Employee benefits apps help startups manage employee benefits in one place. These platforms can include health insurance, claims, doctor consultations, wellness programs, rewards, perks, and flexible benefits. Popular options in India include Pazcare, Xoxoday Empuls, Vantage Circle, Pluxee, and MediBuddy. The right platform depends on your employees' needs, the benefits you offer, and how much support your HR team needs.
An employee benefits app is a digital platform where employees can access the benefits provided by their company.
Depending on the platform and the benefits offered by the employer, employees may be able to:
For HR teams, these platforms can also make benefits easier to manage. HR can use them to add employees, manage policies, share benefit information, track claims, and understand how employees are using their benefits.
Startups usually have small HR teams. As the company grows, managing employee benefits through spreadsheets, emails, and different vendor portals can take up a lot of time.
An employee benefits platform can make this process simpler.
A benefits platform can bring employee information, policies, claims, and other benefits into one place. This can reduce the amount of work involved in managing employee benefits.
Employees don't always know what their company benefits include or how to use them. An app gives employees a place to check their benefits themselves. They can find information about their insurance, book healthcare services, raise claims, or use other benefits without asking HR for every small thing.
With a digital platform, new employees can get access to their insurance and other benefits after they join the company. HR can also share information about what is covered and how employees can use it.
HR teams need to know whether employees are actually using the benefits they provide. Benefits platforms can give HR information about claims, enrollment, benefit usage, and employee participation. This can help HR understand what employees use and where they may need more support.
Here are some platforms that companies in India can consider when building an employee benefits program.
Pazcare is an employee insurance and benefits platform for Indian companies. Its platform brings group insurance, doctor consultations, health checkups, wellness programs, and more Companies can use Pazcare to manage group health insurance, group personal accident insurance, group term life insurance, health top-ups, tax and wellness benefits.
Employees can use the Pazcare app to check their benefits, access digital health cards, raise and track claims, and access healthcare services. For HR teams, Pazcare provides benefits management, claims information, analytics, and HRMS integrations. Its flexible benefits product also allows employees to choose benefits based on the options and budget set by the employer.
Xoxoday offers Empuls, an employee engagement platform. Empuls focuses more on employee engagement, rewards, recognition, perks, surveys, and benefits rather than being mainly a health insurance platform. Its current platform includes employee recognition, rewards, surveys and feedback, perks, wellness benefits, and a social intranet. Employees can receive rewards and recognition, access discounts, and use different benefits through the platform. Empuls also offers flexible spending options and benefits related to wellness and financial well-being.
3. Vantage Circle
Vantage Circle is an employee engagement platform that brings together recognition, rewards, well-being, perks, and employee feedback.
Its main products include employee recognition and rewards, employee wellness, corporate perks and discounts and employee surveys and feedback. For example, employees can receive recognition from managers and colleagues and redeem rewards. The platform also provides wellness programs and employee discounts.
4. Pluxee
Pluxee is known in India for employee meal benefits and also offers a wider employee benefits suite. Its platform can be used for benefits such as meal benefits, fuel, telecom, books and periodicals and more. Pluxee also provides an employee app where employees can manage their benefits and use their card for eligible expenses. The company offers a 2-in-1 card that combines meal benefits with other employee benefits. The benefits available to an employee depend on the company's policy.
5. MediBuddy
MediBuddy is a digital healthcare platform that also provides healthcare services for corporate employees.
For companies, MediBuddy offers access to services such as online doctor consultations, in-person consultations, medicine delivery, lab tests, health checkups, dental care and vision care These services can be made available to employees and, depending on the employer's plan, their family members as well. MediBuddy also offers corporate healthcare programs and wellness benefits that employees can access through its app.
There are many platforms in the market, but the right choice depends on what your employees need and what your HR team wants to manage.
Here are a few things to check before choosing a platform.
Start with your employees' needs. For example, a young startup team may want mental health support, fitness, OPD, and flexible benefits. A team with more employees who have families may place more importance on group health insurance, dependent coverage, and parental benefits.
Look at factors such as:
The app should be easy to use. Employees should be able to quickly find information about their benefits without having to contact HR every time they have a question.
Check whether employees can easily:
If your company offers group health insurance, check how the platform handles claims.
Look at:
A good digital experience is useful, but employees also need human support when they are dealing with a hospital stay or a difficult claim.
Depending on your employees' needs, you may also want:
This can help you build a benefits program that employees can use throughout the year, not only when they need to make an insurance claim.
Check whether the platform works with the HR software your company already uses. An HRMS integration can make it easier to update employee information when someone joins, leaves, or changes their details. It can also reduce the need to enter the same information in multiple systems.
HR teams should be able to see how employees are using their benefits.
Depending on the platform, this may include:
Benefits can become complicated, especially when an employee needs help with a claim or hospitalization. Check what kind of support the platform provides to both HR teams and employees.
Look at:
Want to see how Pazcare can work for your team? Talk to a benefits expert today.
Community and Marketing Manager
Yes, some benefits like Provident Fund (PF), Employee State Insurance (ESI), and gratuity (after 5 years) are statutory and legally required under Indian labour laws. However, others, like wellness perks or flexible working, are voluntary and used to improve employer branding.
Not necessarily. Modular plans help companies stay within budget while offering more relevant support.
Yes. Companies can create different benefit structures based on employee grade, location, or other workforce requirements. This allows organizations to offer benefits that are more relevant to different employee groups.
Employee benefits are generally recorded as an employee benefit expense when the organisation receives the employee's services. Depending on the type of benefit, the expense may be recognised as salary and wages, insurance or welfare expense, retirement benefit expense, or another appropriate category under the applicable accounting standards.
Artificial intelligence can help HR teams analyze large volumes of employee and benefits data to uncover trends, predict future healthcare needs, and personalize benefits recommendations. AI-powered tools can automate benefits administration, forecast claims costs, answer employee queries through chatbots, and identify opportunities to improve employee wellbeing while optimizing benefits spending.
Best pricing for you.
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