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Edit

About Us

We must explain to you how all seds this mistakens idea off denouncing pleasures and praising pain was born and I will give you a completed accounts off the system and expound.

Contact Info

group health insurance

Aditya Birla
Health Insurance

Aditya Birla Health insurance
Founded in the year 2016, Aditya Birla Health Insurance offers health, travel, motor, life and other general insurance policies.The company has around 872.04 crores of underwritten premium for the year 2019-20. They have implemented Robotic Process Automation (RPA) in back office functions for handling large volumes of Cashless/ reimbursement intimation, policy cancellation & refund processing.

Claim Ratio

95%

Solvency Ratio

1.81

Network Hospital List

8000+View

Features and Benefits of Aditya Birla

Group Health Insurance

The major benefits that you receive while opting for Aditya Birla Health Insurance are

No-Claim Bonus For every year that you don’t file a claim, the company adds a bonus called No-claim bonus, that gets accumulated over years. For every claim free year, there is a percentage increase in the sum insured depending upon the choice of the policy.
Waiting Period The waiting period of chronic illnesses like asthma, blood pressure, cholesterol, and diabetes is zero, as these diseases are covered from day 1 and are eligible to avail cashless treatment facility for OPD expenses of medicines, diagnostic tests, and doctor consultations under chronic management program. This depends on the type of policy chosen.
Health Returns The health insurance policy offers good health returns as they provide you with support for guidance on nutrition, fitness, and lifestyle. They provide day to day tips, guidance from doctors through calls, guidance from medical specialists, dietitians, fitness gurus, and tobacco counselors to keep you healthy.
Care Managers The Care Managers simplify the process of health insurance by explaining policy documents, filing a claim, managing paperwork and discharge during hospitalization, making the whole process easy for you.
Tax benefits Due to the inflating medical costs, the government has tax exemptions and deductions under 80D of income tax act, as a benefit for opting health insurance plans. The premium paid is exempted from tax. For more details click here.

Aditya Birla Health Insurance Plans

Active Health Platinum Enhanced


This plan provides 100% health returns and also provides international coverage in the case of emergencies. The key highlight of the plan is it covers chronic illness from day 1 itself. It provides coverage for Modern treatments methods and also covers hospitalization expenses for Covid-19 too. In the case of 2 claim free years, the sum insured can be doubled as the plan suggests, there is a 50% No Claim Bonus for every claim free year. The plan Covers Dental Consultation and Investigations and also pre & post hospitalization expenses for mental illnesses. Additionally, it provides access to Expert Health Coach for medical, nutritional, fitness needs and even provides mental health counselling sessions.

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Active Assure Diamond + Super Health Top Up


This plan can cover medical expenses up to 1 Crore. It covers you and your family during critical times arising from any medical emergencies. Even if the hospitalization is less than 24 hours it covers the 586 Day care procedures. The road ambulance costs upto Rs.5000 is covered even in non-network hospitals. International/ Domestic Emergency Assistance Services like Air Ambulance is included. Covid-19 hospitalization and room rent/ICU rent is also covered. The network providers offer discounts on OPD consultations, pharmacies and diagnostic services.

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Active Care - Classic


It is a comprehensive plan offered for the senior citizens. They offer free comprehensive health check-ups each year at network hospitals. For every claim free year, the sum insured increases by 10% upto 50% of the sum insured. The highlight here is the coverage for Ayurveda, Yoga, Naturopathy, Homoeopathy, Unani and Siddha treatments and procedures during hospitalization of over 24 hours. One can claim up to 21% of health returns and use it to renew the premium and apart from that cashless home treatments are covered too. They also provide free health and nutrition coach and mental health counsellor.

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Active Assure Diamond


It is a budget friendly health insurance plan that offers comprehensive cover for hospitalization, 586 day care procedures and convenient cashless claims at 7000+ network hospitals. It provides worldwide emergency coverage. For every policy year, you and the family will receive a free health check-up. Additionally, 10% added to the sum insured as a bonus for every claim free year, upto 50% of your sum insured.

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Active Health Platinum Essential


This plan protects the insured from day 1 against chronic illnesses like asthma, high blood pressure, high cholesterol, and diabetes with a comprehensive plan that goes beyond hospitalization cover. It covers 586 day care treatments that don't require 24 hours hospitalization. 30 days of pre-hospitalization and 60 days of post hospitalization expenses coverage is also included. A cumulative bonus of 10% will be added for every claim free year upto 50 lakhs.

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Active Health Platinum - Premiere


The plan provides health insurance coverage to dental investigations expenses, post-hospitalization physiotherapy and chronic health diseases. The plan also covers hospitalization charges for covid-19 too. It covers the medical treatment and pre and post hospitalization charges for mental illness. One can avail one premium waiver for 18 listed illnesses. Access to expert health coaches for nutrition, health and medical counselling are also provided.

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Active Care Standard


This plan is meant for the senior citizens. With no additional costs, the plan provides free health check-ups for the insured every year. A bonus of 10% sum is added for every claim free which goes upto a maximum of 50% for 5 claim free years. Additional perks of opting this plan is that one can get a qualified nurse to take care of your parents immediately after discharge from the hospital, up to Rs 1500 for 15 days per policy. Apart from this, lifestyle support equipment like ICU bed, wheelchair, walker can also be made available with this policy.

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Active care premier


This is another plan for the senior citizens which comes with additional benefits of having a personal health coach for nutrition related advice while recovering from diseases. A bonus upto 50% of the sum insured can be claimed for every claim free year. Qualified nurses are made available to take care of your parents immediately after discharge from the hospital, up to Rs 1500 for 15 days per policy. Life support equipment like ICU bed, wheelchair, walker can also be made available with this policy. Your organ donor expenses upto 100% of the sum insured can be covered with this health insurance plan. Cover for Ayurveda, Yoga, Naturopathy, Homoeopathy, Unani and Siddha treatments and procedures during hospitalization are also provided along with the policy.

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Looking for group

health insurance plans for

your employees?

Group Health Insurance over Individual Health Insurance

Looking for group

health insurance plans for

your employees?

Group Health Insurance over Individual Health Insurance

FAQ's

  • You can get in touch with the customer support department of the company using the toll free number provided and write down a request in the online or offline mode along with the policy details and reason for cancellation.
  • Once the cancellation is initiated, you will receive an official cancellation letter in the email and based on the period for which you were insured, the insurer will deduct the premium and the refund will be credited to your account.
  • However, one can cancel the policy without any deductions during the free look period that is 15 days from the date of policy purchase.
Once you have applied for the Aditya Health Insurance policy you access the customer support option from their website and enter the details asked to check the status and review the policy.
Coronavirus is covered for hospitalization as per the criteria defined in the Policy. When valid documents are submitted during the claim (Products covered- Activ Health, Activ Care, Activ Health, Group Activ Health, Super Health Top-up) one can cover covid-19 treatment, room/ICU rent too.
When all the mandatory documents are submitted a claim can be settled within 30 days from date of submission.
Yes the cashless treatment option is available for Covid-19 treatment at all network hospitals.
Anyone can avail AYUSH treatment as an add-on cover with their policies. However, it is inclusive for Active Assure Diamond and Active Care Health Insurance plans.

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