How do cashless hospitalization facilities work with group health insurance policies?
Learn how cashless hospitalization works under group health insurance
By Pazcare
October 7, 2026
Table of contents
Group health insurance also known as group mediclaim policy is a corporate insurance product of a health insurance company. The coverage of group insurance policy can differ from one insurance company to another depending on the terms and conditions of the policy.
We have curated the list of insurers providing group health insurance in India.
Traditional insurance brokers act as intermediaries between businesses and insurance companies. They help organizations evaluate different group health insurance policies, negotiate terms and premiums, manage renewals, and provide support with policy administration and claims. For businesses, a broker can simplify the process of comparing policies from multiple insurers and selecting coverage based on employee requirements and budget.
Insurtech platforms use technology to make insurance easier to buy, manage, and use. They help businesses compare different insurance plans and choose coverage based on their employees' needs and budget. These platforms also make it easier to manage employee details, policy changes, renewals, and claims online. For HR teams, Insurtech platforms can reduce manual work and keep insurance information organised in one place. Employees can also get easier access to their policy details, claims support, and healthcare benefits. Overall, Insurtech platforms make group health insurance more simple, transparent, and convenient for businesses and employees.
Some Insurtech platforms serving businesses in India include Pazcare which is employee healthcare and benefits platform offering group health insurance, claims management, wellness, OPD and other employee healthcare benefits.
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