
Oriental Insurance Company commenced its first operations in the year 1947 in Mumbai and has been able to provide the world-class service right from its inception. The insurance company offers various types of insurance solutions like health, motor, personal accident, shopkeeper, aviation, marine, traders, industry, animals/birds, and agriculture/poultry and caters to various insurance-related needs of different sections of society.
Oriental group personal accident plan provides coverage to cater to the protection needs of customers arising from accidents.
By following a few simple steps, it is possible to purchase Oriental group personal accident insurance online from Pazcare.
For any additional information, feel free to reach out to Pazcare's customer support team via email at support@getpaz.com, by phone at +91 78291 11300, or through WhatsApp using the number +91 81973 79596.
Also Read: How to choose the right group personal accident insurance coverage for your business?
Faster claim settlement
Your Oriental group personal accident insurance claims will be settled quickly in a hassle-free manner.
24x7 customer support
You can reach out to customer support at Oriental Health Insurance for any assistance. Your queries will be resolved immediately.
Personalized policy catering to customer requirements
Oriental group personal accident insurance policy caters to customers' needs rightly and gives you exactly what you require.
Transparency
Oriental group personal accident insurance claims are settled with complete transparency.
Claim settlement ratio (CSR) is referred to as the percentage of claims that your insurer settles in a year out of the total claims made in that particular year. Moreover, it shows the credibility of the insurer i.e. the higher the ratio, the more reliable the insurer is.
The claim settlement ratio (CSR) of Oriental group personal accident insurance (2020-21) is 97.95%.
Renewing your Oriental group personal accident insurance is made easy with Pazcare at the end of your policy term. To begin the renewal process, kindly follow these simple steps:
Step 1: Contact Pazcare and submit the required form with all the basic details, including your name, company name, number of employees to be insured, work email address, and phone number.
Step 2: Our consultants will get in touch with you once the form is submitted. It is important to provide supporting documents such as employee data (name, age, gender, designation, etc.), claim history of the last 3-5 years, and a copy of the policy.
Step 3: After submitting these details, you have the option to choose additional riders to your policy. Our team will then provide you with competitive quotes for your Oriental group personal accident insurance policy.
Step 4: Once you have made your decision, kindly agree to the terms and conditions of the policy and pay the premium for your Oriental group personal accident insurance policy.
Step 5: The policy will be activated immediately after payment of the premium. Our team is available to guide you through the process and help with the onboarding process.
We assure you that your Oriental group personal accident insurance experience will be seamless with the use of Pazcare's dashboard. Additionally, your employees can access their policy using Pazcare's employee app which is available on both the app store and the play store.
Accidental death cover
Permanent partial disablement
Permanent total disablement
Education benefits
Emergency road benefits
Expenses of funeral
Self-injury disabilities
Suicide or the attempt to suicide
Disabilities caused by war
Hospitalization that does not result in injury
Duly filled and signed claim form
Copy of FIR
Disability certificate from a doctor
Proof of age and ID
Details of the nominee
Some of the benefits of Oriental group personal accident insurance are:
For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
Some of the documents required to claim Oriental group personal accident insurance are:
Duly filled and signed claim form
Copy of FIR
Disability certificate from a doctor
Proof of age and ID
Details of the nominee
Inclusions for Oriental group personal accident insurance are:
Accidental death cover
Hospitalization expenses
Disablement expenses
Benefits for children
You can reach out to Oriental group personal accident insurance customer care department 24x7 at 1800 118 485 or mail them at csd@orientalinsurance.co.in
Some exclusions for Oriental group personal accident insurance are:
Self-injury caused by suicide
Accidental injury/death caused by the consumption of drugs or any substance
Accidental injury/death caused by breaching the law
Accidental injury/death caused by participating as a driver, or co-driver of your motor vehicle at motor racing
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