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Convalescence benefit in health insurance

Don’t forget to claim the hidden benefit or the convalescence benefits from your insurance. Read on to know more about the same.

FAQs on convalescence benefit

Have questions? We are here to help

Is the convalescence benefit in health insurance a standard cover?

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No, it is not a standard cover as it varies from insurer to insurer. The time period and fixed amount also vary.

Why is this benefit known as a hidden benefit?

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While buying health insurance, not many people are aware of this benefit. Lack of knowledge about the same resulted in this being a hidden benefit.

Why does the insurer pay in lump sum?

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The buyer is compensated for the loss of his or her working days through this benefit. The amount is paid in a lump sum to cover the necessary expenses during the recovery period.

Is it available in only group health insurance?

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The convalescence benefit may come as inclusion or can be bought as an add-on cover in both personal as well as group health insurance policies.

Do you get convalescence benefits if you recover from home?

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The convalescence benefit provides some additional cash in case of prolonged hospitalization only. But you may still check with your insurance provider as it may vary from insurer to insurer.

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