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paz insurance
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Employee Benefits for Enterprises Building at Scale in India
Pazcare simplifies employee benefits for large organizations, helping HR teams manage group coverage, claims, healthcare, and wellness in one place.
Talk to an Enterprise Benefits Expert
Trusted by teams managing benefits at scale
3000
Satisfied Customers
20
Insurers
3
Largest TPA
50
Wellness Partners
We Take Customer Satisfaction
Very Seriously.
70+
NPS — Claims & Support
81%
Support CSAT
95%
Call Response Rate
2026
Best Insurtech Player of the Year
What Enterprise HR Teams Struggle With
One Fixed Plan Cannot Serve Everyone
Your workforce spans different ages, family structures and personal circumstances. One-size-fits-all cover fits almost none of them well.
Renewal Costs You Cannot Forecast
A high ICR, parental claims and medical inflation arrive as a renewal number you have to explain, with no lever left to pull.
Plan Design Without Peer Benchmarks
When leadership asks whether the programme is competitive, there is no comparable data to answer with.
Benefits Across Disconnected Systems
Multiple insurers, TPAs, wellness vendors, entities and an HRMS that none of them talk to.
Flexible Employee Health Benefits for a Diverse Indian Workforce
Your India workforce isn't uniform. Paz Flex lets you design plans and give every employee a personalized benefits budget to choose what fits them.
So your benefits can keep up with your people, instead of asking them to fit a fixed plan.
How does Paz Flex work?
Design your Benefits
Choose the insurance plans and add-on benefits you want to offer, from OPD and fitness to health check-ups and mental wellness.
Set a budget
Allocate a fixed benefits budget to each employee. Your organization decides the budget, and employees get the flexibility to choose.
Let employees choose
Employees use their benefits wallet to create a package that suits their needs from the insurance coverage to the wellness benefits they want .
Same budget, different choices
Three employees, one flex budget each. What they get to choose is entirely theirs to decide.
₹18,000
Budget Per Employee, Per Year
How Does Pazcare
Simplify Employee Benefits
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Plans That Fit Every Life Stage
Build tiers with Paz Flex and set the budget each group can spend on add-ons.
Benchmark Against Your Peers
Compare your programme against peers in your sector and size band before you finalise the design.
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See The Renewal Coming Early
Real-time claims, ICR and utilization analytics, so cost talks start months before renewal.
One Dashboard for Everything
Insurers, TPAs, wellness partners and your HRMS connected, with endorsements and CD balance in one view.
Choose What You Need
Parental cover, OPD, dental, vision, fitness or mental wellness, chosen by employees, not employer.
Live Claims Status Update
Raise and track claims in the app, with cashless settlement in two hours and reimbursement in 15 days.
Healthcare Across India
Digital health cards, network hospital, doctor consultations, and health checkups, available across every office location.
Stay Well at Work
Join Stepathon, wellness activities, and preventive health programs to stay active and healthy.
Coverage that goes beyond what India mandates
paz insurance
Group Health Insurance, Group Personal Accident Insurance, Group Term Life Insurance, and Super Top-up Insurance backed by 20+ insurer partnerships. Super Top-up adds ₹20–50L in additional cover on your policy.
Group Health Insurance
Comprehensive health insurance plans that consider all your needs.
Group Personal accident insurance
Accidental policies that can be tailor-made to meet your team strength’s and needs.
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Group Term life insurance
Protect your employees and their families with the best group-term life insurance policy.
Health Super top-up
Why settle for less when you can upgrade your health insurance cover to 20 lakhs.
paz wellness
Corporate Wellness Packages that keep engagement consistent across every location, health checkups, doctor consultations, dental, and vision, with 48 weekly wellness sessions running year-round.
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Corporate Wellness Packages
Build a complete wellness program with checkups, consultations, and mental health support bundled into one plan for your team.
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StepUp Challenge
Get your teams moving with fun, competitive step challenges that make wellness something employees actually look forward to.
paz finance
Pazcard, One card covering 7+ tax-saving wallets (food, fuel, telecom,gadgets, gifts). Employees save up to ₹88,380 in taxes annually, fully tax-compliant and managed in-app.
Meal wallet
Offer your employees with tax-saving, flexible meal wallet option that can be used at any food merchant.
Fuel wallet
Fuel wallet that can be used at any fuel station around.
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Telecom wallet
An exclusive wallet for Telecom and broadband benefits
Multi benefits wallet
Enjoy a wide range of tax-saving employee benefits with just one card.
AI and Technology
What Sets Pazcare Apart
A technology platform with insurance expertise
Plans start as low as ₹200/month/employee
PazGPT : Instant, multilingual support over WhatsApp and email
Employees get answers on coverage, claim status, and health cards without waiting for HR call.
Plans start as low as ₹50/month/employee
Paz ClaimsAI: Automatically verifies claims before submission
Flagging issues early so employees get faster decisions with fewer rejections.
Ready to build a benefits program for your India team?
Connect
Share your workforce structure, locations, current benefits, and business requirements.
Step 1
Design
We benchmark your benefits and design around employee grades, locations, and workforce needs.
Step 2
Review
Evaluate plans, pricing, coverage, and recommendations with our benefits team.
Step 3
Launch
Set up your benefits, integrate your HRMS, and onboard employees through Pazcare.
Step 4
Ongoing Partnership
Get regular insights on claims, costs, and benefits usage to keep your program effective as you scale.
Step 5
Connect
Share your workforce structure, locations, current benefits, and business requirements.
Design
We benchmark your benefits and design around employee grades, locations, and workforce needs.
Review
Evaluate plans, pricing, coverage, and recommendations with our benefits team.
Launch
Set up your benefits, integrate your HRMS, and onboard employees through Pazcare.
Ongoing Partnership
Get regular insights on claims, costs, and benefits usage to keep your program effective as you scale.
Benefits Backed by Real Indian Workforce Health Data
Our Employee Health Matters 2026 research helps you understand emerging health trends, claims patterns, and preventive care needs across Indian workplaces
77,000+
Claims Resolved
14 lakh+
Covered Lives
12,000+
Health Checkups
100%
Indian
Workplace Data
Benefits that grow as fast as your workforce
Your enterprise's workforce is growing faster than a single generic plan can keep up. Team up with Pazcare to deliver benefits that scale as fast as your headcount does.
Talk to an Enterprise Benefits Expert
Got Questions? We Have Answers.
What employee benefits should an enterprise offer?
Most enterprises start with group health insurance, group personal accident, and groupterm life insurance. They can also add benefits such as OPD, doctor consultations, health check-ups, dental, vision, fitness, and mental wellness based on employee needs.
Can employee benefits be customized for different teams?
Yes. Companies can create different benefit structures based on employee grade, location, or other workforce requirements. This allows organizations to offer benefits that are more relevant to different employee groups.
Can Pazcare handle benefits across multiple entities or business units?
Yes, the platform is built to bring multiple entities into one connected dashboard, which is one of the core pain points it addresses for large organizations.
How does Pazcare handle a large, diverse workforce with different needs ?
Through Paz Flex, enterprises can build tiered plans by employee grade or life stage, and set different flex budgets for each group rather than forcing everyone onto one fixed plan.
Is there ongoing support after launch, or is it a one-time setup?
Pazcare frames it as an ongoing partnership providing regular insights on claims, costs, and usage to keep adjusting the program as the company scales.