20 smart questions HRs must ask their brokers before buying group health insurance
Hidden Costs? Ask These 20 Questions Before Buying Group Health Insurance
By Pazcare
May 5, 2025
Group Health Insurance - For the law practice industry
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Law Practice Industry - Overview
The law practice industry is ever-changing and evolving. It does not remain stable as it needs constant reflection and revision. In simple terms, the law practice is done to help the customers by giving legal pieces of advice, drafting legal documents, representing clients in courts of law, etc.
It is a highly specialized industry that focuses on clients getting a fair chance at getting justice. The law practices are followed according to a set protocol. If someone is found practicing law without adhering to proper protocols, he or she can be punished accordingly.
Only 1.3K companies in India provide law practice services to their customers. These companies often have practicing lawyers working freelance for them. 5.4K people with experience are involved with companies with not more than 100 employees. While 5.7K and about 500 individuals work for companies with 100-1000 and 1000+ employees.
Why buy group health insurance for the law practice industry?
- Tailor-made policy
Since group health insurance policies are customized, your employees can cover a large number of benefits.
- Pre- hospitalization expenses
Your group health insurance policy will cover pre-hospitalization expenses incurred for 30 days.
- Post- hospitalization expenses
Your post-hospitalization charges will be taken care of for up to 60 days.
- No prerequisite medical tests
Your group health insurance policy does not require any medical checkups to be done before the issuance of the insurance. The employees can start availing of benefits from day 1.
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Things to know before buying group health insurance for the law practice industry
- Claim settlement ratio
The CSR is simply the number of claims settled to the number of claims received by an insurer. Make sure that the CSR ratio is always high.
- Network hospitals
Your insurance company should have a wide range of network hospitals to take care of your employees geographically.
- Add-on benefits
In addition to the health care plan that you choose, you can opt for some add-on benefits.
- Inclusions in the policy
Always check the services and medical procedures included in the group health insurance policy to make the best use of it.
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For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
Pazcare
91 80378 34753
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Group health insurance for law practice industry employees FAQs
What will happen if medical expenses incurred are more than the sum insured?
If the expenses incurred are more than the sum insured, then the amount after the sum insured will be borne by the policyholder only.
What is the restoration benefit?
The restoration benefit helps in restoring the sum insured upon partial or complete exhaustion.
Can the sum insured be increased?
With an extra premium, you can increase your sum insured. Pazcare offers a super top-up feature through which the sum insured can be increased by up to 20 Lacs.
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