Convalescence benefit in health insurance

Don’t forget to claim the hidden benefit or the convalescence benefits from your insurance. Read on to know more about the same.

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Frequently Asked Questions

Is the convalescence benefit in health insurance a standard cover?

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No, it is not a standard cover as it varies from insurer to insurer. The time period and fixed amount also vary.

Why is this benefit known as a hidden benefit?

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While buying health insurance, not many people are aware of this benefit. Lack of knowledge about the same resulted in this being a hidden benefit.

Why does the insurer pay in lump sum?

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The buyer is compensated for the loss of his or her working days through this benefit. The amount is paid in a lump sum to cover the necessary expenses during the recovery period.

Is it available in only group health insurance?

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The convalescence benefit may come as inclusion or can be bought as an add-on cover in both personal as well as group health insurance policies.

Do you get convalescence benefits if you recover from home?

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The convalescence benefit provides some additional cash in case of prolonged hospitalization only. But you may still check with your insurance provider as it may vary from insurer to insurer.

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