20 smart questions HRs must ask their brokers before buying group health insurance
Hidden Costs? Ask These 20 Questions Before Buying Group Health Insurance
By Pazcare
May 5, 2025
Group Health Insurance - For the arts and crafts industry
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Arts and crafts industry - Overview
The arts and crafts industry comprises artisans who make handcrafted products, daily use products such as earthen pots, mugs, boxes, etc are curated with utmost sincerity and uniqueness.
The arts and crafts industry of India has flourished manifolds with their creativity and new ideas in garments, furniture, lamps, bed sheets, jewelry, etc. The industry is spread far and wide and also contributes to the Indian GDP.
Along with contributing to the richness of the Indian culture, the arts and crafts industry provides employment opportunities as well. Reaching new avenues constantly, a large employee base is required to make sure the industry flourishes since the majority of the artisans are based in rural India. Around 3 Lac companies cater to this sector. They’ve employed over 2 Lac people in companies with 0 - 100 employee strength.
Why buy group health insurance for the arts and crafts industry employees?
Group health insurance is required by people from all sectors of employment. Working professionals need to have financial assistance from their employers as health-related problems are on the rise.
- Financial protection
With a group health insurance policy in place, the employees will not be burdened by increasing medical expenses.
- Job satisfaction
The employees will have peace of mind regarding their jobs as health benefits will be provided.
- Employer branding
The employer branding will also be done simultaneously after providing added benefits and salary.
- Tailor-made plans
Your group health insurance can be tailor-made to suit your employees’ requirements.
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Things to know before buying group health insurance for the arts and crafts industry
You must keep some things in mind before choosing a group health insurance policy for your employees.
- Easy endorsements
You should be able to easily add and manage your employee details. Choose an insurer with no external TPA if possible.
- Add-on benefits
Always check the add-ons that an insurer offers to add other benefits at a low extra cost.
- Network hospitals
The list of network hospitals should cover a large number of cities as the employees may be situated remotely.
- Claim settlement ratio
The claim settlement ratio is simply the number of claims settled to the number of claims made in a financial year by an insurer.
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For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
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Group health insurance for arts and crafts industry employees FAQs
Do group health insurance policies benefit employers?
Yes, by offering group health benefits to your employees, you are securing your employees' future from any financial emergency. You will in turn retain employees and get tax benefits too.
Is maternity benefit included in group health insurance?
You can check with your insurer if they provide maternity and newborn benefits in their policy. If not, it is available as an add-on benefit as well.
Can parents be added to group health insurance?
Yes, you can add parents/in-laws, spouses, and children to your group health insurance policy.
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