Importance Of Group Health Insurance For Employers And Employees

Group health insurance offers dual benefits to employees and employers. Find out Challenges, Solutions & Additional Benefits.

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Frequently Asked Questions

What is group health insurance?

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Group health insurance is a type of health insurance plan that covers a group of people, typically employees of a company, under a single policy. It covers medical expenses, including hospitalization, surgery, and preventive care​​.

Who pays the premium in group health insurance?

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The group health insurance premium is paid by the employer only.

Are pre-existing conditions covered under small business group health insurance?

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Yes, pre-existing conditions are typically covered from day one under group health insurance plans for small business- ensuring that employees with existing health issues are protected immediately​.

Can family members be included in Group Health Insurance?

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Yes, most Group Health Insurance plans offer coverage for your employees' family members, including spouses and dependent children.

Are there any tax benefits on group health insurance?

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Yes, according to the Income Tax Act of 1961, any amount spent on health insurance is exempted from tax.

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