Go Digit Group Personal Accident Insurance

Go Digit Group Personal Accident Insurance

Inception Claim settlement ratio(2021-22)
2017 79.54%
Solvency ratio(2022)
2.01
Inception
2017
Claim settlement ratio(2021-22)
79.54%
Solvency ratio(2022)
2.01

About Go Digit group personal accident insurance

Go Digit General Insurance is a leading insurance company in India that is backed by Fairfax Financial Holdings Limited, a reputed Canada-based diversified financial services group. The Canadian-based financial service has a presence in more than 30 countries. Go Digit group personal accident insurance policy is one of the most popular offerings provided by Go Digit insurance.

Go Digit has been able to deliver its promise and has been able to consistently offer a wide range of general insurance products including health insurance, car insurance, bike insurance, commercial insurance, shop insurance, and home insurance. Go Digit group personal accident insurance policy is one of their popular plans that protects you and your family at the time of the accident. 

How to buy Go Digit group personal accident insurance from Pazcare?

Following these simple steps will allow you to purchase Go Digit group personal accident insurance online from Pazcare. 

  • Visit https://www.pazcare.com/ and click on the products drop down and choose group personal accident insurance. 
  • Click on the get insurance button and a form appears. Fill in all the information and submit the form to purchase Go Digit group personal accident policy.
  • After submitting this form, our insurance consultant will contact you within 24 hours. Tell us your requirements clearly and we shall offer you a tailor-made group personal accident insurance policy.
  • Post this we shall get back with competitive quotes from Go Digit health insurance and a few other insurers.
  • After you decide on the insurer and accept the terms and conditions of the policy, you process the payment.
  • The onboarding process is carried out within 24 hours of making the payment.

For further information, write to us at support@getpaz.com or call our customer care at +91 78291 11300. Alternatively, connect with us on Whatsapp using the number +91 81973 79596.

Also Read: Top insurance brokers in India

Why choose Go Digit group personal accident insurance?

No pre-medical tests 

In the process to get Go Digit group personal accident insurance, you do not have to go through any medical tests whatsoever. You can just go online and get the best quote. 

Ensures financial protection for your family

Your Go Digit group personal accident insurance is comprehensive and will protect you and your family at unfortunate times. 

Digital friendly process

The process to buy a group personal accident policy is easy with no paperwork involved. You can do everything online and at your fingertips.

Go Digit group personal accident insurance claim settlement ratio

Claim settlement ratio (CSR) is referred to as the percentage of claims that your insurer settles in a year out of the total claims made in that particular year. In addition to that, it shows the credibility of the insurer i.e. the higher the ratio, the more reliable the insurer is.

The claim settlement ratio for Go Digit general insurance is (2021-22)- 79.54%. 

Go Digit group personal accident insurance renewal process

At the end of your policy term, renewing your Go Digit group personal accident insurance policy with Pazcare is extremely easy. Follow these easy steps to renew your policy and secure your coverage.

Step 1: First, contact Pazcare and provide the necessary details such as your name, company name, the number of employees you wish to insure, work email address, and phone number via the submission of a form.

Step 2: After submitting the form, our consultants will promptly reach out to you. Please ensure that you furnish supporting documents, such as employee data, including name, age, gender, designation, as well as a claim history of the last 3-5 years, and a copy of your current policy.

Step 3: Following the submission of your documents, you can opt for additional riders of your choice to the policy. Once you have made your decision, our team will provide you with competitive quotes for your Go Digit group personal accident insurance policy.

Step 4: After selecting your coverage options, agree to the policy's terms and conditions, and proceed to pay the premium for your Go Digit group personal accident insurance policy.

Step 5: The policy will be activated immediately after payment of the premium. Our team will assist you throughout the process and guide you through the onboarding process. 

We assure you of a seamless experience using our Pazcare dashboard. Additionally, your employees can access their policy through Pazcare's employee app, which is readily available on both the app store and play store.

Go Digit group personal accident insurance- Inclusions

  • Accidental death cover
  • Hospitalization expenses 
  • Disablement expenses
  • Benefits for children
  • Loss of Income

Go Digit group personal accident insurance- Exclusions 

  • Self-injury disabilities 
  • Suicide or the attempt to suicide
  • Disabilities caused by war
  • Hospitalization that does not result in injury

Documents required to claim Go Digit group personal accident insurance

  • Duly filled and signed claim form
  • Copy of FIR
  • Disability certificate from a doctor
  • Proof of age and ID
  • Details of the nominee

Go Digit group personal accident insurance- Benefits

Some of the benefits of Go Digit group personal accident insurance are: 

  • Go Digit group personal accident insurance plan ensures financial protection for employees and their families at the time of an accident. 
  • All the hospitalization charges and expenses incurred are covered under your Go Digit group personal accident insurance. 
  • Go Digit group personal accident insurance policy comes with a very low premium, which makes it easier for people to afford. 
  • The digital-friendly process at Go Digit will make your insurance journey easy.

Go Digit group personal accident insurance claim process

1

Collect the documents

Collect the necessary documents and the nominee should submit all the documents checklist to the insurer.

2

Submit the documents

Submit the supporting documents along with the details of the employee.

3

Claim settlement

Once your documents have been verified the claim is settled directly to the nominee or employer.

1

Collect the documents

Collect the necessary documents and the employee should submit to the insurer.

2

Submit the documents

Submit the supporting documents along with the details of the employee.

3

Claim settlement

Once your documents have been verified the claim is settled directly to the employer.

Go Digit group personal accident insurance customer care number

For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.

group health insurance

1800 258 5956

Available 24X7

Go Digit group personal accident insurance FAQs

What are the documents required to claim Go Digit group personal accident insurance?

Some of the documents required to claim Go Digit group personal accident insurance are: 

  • Duly filled and signed claim form
  • Copy of FIR
  • Disability certificate from doctor
  • Proof of age and ID
  • Details of the nominee

What are some of the inclusions of Go Digit group personal accident insurance?

Inclusions for Go Digit group personal accident insurance are: 

  • Accidental death cover
  • Hospitalization expenses 
  • Disablement expenses
  • Benefits for children
  • Loss of Income

What are exclusions for Go Digit group personal accident insurance?

Some exclusions for Go Digit group personal accident insurance are: 

  • Self-injury caused by suicide 
  • Accidental injury/death caused by consumption of drugs or any substance
  • Accidental injury/death caused by breaching the law 
  • Accidental injury/death caused by participating as driver, or co-driver of your motor vehicle at motor racing

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