Group Health Insurance Policy For Restaurants Industry Employees - Pazcare

Group Health Insurance For The Restaurants Industry Employees

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Number of Employees

*Value should be between 2 and 500

20
  • 2
  • 100
  • 200
  • 300
  • 400
  • 500

Total estimated yearly premium

*only basic terms and conditions applied

100,000

₹ 5,000 per life

Talk to our experts to get exact premium estimates

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Median Fixed Cover

Rs 3 Lac sum insured

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Maternity Cover

Yes

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OPD Cover

No

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Doctor Consultations

Yes

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Wellness programs

Weekly

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Type of policy

Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws

check mark icon Median Fixed Cover check mark icon Maternity Cover
Rs 3 Lac sum insured Yes
check mark icon OPD Cover check mark icon Doctor Consultations
No Yes
check mark icon Wellness programs check mark icon Type of policy
Weekly Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws
check mark icon Median Fixed Cover
Rs 3 Lac sum insured
check mark icon Maternity Cover
Yes
check mark icon OPD Cover
No
check mark icon Doctor Consultations
Yes
check mark icon Wellness programs
Weekly
check mark icon Type of policy
Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws

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Restaurant industry - overview 

The restaurant industry has seen tremendous growth in the last few years. With the introduction of technology and restaurants tying up with delivery agents, the scope of the industry has enlarged. There are many players in the market since the food industry itself is very huge.

The delivery of food has made the restaurant industry up its game manifolds because they are now able to deliver their products to a larger audience. 

The restaurant industry is growing at the rate of around 10-15% annually. At present, there are about 1.33 Lac companies that are dealing in the restaurant industry. Since the restaurants require mostly blue-collared workers, the number of white-collar workers is comparatively low. 

There are about 3.4K people working in companies with less than 100 employees. Whereas only about 2.4K people are employed in companies with employee strength between 100 - 1000.

Why buy group health insurance for the restaurant industry?

  1. Tax benefits

According to the Income Tax Act of 1961, the premium paid towards group health insurance for employees can be used for tax benefits. 

  1. Financial assistance

Your employees will be financially protected in the face of any medical emergency.

  1. Employee retention 

Because the employees will be financially secure from medical mishaps and problems, the employee retention rate will gradually increase. 

  1. Customized policy

You can get a customized insurance policy according to the requirements and nature of the job.

Things to know before buying group health insurance for the restaurant industry

  1. Inclusions in your policy 

Make sure to check the benefits and all the expenses that are covered under your policy.

  1. Customization 

You can customize your group health insurance policy to suit your employees. Your group health insurance coverage will depend upon the customization you choose.

  1. Claim settlement ratio

The claim settlement ratio is the number of claims settled to the number of claims made, it directly shows the credibility of the insurer.

  1. Add-on benefits 

By paying an affordable higher premium, you can include some add-on benefits to your group health insurance policy

Industry/ Restaurants group health insurance reviews

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Why buy a group health insurance
policy online from Pazcare?

  • Choose the suitable policy with our consulting approach
  • Custom-made plan with health and mental wellness add-ons
  • The tech-enabled Pazcare dashboard to manage endorsements
  • Integrate the dashboard with your HRMS tool
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Industry/Restaurants group health insurance customer care number

For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.

Industry/Restaurants group health insurance

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Group health insurance for restaurant industry employees FAQs

Is maternity cover included in group health insurance policies?

Yes, maternity cover is included in group health insurance policies and can also be bought on as add-ons.

How is the group health insurance premium calculated?

Group health insurance premium is calculated by keeping in mind various parameters such as average age of employees, sum insured, dependents covered, the number of add-ons added, etc.

Is group health insurance valid PAN India?

Yes, you can get cashless treatment PAN India with your group health insurance.