
Aditya Birla Group Personal Accident Insurance
About Aditya Birla group personal accident insurance
The joint venture between Aditya Birla Group and South African insurer MMI Holding Ltd, Aditya Birla Health Insurance is a leading conglomerate in the Indian private sector industry. With a wide range of insurance offerings, Aditya Birla Health Insurance has been a promising brand for providing protection and ensuring healthcare needs.
Accidents do not come knocking your doors and can disrupt any one’s life. However, with the right insurance plan, you can always minimize the potential financial implications that the accident can bring. Aditya Birla Health Insurance provides various offerings like group personal accident cover, critical illness cover, hospital cash and many more. Just in exchange for the small premium, you can opt for the Aditya Birla group personal accident plan and take that right step in ensuring protection for your workforce.
How to buy Aditya Birla group personal accident insurance from Pazcare?
Following these simple steps will allow you to purchase Aditya Birla group personal accident insurance online from Pazcare.
- Visit https://www.pazcare.com/ and click on the products drop down and choose group personal accident insurance.
- Click on the get insurance button and a form appears. Fill in all the information and submit the form.
- After submitting this form, our insurance consultant will contact you within 24 hours. Tell us your requirements clearly and we shall offer you a tailor-made group personal accident insurance policy.
- Post this we shall get back with competitive quotes from Aditya Birla health insurance and a few other insurers.
- After you decide on the insurer and accept the terms and conditions of the policy, you process the payment.
- The onboarding process is carried out within 24 hours of making the payment.
For further information, write to us at support@getpaz.com or call our customer care at +91 78291 11300. Alternatively, connect with us on Whatsapp using the number +91 81973 79596.
Why choose Aditya Birla group personal accident insurance?
Wide network hospitals
With over 6000+ network hospitals under Aditya Birla Health Insurance, you can avail cashless facilities hassle-free.
24x7 customer support
You can reach out to customer support at Aditya Birla Health Insurance for any assistance. They shall answer all your quarries immediately.
Quick and easy claim settlement
With an in-house claim settlement team, your claims will be settled faster in a hassle free manner.
Aditya Birla group personal accident insurance claim settlement ratio
Claim settlement ratio (CSR) is referred to as the percentage of claims that your insurer settles in a year out of the total claims made in that particular year. Moreover, it shows credibility of the insurer i.e. the higher the ratio, the more reliable the insurer is.
The claim settlement ratio (CSR) of Aditya Birla group personal accident insurance (2021-22) is 69.56%.
Aditya Birla group personal accident insurance renewal process
The Aditya Birla group personal accident insurance can be renewed easily with Pazcare at the end of the policy term. Just follow these simple steps to renew your group personal accident insurance policy.
Step 1: Get in touch with Pazcare. Submit the form with all the basic details like your name, name of the company, number of employees you wish to insure, work email address and phone number.
Step 2: Once the form is submitted, our consultants will reach out to you.
- Make sure you provide supporting documents like data of the employees - name, age, gender, designation, etc.
- Claim history of last 3-5 years
- Policy copy
Step 3: After submitting these details you can then choose additional riders of your choice to the policy. Once you decide, our team will get back to you with competitive quotes for your Aditya Birla group personal accident insurance policy.
Step 4: After that, agree to the terms and conditions of the policy and pay the premium for your Aditya Birla group personal accident insurance policy.
Step 5: The policy will get activated immediately after paying the premium. Do not worry, our team will guide you through the process and help you with the onboarding process.
We make sure that your Aditya Birla group personal accident insurance experience will be seamless using our Pazcare dashboard. Your employees can access their policy using Pazcare’s employee app which is available on both the app store and the play store.
Aditya Birla group personal accident insurance- Inclusions
Accidental death cover
Permanent partial disablement
Permanent total disablement
Education benefits
Emergency road benefits
Expenses of funeral
Aditya Birla group personal accident insurance- Exclusions
Self-injury disabilities
Suicide or the attempt to suicide
Disabilities caused by war
Hospitalization that does not result in injury
Documents required to claim Aditya Birla group personal accident insurance
Duly filled and signed claim form
Copy of FIR
Disability certificate from doctor
Proof of age and ID
Details of the nominee
Aditya Birla group personal accident insurance- Benefits
Some of the benefits of Aditya Birla group personal accident insurance are:
Provides coverage for accident death, partial and permanent disability.
Provides educational and orphan benefits to dependent children.
The policy provides optional add-on covers like accidental in-patient hospitalization, emergency assistance worldwide and so on.
Ensures financial protection in all the accident-related losses.
Aditya Birla group personal accident insurance claim process
Why buy a group health insurance
policy online from Pazcare?
- Choose the suitable policy with our consulting approach
- Custom-made plan with health and mental wellness add-ons
- The tech-enabled Pazcare dashboard to manage endorsements
- Integrate the dashboard with your HRMS tool


Aditya Birla group personal accident insurance customer care number
For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
Aditya Birla group personal accident insurance FAQs
Why should I buy Aditya Birla group personal accident insurance?
With an easy to claim settlement process, the customer support team at Aditya Birla, will help you get the best group personal accident insurance at affordable prices.
What is the customer care number of Aditya Birla group personal accident insurance?
You can reach out to the customer support team for your Aditya Birla group personal accident at 1800-270-7000. You can also email them at care.healthinsurance@adityabirlacapital.com
What are the inclusions of Aditya Birla group personal accident insurance?
Some of the inclusions for Aditya Birla group personal accident insurance are Accidental death cover, Permanent partial disablement, Permanent total disablement, Education benefits, Emergency road benefits.
What are the exclusions of Aditya Birla group personal accident insurance?
Some of the exclusions of Aditya Brila group personal accident insurance policy are Self-injury disabilities, Suicide ot the attempt to suicide, Disabilities caused by war.