Group Health Insurance For Consumer Services Industry Employees - Pazcare

Group Health Insurance For The Consumer Services Industry Employees

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Number of Employees

*Value should be between 2 and 500

20
  • 2
  • 100
  • 200
  • 300
  • 400
  • 500

Total estimated yearly premium

*only basic terms and conditions applied

100,000

₹ 5,000 per life

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Median Fixed Cover

Rs 3 Lac sum insured

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Maternity Cover

Yes

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OPD Cover

No

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Doctor Consultations

Yes

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Wellness programs

Weekly

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Type of policy

Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws

check mark icon Median Fixed Cover check mark icon Maternity Cover
Rs 3 Lac sum insured Yes
check mark icon OPD Cover check mark icon Doctor Consultations
No Yes
check mark icon Wellness programs check mark icon Type of policy
Weekly Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws
check mark icon Median Fixed Cover
Rs 3 Lac sum insured
check mark icon Maternity Cover
Yes
check mark icon OPD Cover
No
check mark icon Doctor Consultations
Yes
check mark icon Wellness programs
Weekly
check mark icon Type of policy
Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws

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Consumer services industry - overview 

The consumer services industry provides myriad services to its customers. The business deals with education services, training services, daycare services, etc. The majority of these services are becoming online as it is less time-consuming and more efficient. 

People have shifted their focus from offline to online because of the highly competitive nature of the business. Online consumer services include banking, shopping, and bill payments among others. A number of companies are involved in making consumers’ lives easier by providing services with just a click on the phone. Around 1.89 Lac companies provide consumer services in India. 7.78 Lac people are white-collar workers, managing the logistics and backend work for companies with 0-100 employees. Similarly, 2.97 Lac and 1.47 Lac people are employed to take care of companies with 100-1000 and 1000+ employees.  

Why buy group health insurance for the consumer services industry?

  1. Tailor-made benefits

Your group health insurance policy will only cover the benefits of your choice and requirements. You can easily make adjustments to suit your employees. 

  1. Tax exemption 

One of the biggest benefits of investing in group health insurance is that the amount paid towards the premium can be used to claim tax benefits under Section 80D of the Income Tax Act. Hence, group health insurance tax benefits can be used by the employer/employee.

  1. Satisfied employees

Offering health benefits will create a sense of satisfaction that they will get adequate financial assistance in medical emergencies. 

  1. Family coverage

Your employees can insure their family by including spouse, children, and parents or in-laws in the group health insurance policy provided by their employer. However, the group health insurance policy coverage is subjected to the type of group plan opted by the employer.

Things to know before buying group health insurance for the consumer services industry

  1. Easy endorsements 

Confirm with your insurer about the endorsement policy beforehand to avoid any delays in the future.

  1. Claim settlement ratio

The first marker of a reliable insurer is the claim settlement ratio of the previous policy year.

  1. Network hospitals 

Having a wide range of network hospitals should always be preferred as it would become easier for your employees to locate a network hospital near them.

  1. Exclusions in policy

Make sure to go through the fine print of the insurance policy to understand the exclusions in the group health insurance policy of yours.

Hence, these are some of the important things to know before buying the employee group health insurance

Industry/ Consumer Services group health insurance reviews

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Why buy a group health insurance
policy online from Pazcare?

  • Choose the suitable policy with our consulting approach
  • Custom-made plan with health and mental wellness add-ons
  • The tech-enabled Pazcare dashboard to manage endorsements
  • Integrate the dashboard with your HRMS tool
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Industry/Consumer Services group health insurance customer care number

For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.

Industry/Consumer Services group health insurance

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Group health insurance for consumer services industry employees FAQs

Does the group health insurance provide coverage for ICU rooms in case of hospitalization?

Yes, ICU and room rent charges are included in the in-patient hospitalization clause of group health insurance. The expenses incurred are capped and included in the insurance policy.

How many times can group health insurance be claimed in a year?

You can claim group health insurance till your sum insured gets exhausted in a financial year.

Are group health insurance cashless?

You can get cashless treatment from your group health insurance if you choose to get treated in a network hospital.