
HDFC Ergo Group Personal Accident Insurance
About HDFC Ergo group personal accident insurance
HDFC ERGO is a joint venture between HDFC Ltd and ERGO, which is the 3rd largest Private General Insurer with over 203 branches spread across 170 cities in India. The company offers you b customizable insurance from group health insurance, group personal accident insurance, group term life insurance, and many more.
HDFC Ergo group personal accident plan provides protection at the time of an unforeseen accident and gives you peace of mind for your employees. Moreover, HDFC Ergo group personal accident insurance offers financial compensation in the event of bodily injuries leading to total/ partial disability or dismemberment resulting from an accident. Thus, purchasing a comprehensive plan and securing your employee is a smart decision.
How to buy HDFC Ergo group personal accident insurance from Pazcare?
Following these simple steps will allow you to purchase HDFC Ergo group personal accident insurance online from Pazcare.
- Visit https://www.pazcare.com/ and click on the products drop down and choose group personal accident insurance.
- Click on the get insurance button and a form appears. Fill in all the information and submit the form.
- After submitting this form, our insurance consultant will contact you within 24 hours. Tell us your requirements clearly and we shall offer you a tailor-made group personal accident insurance policy.
- Post this we shall get back with competitive quotes from HDFC Ergo health insurance and a few other insurers.
- After you decide on the insurer and accept the terms and conditions of the policy, you process the payment.
- The onboarding process is carried out within 24 hours of making the payment.
For further information, write to us at support@getpaz.com or call our customer care at +91 78291 11300. Alternatively, connect with us on Whatsapp using the number +91 81973 79596.
Why choose HDFC Ergo group personal accident insurance?
Secured over 1 crore+ life
HDFC Ergo group personal accident insurance policy has consistently provided protection to secure 1 crore+ life and has been able to gain the trust of people.
24x7 customer support
You can reach out to customer support at HDFC Ergo Health Insurance for any assistance. They shall answer all your queries immediately.
Catering customer requirements
HDFC Ergo group personal accident insurance policy caters to customers' needs rightly and provides the best insurance solution.
Transparency
HDFC Ergo group personal accident insurance claims are settled with complete transparency.
HDFC Ergo group personal accident insurance claim settlement ratio
Claim settlement ratio (CSR) is referred to as the percentage of claims that your insurer settles in a year out of the total claims made in that particular year. Moreover, it shows the credibility of the insurer i.e. the higher the ratio, the more reliable the insurer is.
The claim settlement ratio (CSR) of HDFC Ergo group personal accident insurance (2020-21) is 88%.
HDFC Ergo group personal accident insurance renewal process
The HDFC Ergo group personal accident insurance can be renewed easily with Pazcare at the end of the policy term. Just follow these simple steps to renew your group personal accident insurance policy.
Step 1: Get in touch with Pazcare. Submit the form with all the basic details like your name, name of the company, number of employees you wish to insure, work email address, and phone number.
Step 2: Once the form is submitted, our consultants will reach out to you.
- Make sure you provide supporting documents like data of the employees - name, age, gender, designation, etc.
- Claim history of last 3-5 years
- Policy copy
Step 3: After submitting these details you can then choose additional riders of your choice to the policy. Once you decide, our team will get back to you with competitive quotes for your HDFC Ergo group personal accident insurance policy.
Step 4: After that, agree to the terms and conditions of the policy and pay the premium for your HDFC Ergo group personal accident insurance policy.
Step 5: The policy will get activated immediately after paying the premium. Do not worry, our team will guide you through the process and help you with the onboarding process.
We make sure that your HDFC Ergo group personal accident insurance experience will be seamless using our Pazcare dashboard. Your employees can access their policy using Pazcare’s employee app which is available on both the app store and the play store.
HDFC Ergo group personal accident insurance- Inclusions
Accidental death cover
Permanent partial disablement
Permanent total disablement
Education benefits
Emergency road benefits
Expenses of funeral
HDFC Ergo group personal accident insurance- Exclusions
Self-injury disabilities
Suicide or the attempt to suicide
Disabilities caused by war
Hospitalization that does not result in injury
HDFC Ergo group personal accident insurance claim process
Death Claim
1 Collect the necessary documents and the nominee should submit all the documents checklist to the insurer.
2. Submit the documents- Submit the supporting documents along with the details of the employee.
3. Claim settlement- Once your documents have been verified the claim is settled directly to the nominee or employer.
Disability Claim
1 Collect the necessary documents and the employee should submit to the insurer.
2. Submit the documents- Submit the supporting documents along with the details of the employee.
3. Claim settlement- Once your documents have been verified the claim is settled directly to the employer.
Documents required to claim HDFC Ergo group personal accident insurance
Duly filled and signed claim form
Copy of FIR
Disability certificate from a doctor
Proof of age and ID
Details of the nominee
HDFC Ergo group personal accident insurance- Benefits
Some of the benefits of HDFC Ergo group personal accident insurance are:
- Provides customized plans to help you get maximum benefit at affordable premiums.
- HDFC Ergo group personal accident plan covers accidental death, permanent disability hospital expenses, ambulance cost, and much more.
- Provides compensation for injuries leading to partial or permanent disability as well as death resulting after an accident.
- Helps your organization save money on taxation.
HDFC Ergo group personal accident insurance claim process
Why buy a group health insurance
policy online from Pazcare?
- Choose the suitable policy with our consulting approach
- Custom-made plan with health and mental wellness add-ons
- The tech-enabled Pazcare dashboard to manage endorsements
- Integrate the dashboard with your HRMS tool


HDFC Ergo group personal accident insurance customer care number
For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
HDFC Ergo group personal accident insurance FAQs
What is the customer care number for HDFC Ergo group personal accident insurance?
You can reach out to HDFC group personal accident insurance customer care department 24x7 at 1860 267 9999 or mail them at service@hdfclife.com.
What are the documents required to claim HDFC Ergo group personal accident insurance?
Some of the documents required to claim HDFC group personal accident insurance are:
Duly filled and signed claim form
Copy of FIR
Disability certificate from a doctor
Proof of age and ID
Details of the nominee
What are some of the inclusions of HDFC Ergo group personal accident insurance?
Inclusions for HDFC Ergo group personal accident insurance are:
Accidental death cover
Hospitalization expenses
Disablement expenses
Benefits for children
Loss of Income
What are the exclusions for HDFC Ergo group personal accident insurance?
Some exclusions for HDFC Ergo group personal accident insurance are:
Self-injury caused by suicide
Accidental injury/death caused by the consumption of drugs or any substance
Accidental injury/death caused by breaching the law
Accidental injury/death caused by participating as a driver, or co-driver of your motor vehicle at motor racing