HDFC ERGO is a joint venture between HDFC Ltd and ERGO, which is the 3rd largest Private General Insurer with over 203 branches spread across 170 cities in India. The company offers you with customizable insurance from group health insurance, group personal accident insurance, group term life insurance, and many more.
HDFC Ergo group personal accident plan provides protection at the time of an unforeseen accident and gives you peace of mind for your employees. Moreover, HDFC Ergo group personal accident insurance offers financial compensation in the event of bodily injuries leading to total/ partial disability or dismemberment resulting from an accident. Thus, purchasing a comprehensive plan and securing your employee is a smart decision.
Following these simple steps will allow you to purchase HDFC Ergo group personal accident insurance online from Pazcare.
For further information, write to us at support@getpaz.com or call our customer care at +91 78291 11300. Alternatively, connect with us on Whatsapp using the number +91 81973 79596.
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Secured over 1 crore+ life
HDFC Ergo group personal accident insurance policy has consistently provided protection to secure 1 crore+ life and has been able to gain the trust of people.
24x7 customer support
You can reach out to customer support at HDFC Ergo Health Insurance for any assistance. They shall answer all your queries immediately.
Catering customer requirements
HDFC Ergo group personal accident insurance policy caters to customers' needs rightly and provides the best insurance solution.
Transparency
HDFC Ergo group personal accident insurance claims are settled with complete transparency.
Claim settlement ratio (CSR) is referred to as the percentage of claims that your insurer settles in a year out of the total claims made in that particular year. Moreover, it shows the credibility of the insurer i.e. the higher the ratio, the more reliable the insurer is.
The claim settlement ratio (CSR) of HDFC Ergo group personal accident insurance (2020-21) is 88%.
Renewing your HDFC Ergo group personal accident insurance policy through Pazcare is a straightforward process. Here are the steps you need to follow:
Step 1: Contact Pazcare and provide your basic information such as your name, your company's name, the number of employees you want to insure, your work email address, and phone number.
Step 2: After submitting the form, our consultants will reach out to you and request supporting documents such as employee data (including name, age, gender, and designation), claim history for the last 3-5 years, and a copy of your policy.
Step 3: Add additional riders of your choice to the policy and our team will provide you with competitive quotes for your HDFC Ergo group personal accident insurance policy.
Step 4: Once you've decided on the additional riders and agreed to the policy's terms and conditions, you can pay the premium for your HDFC Ergo group accident policy.
Step 5: Your policy will be activated immediately after payment, and our team will guide you through the onboarding process. We offer a seamless experience through our Pazcare dashboard, and your employees can access their policy using Pazcare's employee app, which is available on both the App Store and the Play Store.
Accidental death cover
Permanent partial disablement
Permanent total disablement
Education benefits
Emergency road benefits
Expenses of funeral
Self-injury disabilities
Suicide or the attempt to suicide
Disabilities caused by war
Hospitalization that does not result in injury
Duly filled and signed claim form
Copy of FIR
Disability certificate from a doctor
Proof of age and ID
Details of the nominee
Some of the benefits of HDFC Ergo group personal accident insurance are:
For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
You can reach out to HDFC group personal accident insurance customer care department 24x7 at 1860 267 9999 or mail them at service@hdfclife.com.
Some of the documents required to claim HDFC group personal accident insurance are:
Duly filled and signed claim form
Copy of FIR
Disability certificate from a doctor
Proof of age and ID
Details of the nominee
Inclusions for HDFC Ergo group personal accident insurance are:
Accidental death cover
Hospitalization expenses
Disablement expenses
Benefits for children
Loss of Income
Some exclusions for HDFC Ergo group personal accident insurance are:
Self-injury caused by suicide
Accidental injury/death caused by the consumption of drugs or any substance
Accidental injury/death caused by breaching the law
Accidental injury/death caused by participating as a driver, or co-driver of your motor vehicle at motor racing
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