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paz insurance
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Employee Benefits Platform That SMEs Can Trust
Day-one coverage, flexible benefits your employees actually pick, and 24x7 claims support, built for fast-moving teams.
Talk to an SME Benefits Expert
Built on trust, chosen by SMEs
2500
Satisfied Customers
20
Insurers
3
Largest TPA
50
Wellness Partners
We Take Customer Satisfaction
Very Seriously.
70+
NPS — Claims & Support
81%
Support CSAT
95%
Call Response Rate
2026
Best Insurtech Player of the Year
What SME HR Teams Struggle With
Getting a Straight Quote Takes Weeks
Multiple insurers, follow-up emails and a proposal that arrives too late to compare properly before your renewal date.
You Find Out What is Not Covered at Discharge
Room-rent caps, disease-wise limits and waiting periods sit in the fine print until an employee is standing at the billing counter.
Cover Stops at Hospitalisation
Your team needs a doctor on a Tuesday evening, a dental filling, new glasses, an annual checkup. None of that is a claim, so none of it is covered.
Every Benefits Question Comes to You
Without an app employees can use themselves, HR becomes the help desk for coverage, claim status and health cards.
One Platform.
Two Powerful Experiences.
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Get A Quote In 48 Hours
Options from 20+ insurers in two working days, compared side by side on coverage, exclusions and price.
Lock The Terms Before You Sign
No room-rent limit, no disease-wise limits, pre-existing diseases covered and maternity up to ₹1 lakh.
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Cover That Goes Beyond Hospitals
Doctor consults, check-ups, dental, vision and mental health included, not sold as an upgrade later.
Make Joiners And Exits Less Manual
Connect Pazcare with your HRMS and manage additions, exits, endorsements and CD balance from one place.
Know Exactly What's Covered
Check policy coverage, exclusions and limits in one tap, without asking HR to interpret documents.
Claim Without Chasing HR
Raise and track claims directly, with cashless settlement in two hours and reimbursement in 15 days.
Care Beyond Hospitalization
Doctor consults, check-ups, dental, vision, mental health and Stepathon through 50+ wellness partners.
Access Healthcare Wherever You Work
Digital health cards, network hospitals and doctor consultations available anywhere in India.
Coverage that goes beyond what India mandates
paz insurance
Start with the protection your team needs today and add more as your startup grows. Bring Group Health Insurance, Group Personal Accident Insurance, Group Term Life Insurance and Super Top-up options together on one platform.
Group Health Insurance
Comprehensive health insurance plans that consider all your needs.
Group Personal accident insurance
Accidental policies that can be tailor-made to meet your team strength’s and needs.
Group Term life insurance
Protect your employees and their families with the best group-term life insurance policy.
Health Super top-up
Why settle for less when you can upgrade your health insurance cover to 20 lakhs.
paz wellness
Support employees beyond hospitalization with doctor consultations, mental-wellness sessions, health check-ups and preventive-care programmes. Employees can access these benefits digitally, wherever they work.
Corporate Wellness Packages
Build a complete wellness program with checkups, consultations, and mental health support bundled into one plan for your team.
StepUp Challenge
Get your teams moving with fun, competitive step challenges that make wellness something employees actually look forward to.
paz finance
Help employees use eligible salary allowances more efficiently with Pazcard. Manage tax-saving wallets for expenses such as food, fuel, telecom, gadgets and gifts through one card and the Pazcare app.
Meal wallet
Offer your employees with tax-saving, flexible meal wallet option that can be used at any food merchant.
Fuel wallet
Fuel wallet that can be used at any fuel station around.
Telecom wallet
An exclusive wallet for Telecom and broadband benefits
Multi benefits wallet
Enjoy a wide range of tax-saving employee benefits with just one card.
AI and Technology
What Sets Pazcare Apart
A technology platform with insurance expertise
Plans start as low as ₹200/month/employee
Choose from Employee Only, Employee + Spouse, or Employee + Spouse + Children, fully customisable to your cover.
PazGPT
Instant, multilingual support over WhatsApp and email, employees get answers on coverage, claim status, and health cards without waiting on HR or a call center.
Plans start as low as ₹50/month/employee
Flagging issues early so employees get faster decisions with fewer rejections.
Paz ClaimsAI
Automatically verifies claims before submission, flagging issues early so employees get faster decisions with fewer rejections.
Benefits Backed by Real Indian Workforce Health Data
Our Employee Health Matters 2026 research helps you understand emerging health trends, claims patterns, and preventive care needs across Indian workplaces
77,000+
Claims Resolved
14 lakh+
Covered Lives
12,000+
Health Checkups
100%
Indian
Workplace Data
Ready to build a benefits program for your India team?
Connect
Share your team size, current broker or provider, budget and the coverage that matters most to your employees.
Step 1
Design
We compare insurers and design a benefits plan around your workforce, without paying for features your team will not use.
Step 2
Review
Review pricing, coverage, exclusions and recommendations with a Pazcare benefits expert, side by side with what you have today.
Step 3
Launch
Set up your policy, connect your HRMS and onboard employees through Pazcare. Employees get digital access to their benefits and health cards.
Step 4
Optimize
Track claims, costs and benefits usage throughout the policy year. Add or improve coverage as your headcount and employee needs change.
Step 5
Connect
Share your team size, current broker or provider, budget and the coverage that matters most to your employees.
Design
We compare insurers and design a benefits plan around your workforce, without paying for features your team will not use.
Review
Review pricing, coverage, exclusions and recommendations with a Pazcare benefits expert, side by side with what you have today.
Launch
Set up your policy, connect your HRMS and onboard employees through Pazcare. Employees get digital access to their benefits and health cards.
Optimize
Track claims, costs and benefits usage throughout the policy year. Add or improve coverage as your headcount and employee needs change.
Benefits That Don't Need You to Chase Anyone
Your team deserves benefits that work, not a policy you renew and forget while problems repeat every year. Pazcare helps you start with the right insurance, support employees through claims and add more benefits as your workforce and budget grow
Talk to an SME Benefits Expert