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paz insurance
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Employee Benefits for Global Companies Building in India
From compliant coverage to a tech-enabled employee benefits stack, Pazcare helps global HR teams build better benefits for their India workforce.
Build Your MNC Benefits Strategy
Trusted by teams building for global scale
2500
Satisfied Customers
20
Insurers
3
Largest TPA
50
Wellness Partners
We Take Customer Satisfaction
Very Seriously.
70+
NPS — Claims & Support
81%
Support CSAT
95%
Call Response Rate
2026
Best Insurtech Player of the Year
What Global HR Teams Struggle With in India
Finding the Right Insurer
Without local expertise, global teams may struggle to compare insurers beyond pricing and understand their claims track record.
Claims That Keep HR Chasing
Slow approvals, unclear rejections, and repeated follow-ups frustrate employees and add to HR's workload.
Benefits Administration Is Still Manual
Employee additions, exits, and endorsements require manual work, with benefits data managed separately from your HRMS.
Healthcare Stops at Hospitalization
Traditional group health plans often focus on hospitalization, leaving OPD, dental, vision, and everyday healthcare needs uncovered.
One Platform.
Two Powerful Experiences.
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Match Your Global Standard
Dental, vision, OPD, doctor consults, check-ups and mental health built into the India programme.
Localise Your Flex Framework
Translate your HQ benefits allowance into Indian equivalents, within the budget you set.
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Plug Into the HRMS You Already Run
Direct integration with Darwinbox, Keka, Zoho, and greytHR to do additions, exits, and endorsements sync automatically.
Run Stepathon Across Regions
Step challenges, weekly wellness sessions and preventive programmes run for your India headcount.
Spend Your Flex On What You Need
Parental cover, OPD, dental, vision, fitness or mental wellness, based on what your family needs.
Claims You Don't Have To Chase
Raise and track claims in the app, with cashless settlement in two hours and reimbursement in 15 days.
Healthcare Without Location Limits
Digital health cards, network hospital access, doctor consultations, and health checkups, available across India.
Boost Cover With Super Top-up
Add ₹20–50L in additional health cover at affordable rates and it stays with you after employment ends.
Coverage that goes beyond what India mandates
paz insurance
Group Health Insurance, Group Personal Accident Insurance, Group Term Life Insurance, and Super Top-up Insurance backed by 20+ insurer partnerships. Super Top-up adds ₹20–50L in additional cover on top of your base policy.
Group Health Insurance
Comprehensive health insurance plans that consider all your needs.
Group Personal accident insurance
Accidental policies that can be tailor-made to meet your team strength’s and needs.
Group Term life insurance
Protect your employees and their families with the best group-term life insurance policy.
Health Super top-up
Why settle for less when you can upgrade your health insurance cover to 20 lakhs.
paz wellness
Corporate Wellness Packages designed to match what a global employer offers elsewhere, health checkups, doctor consultations, mental wellness, dental, and vision, with 48 weekly sessions keeping engagement active all year.
Corporate Wellness Packages
Build a complete wellness program with checkups, consultations, and mental health support bundled into one plan for your team.
StepUp Challenge
Get your teams moving with fun, competitive step challenges that make wellness something employees actually look forward to.
paz finance
Pazcard, One card covering 7+ tax-saving wallets (food, fuel, telecom,gadgets, gifts). Employees save up to ₹88,380 in taxes annually, fully tax-compliant and managed in-app.
Meal wallet
Offer your employees with tax-saving, flexible meal wallet option that can be used at any food merchant.
Fuel wallet
Fuel wallet that can be used at any fuel station around.
Telecom wallet
An exclusive wallet for Telecom and broadband benefits
Multi benefits wallet
Enjoy a wide range of tax-saving employee benefits with just one card.
One Fixed Plan Doesn't Work for a Diverse Workforce
Your India workforce isn't uniform, different grades, locations, and needs. Paz Flex lets you design tiered plans and give employees a budget to choose what actually fits them
You design the plans
Set up insurance plans with different coverage levels, sum insured, and co-pay options plus add-on plans like OPD, fitness, health checkups, and mental wellness.
You set a budget per employee
Give each employee a fixed wallet amount to spend, this becomes what they use to pick their plan and any add-ons that matter to them.
AI and Technology
What Sets Pazcare Apart
A technology platform with insurance expertise
Plans start as low as ₹200/month/employee
Choose from Employee Only, Employee + Spouse, or Employee + Spouse + Children, fully customisable to your cover.
PazGPT
Instant, multilingual support over WhatsApp and email, employees get answers on coverage, claim status, and health cards without waiting on HR or a call center.
Plans start as low as ₹50/month/employee
Flagging issues early so employees get faster decisions with fewer rejections.
Paz ClaimsAI
Automatically verifies claims before submission, flagging issues early so employees get faster decisions with fewer rejections.
Benefits Backed by Real Indian Workforce Health Data
Our Employee Health Matters 2026 research helps you understand emerging health trends, claims patterns, and preventive care needs across Indian workplaces
77,000+
Claims Resolved
14 lakh+
Covered Lives
12,000+
Health Checkups
100%
Indian
Workplace Data
Ready to build a benefits program for your India team?
Connect
Share your India workforce, existing benefits, and global benefits guidelines.
Step 1
Design
We benchmark your benefits and design around employee grades, locations, and workforce needs.
Step 2
Review
Compare coverage, pricing, and insurer options with our employee benefits experts.
Step 3
Launch
Go live with digital enrolment, HRMS integration, and dedicated support for your India HR team.
Step 4
Partnership
Track claims, benefits usage, and policy performance with regular reviews as your India team grows.
Step 5
Connect
Share your India workforce, existing benefits, and global benefits guidelines.
Design
We benchmark your benefits and design around employee grades, locations, and workforce needs.
Review
Compare coverage, pricing, and insurer options with our employee benefits experts.
Launch
Go live with digital enrolment, HRMS integration, and dedicated support for your India HR team.
Partnership
Track claims, benefits usage, and policy performance with regular reviews as your India team grows.
Benefits Built for Your India Workforce
Build benefits that keep pace with your India team from setting up your first benefits program to supporting a growing workforce.
Build Your MNC Benefits Strategy