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paz insurance
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Employee Benefits for Growing Teams
Cover your employees with insurance, year-round wellness programs and tax-saving benefits, all designed around your startup’s needs and budget.
Talk to a Startup Benefits Expert
Trusted by Startup Founders
2500
Satisfied Customers
20
Insurers
3
Largest TPA
50
Wellness Partners
We Take Customer Satisfaction
Very Seriously.
70+
NPS — Claims & Support
81%
Support CSAT
95%
Call Response Rate
2026
Best Insurtech Player of the Year
What Startup HR Teams Struggle With
You are Buying This for the First Time
Nobody tells you what sum insured is standard at 30 people, whether parents should be covered, or what a fair premium looks like at your stage.
Every Rupee has to Work Harder
You need coverage that holds up at claim time without committing to an enterprise-sized benefits budget.
You Are Competing With Larger Employers
Benefits have to help you win candidates you cannot outbid on salary.
Weak Policy Terms Become Expensive at Claim Time
Someone joins on Monday and needs a health card the same day, not after a week of endorsement emails.
One Platform.
Two Powerful Experiences.
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See What Startups Your Size Offer
Benchmark sum insured, parental cover and premium against companies at your headcount and stage.
Start Small And Add As You Grow
Begin with the cover your team needs today, then add Super Top-up, parental cover or wellness.
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Add Joiners On The Same Day
Connect Pazcare with your HRMS and manage employee additions, exits, endorsements and CD balance from one place.
Benefits Worth Putting In An Offer
Health cover, doctor consults, check-ups, dental, vision and tax-saving wallets in one package.
Know Exactly What's Covered
Check coverage, exclusions and limits in one tap, without asking a founder to read a policy PDF.
Claim Without Chasing HR
Raise and track claims directly, with cashless settlement in two hours and reimbursement in 15 days.
Care Beyond Hospitalization
Doctor consults, check-ups, dental, vision, mental wellness and Stepathon through the year.
Take Home More Of Your Salary
Pazcard covers 7+ tax-saving wallets and can save you up to ₹88,380 in taxes a year.
Coverage that goes beyond what India mandates
paz insurance
Start with the protection your team needs today and add more as your startup grows. Bring Group Health Insurance, Group Personal Accident Insurance, Group Term Life Insurance and Super Top-up options together on one platform.
Group Health Insurance
Comprehensive health insurance plans that consider all your needs.
Group Personal accident insurance
Accidental policies that can be tailor-made to meet your team strength’s and needs.
Group Term life insurance
Protect your employees and their families with the best group-term life insurance policy.
Health Super top-up
Why settle for less when you can upgrade your health insurance cover to 20 lakhs.
paz wellness
Support employees beyond hospitalization with doctor consultations, mental-wellness sessions, health check-ups and preventive-care programmes. Employees can access these benefits digitally, wherever they work.
Corporate Wellness Packages
Build a complete wellness program with checkups, consultations, and mental health support bundled into one plan for your team.
StepUp Challenge
Get your teams moving with fun, competitive step challenges that make wellness something employees actually look forward to.
paz finance
Help employees use eligible salary allowances more efficiently with Pazcard. Manage tax-saving wallets for expenses such as food, fuel, telecom, gadgets and gifts through one card and the Pazcare app.
Meal wallet
Offer your employees with tax-saving, flexible meal wallet option that can be used at any food merchant.
Fuel wallet
Fuel wallet that can be used at any fuel station around.
Telecom wallet
An exclusive wallet for Telecom and broadband benefits
Multi benefits wallet
Enjoy a wide range of tax-saving employee benefits with just one card.
AI and Technology
What Sets Pazcare Apart
A technology platform with insurance expertise
Plans start as low as ₹200/month/employee
Choose from Employee Only, Employee + Spouse, or Employee + Spouse + Children, fully customisable to your cover.
PazGPT
Instant, multilingual support over WhatsApp and email, employees get answers on coverage, claim status, and health cards without waiting on HR or a call center.
Plans start as low as ₹50/month/employee
Flagging issues early so employees get faster decisions with fewer rejections.
Paz ClaimsAI
Automatically verifies claims before submission, flagging issues early so employees get faster decisions with fewer rejections.
Benefits Backed by Real Indian Workforce Health Data
Our Employee Health Matters 2026 research helps you understand emerging health trends, claims patterns, and preventive care needs across Indian workplaces
77,000+
Claims Resolved
14 lakh+
Covered Lives
12,000+
Health Checkups
100%
Indian
Workplace Data
Ready to build a benefits program for your India team?
Connect
Share your team size, hiring plans, budget, current benefits and the coverage that matters most to your employees.
Step 1
Design
We compare insurers and design a benefits plan around your workforce, without adding features your team will not use.
Step 2
Review
Review pricing, coverage, exclusions and recommendations with a Pazcare benefits expert. Understand what you are buying before you make a decision.
Step 3
Launch
Set up your policy, connect your HRMS and onboard employees through Pazcare. Employees get digital access to their benefits and health cards.
Step 4
Optimize
Track claims, costs and benefits usage throughout the policy year. Add or improve coverage as your headcount and employee needs change.
Step 5
Connect
Share your team size, hiring plans, budget, current benefits and the coverage that matters most to your employees.
Design
We compare insurers and design a benefits plan around your workforce, without adding features your team will not use.
Review
Review pricing, coverage, exclusions and recommendations with a Pazcare benefits expert. Understand what you are buying before you make a decision.
Launch
Set up your policy, connect your HRMS and onboard employees through Pazcare. Employees get digital access to their benefits and health cards.
Optimize
Track claims, costs and benefits usage throughout the policy year. Add or improve coverage as your headcount and employee needs change.
Benefits That Keep Up With Your Startup
Your team can grow quickly. Your benefits should not become harder to manage every time someone joins. Pazcare helps you start with the right insurance, support employees through claims and add more benefits as your workforce and budget grow.
Talk to a Startup Benefits Expert