Group Health Insurance Policy For Civil Engineering Industry Employees - Pazcare

Group Health Insurance For The Civil Engineering Industry Employees

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Number of Employees

*Value should be between 2 and 500

20
  • 2
  • 100
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  • 500

Total estimated yearly premium

*only basic terms and conditions applied

100,000

₹ 5,000 per life

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check mark icon Median Fixed Cover check mark icon Maternity Cover
Rs 3 Lac sum insured Yes
check mark icon OPD Cover check mark icon Doctor Consultations
No Yes
check mark icon Wellness programs check mark icon Type of policy
Weekly Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws
check mark icon Median Fixed Cover
Rs 3 Lac sum insured
check mark icon Maternity Cover
Yes
check mark icon OPD Cover
No
check mark icon Doctor Consultations
Yes
check mark icon Wellness programs
Weekly
check mark icon Type of policy
Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws

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Civil engineering industry - overview 

Civil engineering is a professional engineering course that deals with the design, construction, and maintenance of public properties such as roads, dams, airports, etc. Engineering is a vast industry that is further sub-divided into different categories, civil engineering being the second-oldest form of engineering. 

The civil engineering industry requires specialized knowledge of the application of physics and scientific principles of problem-solving nature. India has about 4.2K institutions employing civil engineers. 16K engineers work for companies with less than 100 employees whereas, 18.5K and 9.1K engineers work for companies having 100-1000 and 1000+ employees in India.

Why buy group health insurance for the civil engineering industry?

Buying group health insurance for employees in the Civil engineering industry has the following benefits.

  1. Tax benefits

When an employer pays towards the health insurance premium of the employees, he or she can use that amount to avail of tax benefits.

  1. Zero waiting period

In group health insurance, there is a zero waiting period policy. This means that your employees can start using their insurance cover from day 1 of the issuance of their policy.

  1. Customized policy

You can look through various insurance options and choose the best policy for your team. These policies can be tailor-made according to your requirements. 

  1. Employer branding

Offering group health insurance policies along with incentives and bonuses will attract and retain the right talents. 

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Things to know before buying group health insurance for the civil engineering industry

  1. Wide network hospital 

Because your employees work from all over India, you never know where the need for medical assistance may arise. For your employees’ safety, make sure that the cashless network hospital list is long. This will increase the chances of locating a network hospital near your location. 

  1. Add-on benefits

Your insurance policy may not provide coverage for small operations like dental surgery, eye surgery, etc. Make sure that you check the add-on benefits to include in your insurance policy before making the purchase. 

  1. Family coverage

Many insurance policies provide coverage to not only the working individual but also their spouse. However, this depends on the type of group health insurance policy. For instance, you can choose to opt for the policy which covers your parents/in-laws and children too.

  1. In-patient hospitalization 

Your group health insurance should cover all or some of the in-patient hospitalization charges in case of emergency. If it is not included, you may find it as an add-on benefit too. 

These are the few pointers to look out before buying group health insurance for the Civil engineering industry employees.

Industry/ Civil Engineering group health insurance reviews

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Group Health Insurance For Civil Engineering Industry group health insurance customer care number

For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.

Group Health Insurance For Civil Engineering Industry group health insurance

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Group health insurance for civil engineering industry employees FAQs

What is the claim settlement ratio?

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Claim settlement ratio is the number of claims settled to the number of claims received in a policy year.

Are maternity and newborn child care included in group health insurance?

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Yes, group health insurance policy includes maternity and newborn child care. 

Does group health insurance offer a cashless facility?

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Yes, if you choose to get treated in a network hospital, you can avail of the cashless treatment facility.