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Top 10 Insurtech Companies in India Revolutionizing the Insurance Industry
Explore our curated list of the top 10 insurtech companies in India.
By Pazcare
May 28, 2023
Group Health Insurance - For the computer software Industry
Calculate your premium estimates
Total estimated yearly premium
*only basic terms and conditions applied
₹ 100,000
₹ 5,000 per life
Talk to our experts to get exact premium estimates
Schedule Call Now |
Median Fixed Cover | |
Maternity Cover | |
| Rs 3 Lac sum insured | Yes | |||
|
OPD Cover | |
Doctor Consultations | |
| No | Yes | |||
|
Wellness programs | |
Type of policy | |
| Weekly | Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws |
|
Median Fixed Cover |
| Rs 3 Lac sum insured | |
|
Maternity Cover |
| Yes | |
|
OPD Cover |
| No | |
|
Doctor Consultations |
| Yes | |
|
Wellness programs |
| Weekly | |
|
Type of policy |
| Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws |
Calculate Premium Here
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Computer software industry - Overview
The computer software industry can be segregated into - application software, software-as-a-service, and operating software among others. It deals with the distribution, maintenance, and development of a software product. India has over 2.16 Lac companies dealing with the computer software industry.
Organizations depend on the many software available in the market to do day-to-day tasks. Businesses rely on computer software to store their data. It has digitally changed the workings of businesses. The pandemic aided it as companies and organizations came to terms with the need to go digital.
The computer software industry also offers employment opportunities to people skilled in the development and distribution of software. Roughly 6.5 Lac people are employed in software companies having 0 - 100 employees. Around 3.1 Lac people are employed in companies having 100 - 1000 employees and 1.45 Lac are employed in companies having 1000+ workforce.
Why buy group health insurance for the computer software industry?
Group health insurance has ceased to be a benefit but is now a necessity. Companies should deploy group health insurance policies for their employees to provide ample amount of financial assistance in adverse times.
- Tailor-made benefits
Your group health insurance policy can be tailor-made to suit your employees.
- Tax benefits
An employer is exempted from tax on the premium paid for group health insurance to their employees.
- Improve employee retention
The employee retention rate will improve by including health benefits on top of regular wages.
- Employer branding
Offering more than just a salary, will generate goodwill and create a positive work environment.
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Things to know before buying group health insurance for the computer software industry
There are some things an employer should keep in mind while buying group health benefits for your employees.
- Network hospitals
Having a long list of hospital networks will prove beneficial for your remote team.
- Add-on benefits
Ensure that the insurance company provides multiple additional benefits to include with your base policy.
- Claim settlement ratio
The claim settlement ratio is simply the number of claims settled to the number of claims received. It shows the credibility of your insurer.
- Ease of endorsements
Choose an insurer that makes adding and managing new employees easier.
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For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
Group health insurance for computer software industry employees FAQs
What is the waiting period for group health insurance?
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There is no waiting period on group health insurance. It starts from day 1 of your policy.
Is group health insurance premium paid by employers?
Yes, group health insurance, also known as corporate health insurance is provided to the employees by their employers.
Can a group health insurance be claimed twice in one financial year?
Till the sum insured gets exhausted, you can claim group health insurance anytime during a financial year.
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