HRs and admins.
Say hi to Pazcare’s app - employees can now file and track the status of their claims on the go. Chat with our internal claims team 24X7 within the Paz app and get your queries answered then and there.
You can easily choose and build your benefits package. We have it all.
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I would like to sincerely appreciate your support during my recent cashless treatment claim process last month. Your prompt responses, clear guidance, and quick resolution throughout the process were extremely helpful and made the entire experience smooth and hassle-free. Thank you for your excellent support
and coordination. Once again, thank you for your valuable assistance and support.
Sr. MIS Executive
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Thank you for showing strong ownership and resilience in resolving the insurance portal data issue and supporting Mahesh's claim.
This was clearly a challenging and time-consuming situation, and
the way it was handled with patience, clarity, and a solution-
focused approach made a meaningful impact.
Pazcare Customer
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Hello Sourabh,
under "Anywhere cashless"
Appreciate you and Prajwal for responding on weekends.
A big Thank you for all the support in getting cashless for my father approved. Though the hospital was refusing to entertain, you did go an extra mile to convince them and accommodate it.
Senior Strategic HR Partner
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Hi Pazcare Team,
I wanted to say a big thank you for the amazing support I received from your team recently. A few days ago, I admitted my mother to the hospital for spine surgery, and the whole process could have been very stressful if it weren't for Mr. Gurprashad. His coordination with the Godigit team for the instant approval of the cashless claim was impressive. He managed everything smoothly from start to finish, which made a huge difference for us.
Associate Directore
According to IRDAI, a minimum of 7 lives is qualified for group personal accidental insurance policy.
There are several cases that are excluded from your group personal accident insurance policy, such as intentional self-injury, suicide, pregnancy and childbirth-related issues, and extreme sports.
If you're an early-stage start up company, small to medium size organizations, large organizations, you should consider purchasing a group personal accident insurance policy.
No, group accident insurance only provides coverage for accidental death and disability.
In order to buy group personal accident insurance online, just get in touch with Pazcare by submitting the form. Our insurance experts will reach out to you within 24 hours. After understanding your requirements, our consultants will give a short product demo and personalize group personal accident insurance according to your need. Your onboarding process starts within 24 hours after you purchase the policy.