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paz insurance
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Employee Benefits for Global Companies Building in India
Pazcare helps HR teams at Multinational Companies (MNCs) and Global Capability Centers (GCCs) build compliant, tech-enabled employee benefits for their Indian workforce.
Build Your Benefits Strategy
Trusted by teams building for global scale
3000
Satisfied Customers
20
Insurers
3
Largest TPA
50
Wellness Partners
We Take Customer Satisfaction
Very Seriously.
70+
NPS — Claims & Support
81%
Support CSAT
95%
Call Response Rate
2026
Best Insurtech Player of the Year
Why GCCs & MNCs Struggle To Standardize Employee Benefits
Finding the Right Insurer
Without local expertise, global teams may struggle to compare insurers beyond pricing and understand their claims track record.
Claims That Keep HR Chasing
Slow approvals, unclear rejections, and repeated follow-ups frustrate employees and add to HR's workload.
Benefits Administration Is Still Manual
Employee additions, exits, and endorsements require manual work, with benefits data managed separately from your HRMS.
Healthcare Stops at Hospitalization
Traditional group health plans often focus on hospitalization, leaving OPD, dental, vision, and everyday healthcare needs uncovered.
Flexible Employee Health Benefits for a Diverse Indian Workforce
Your India workforce isn't uniform. Paz Flex lets you design plans and give every employee a personalized benefits budget to choose what fits them.
So your benefits can keep up with your people, instead of asking them to fit a fixed plan.
How does Paz Flex work?
Design your Benefits
Choose the insurance plans and add-on benefits you want to offer, from OPD and fitness to health check-ups and mental wellness.
Set a budget
Allocate a fixed benefits budget to each employee. Your organization decides the budget, and employees get the flexibility to choose.
Let employees choose
Employees use their benefits wallet to create a package that suits their needs from the insurance coverage to the wellness benefits they want .
Same budget, different choices
Three employees, one flex budget each. What they get to choose is entirely theirs to decide.
₹18,000
Budget Per Employee, Per Year
How Does Pazcare
Simplify Employee Benefits
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Match Your Global Standard
Dental, vision, OPD, doctor consults, check-ups and mental health built into the India programs.
Localize Your Flex Framework
Translate your HQ benefits allowance into Indian equivalents, within the budget you set.
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Plug Into the HRMS You Already Run
Direct integration with Darwinbox, Keka, Zoho, and greytHR to do additions, exits, and endorsements sync automatically.
Run Stepathon Across Regions
Step challenges, weekly wellness sessions and preventive programs run for your India headcount.
Spend Your Flex On What You Need
Parental cover, OPD, dental, vision, fitness or mental wellness, based on what your family needs.
Claims You Don't Have To Chase
Raise and track claims in the app, with cashless settlement in two hours and reimbursement in 15 days.
Healthcare Without Location Limits
Digital health cards, network hospital access, doctor consultations, and health checkups, available across India.
Boost Cover With Super Top-up
Add ₹20–50L in additional health cover at affordable rates and it stays with you after employment ends.
Coverage that goes beyond what India mandates
paz insurance
Group Health Insurance, Group Personal Accident Insurance, Group Term Life Insurance, and Super Top-up Insurance backed by 20+ insurer partnerships. Super Top-up adds ₹20–50L in additional cover on top of your base policy.
Group Health Insurance
Comprehensive health insurance plans that consider all your needs.
Group Personal accident insurance
Accidental policies that can be tailor-made to meet your team strength’s and needs.
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Group Term life insurance
Protect your employees and their families with the best group-term life insurance policy.
Health Super top-up
Why settle for less when you can upgrade your health insurance cover to 20 lakhs.
paz wellness
Corporate Wellness Packages designed to match what a global employer offers elsewhere, health checkups, doctor consultations, mental wellness, dental, and vision, with 48 weekly sessions keeping engagement active all year.
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Corporate Wellness Packages
Build a complete wellness program with checkups, consultations, and mental health support bundled into one plan for your team.
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StepUp Challenge
Get your teams moving with fun, competitive step challenges that make wellness something employees actually look forward to.
paz finance
Pazcard, One card covering 7+ tax-saving wallets (food, fuel, telecom,gadgets, gifts). Employees save up to ₹88,380 in taxes annually, fully tax-compliant and managed in-app.
Meal wallet
Offer your employees with tax-saving, flexible meal wallet option that can be used at any food merchant.
Fuel wallet
Fuel wallet that can be used at any fuel station around.
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Telecom wallet
An exclusive wallet for Telecom and broadband benefits
Multi benefits wallet
Enjoy a wide range of tax-saving employee benefits with just one card.
AI and Technology
What Sets Pazcare Apart
A technology platform with insurance expertise
Plans start as low as ₹200/month/employee
PazGPT : Instant, multilingual support over WhatsApp and email
Employees get answers on coverage, claim status, and health cards without waiting for HR call.
Plans start as low as ₹50/month/employee
Paz ClaimsAI: Automatically verifies claims before submission
Flagging issues early so employees get faster decisions with fewer rejections.
Ready to build a benefits program for your India team?
Connect
Share your Indian workforce, existing benefits, and global benefits guidelines.
Step 1
Design
We benchmark your benefits and design around employee grades, locations, and workforce needs.
Step 2
Review
Compare coverage, pricing, and insurer options with our employee benefits experts.
Step 3
Launch
Go live with digital enrolment, HRMS integration, and dedicated support for your Indian HR team.
Step 4
Partnership
Track claims, benefits usage, and policy performance with regular reviews as your India team grows.
Step 5
Connect
Share your Indian workforce, existing benefits, and global benefits guidelines.
Design
We benchmark your benefits and design around employee grades, locations, and workforce needs.
Review
Compare coverage, pricing, and insurer options with our employee benefits experts.
Launch
Go live with digital enrolment, HRMS integration, and dedicated support for your Indian HR team.
Partnership
Track claims, benefits usage, and policy performance with regular reviews as your India team grows.
Benefits Backed by Real Indian Workforce Health Data
Our Employee Health Matters 2026 research helps you understand emerging health trends, claims patterns, and preventive care needs across Indian workplaces
77,000+
Claims Resolved
14 lakh+
Covered Lives
12,000+
Health Checkups
100%
Indian
Workplace Data
Benefits Built for Your GCC Workforce
Build benefits that keep pace with your Indian team from setting up your first benefits program to supporting a growing workforce.
Build Your Benefits Strategy
Got Questions? We Have Answers.
What is the Global Capability Center (GCC)?
Global Capability Center (GCC) is a team based in India set up by a multinational corporation (MNC) to perform specific business functions or processes. Many GCCs in India also handle local employee benefits and HR compliance.
Does Pazcare work with GCCs that are setting up employee benefits in India?
Yes, Pazcare allows GCCs to translate their HQ benefits standard into Indian variants, stay compliant with local regulations, and do it all on one platform that’s integrated with HRMS tools such as Darwinbox, Keka, Zoho, and greytHR.
What are the differences between a GCC’s benefits program and that of a standalone India entity?
A GCC usually needs its Indian employee benefits to match a global parent company's standard. Pazcare helps in benchmarking the headquarters policy and build an India program, spanning insurance, OPD, and wellness, that matches the GCCs' budget.
Can Pazcare help if we are setting up benefits for the first time in India?
Yes. Pazcare can support the process from benchmarking and plan design to insurer selection, employee enrollment, HRMS integration, and ongoing benefits management.
What is the difference between a Global Capability Center (GCC) and an MNC?
- MNC (Multinational Company): A company that operates across multiple countries, with employees, offices, or business operations in different markets.
- GCC (Global Capability Center): A center established by a global company in another country to provide functions such as technology, finance, HR, analytics, R&D, or other specialized services to the wider organization.