Aditya Birla Group Personal Accident Insurance

Aditya Birla Group Personal Accident Insurance

Inception Claim settlement ratio(2021-22)
2001 69.56%
Solvency ratio (2022)
1.77
Inception
2001
Claim settlement ratio(2021-22)
69.56%
Solvency ratio(2022)
1.77

About Aditya Birla group personal accident insurance

Aditya Birla Health Insurance is a leading conglomerate in India trusted by the majority of the companies. With Pazcare, you can purchase the best insurance offerings from Aditya Birla Health Insurance in one tech-enabled platform.

Accidents do not come knocking at your doors. One accident can disrupt your life. However, with Aditya Birla group personal accident insurance from Pazcare, you can always minimize the potential financial implications that the accident can bring.

Aditya Birla group personal accident insurance provides various offerings like group personal accident cover, critical illness cover, hospital cash, and many more. At an extremely affordable premium, you can opt for the Aditya Birla group personal accident insurance and take that right step in ensuring protection for your workforce.

Also Read: Purchasing group personal accident insurance online from India's top insurers

How to buy Aditya Birla group personal accident insurance from Pazcare?

Following these simple steps will allow you to purchase Aditya Birla group personal accident insurance online from Pazcare. 

  • Visit https://www.pazcare.com/ and click on the products drop down and choose group personal accident insurance. 
  • Click on the get insurance button and a form appears. Fill in all the information and submit the form.
  • After submitting this form, our insurance consultant will contact you within 24 hours. Tell us your requirements clearly and we shall offer you a tailor-made group personal accident insurance policy.
  • Post this we shall get back with competitive quotes from Aditya Birla health insurance and a few other insurers.
  • After you decide on the insurer and accept the terms and conditions of the policy, you process the payment.
  • The onboarding process is carried out within 24 hours of making the payment.

For further information, write to us at support@getpaz.com or call our customer care at +91 78291 11300. Alternatively, connect with us on Whatsapp using the number +91 81973 79596.

Why choose Aditya Birla group personal accident insurance?

Wide network hospitals

With over 6000+ network hospitals under Aditya Birla Health Insurance, you can avail cashless facilities hassle-free. 

24x7 customer support 

You can reach out to customer support at Aditya Birla Health Insurance for any assistance. They shall answer all your quarries immediately. 

Quick and easy claim settlement  

With an in-house claim settlement team, your claims will be settled faster in a hassle free manner. 

Aditya Birla group personal accident insurance claim settlement ratio

Claim settlement ratio (CSR) is referred to as the percentage of claims that your insurer settles in a year out of the total claims made in that particular year. Moreover, it shows credibility of the insurer i.e. the higher the ratio, the more reliable the insurer is.

The claim settlement ratio (CSR) of Aditya Birla group personal accident insurance (2021-22) is 69.56%. 

Aditya Birla group personal accident insurance renewal process

The Aditya Birla group personal accident insurance can be renewed easily with Pazcare at the end of the policy term. Just follow these simple steps to renew your group personal accident insurance policy.

Get in touch with Pazcare

Fill up the form with all the basic details like your name, name of the company, number of employees you wish to insure, work email address, and phone number and submit it to the Pazcare team.

Our Consultants will reach out to you

Pazcare consultants will reach out to you. Ensure you provide supporting documents like data of the employees - name, age, gender, designation, etc, claim history of last 3-5 years, and policy copy‍.

Choose Additional riders

After you submit all these details you can choose additional riders of your choice to your Aditya Birla group personal accident insurance policy.

Once you decide, our team will get back to you with competitive quotes for your Aditya Birla group personal accident insurance policy.

Agree to the terms and conditions

Make sure you agree to the terms and conditions of your policy and pay the premium for your Aditya Birla group personal accident insurance policy. The policy will get activated immediately after paying the premium.

Do not worry, our team will guide you through the process and help you with the onboarding process.

We make sure that your Aditya Birla group personal accident insurance experience will be seamless using our Pazcare dashboard. Your employees can access their policy using Pazcare’s employee app which is available on both the app store and the play store.

Aditya Birla group personal accident insurance- Inclusions

Accidental death cover

Permanent partial disablement

Permanent total disablement

Education benefits 

Emergency road benefits

Expenses of funeral

Aditya Birla group personal accident insurance- Exclusions 

Self-injury disabilities 

Suicide or the attempt to suicide 

Disabilities caused by war

Hospitalization that does not result in injury

Documents required to claim Aditya Birla group personal accident insurance

Duly filled and signed claim form

Copy of FIR

Disability certificate from doctor

Proof of age and ID

Details of the nominee

Aditya Birla group personal accident insurance- Benefits

Some of the benefits of Aditya Birla group accident insurance are: 

  • Aditya Birla group personal accident insurance provides coverage for accidents, death, and partial and permanent disability.
  • Secondly, it provides educational and orphan benefits to dependent children.
  • Thirdly, Aditya Birla group accident policy provides optional add-on covers like accidental in-patient hospitalization, emergency assistance worldwide, and so on.
  • Lastly, it also provides complete financial protection for all accident-related losses.

Aditya Birla group personal accident insurance claim process

1

Collect the documents

Collect the necessary documents and the nominee should submit all the documents checklist to the insurer.

2

Submit the documents

Submit the supporting documents along with the details of the employee.

3

Claim settlement

Once your documents have been verified the claim is settled directly to the nominee or employer.

1

Collect the documents

Collect the necessary documents and the employee should submit to the insurer.

2

Submit the documents

Submit the supporting documents along with the details of the employee.

3

Claim settlement

Once your documents have been verified the claim is settled directly to the employer.

Aditya Birla group personal accident insurance customer care number

For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.

Aditya Birla group personal accident insurance FAQs

Why should I buy Aditya Birla group personal accident insurance?

With an easy to claim settlement process, the customer support team at Aditya Birla, will help you get the best group personal accident insurance at affordable prices.

What is the customer care number of Aditya Birla group personal accident insurance?

You can reach out to the customer support team for your Aditya Birla group personal accident at 1800-270-7000. You can also email them at care.healthinsurance@adityabirlacapital.com

What are the inclusions of Aditya Birla group personal accident insurance?

Some of the inclusions for Aditya Birla group personal accident insurance are Accidental death cover, Permanent partial disablement, Permanent total disablement, Education benefits, Emergency road benefits.

What are the exclusions of Aditya Birla group personal accident insurance?

Some of the exclusions of Aditya Brila group personal accident insurance policy are Self-injury disabilities, Suicide ot the attempt to suicide, Disabilities caused by war.

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