Group Health Insurance - For the farming Industry

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Number of Employees

*Value should be between 2 and 500

20
  • 2
  • 100
  • 200
  • 300
  • 400
  • 500

Total estimated yearly premium

*only basic terms and conditions applied

100,000

₹ 5,000 per life

Talk to our experts to get exact premium estimates

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Median Fixed Cover

Rs 3 Lac sum insured

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Maternity Cover

Yes

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OPD Cover

No

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Doctor Consultations

Yes

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Wellness programs

Weekly

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Type of policy

Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws

check mark icon Median Fixed Cover check mark icon Maternity Cover
Rs 3 Lac sum insured Yes
check mark icon OPD Cover check mark icon Doctor Consultations
No Yes
check mark icon Wellness programs check mark icon Type of policy
Weekly Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws
check mark icon Median Fixed Cover
Rs 3 Lac sum insured
check mark icon Maternity Cover
Yes
check mark icon OPD Cover
No
check mark icon Doctor Consultations
Yes
check mark icon Wellness programs
Weekly
check mark icon Type of policy
Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws

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Farming industry - Overview

The farming industry is the source of income and livelihood for a majority of the population. Agriculture, a subsidiary of the farming industry is directly responsible for a part of India’s GDP. While it generates employment for rural as well as the urban population, the Indian food industry is soaring high.

Around 4K companies are involved in the farming industry operating at small scale as well as large scale. Companies having 1-100 employees, 100-1000 employees and 1000+ employees provide employment to 5.8K, 6K, and 8K individuals respectively.

Why buy group health insurance for the farming industry?

Health insurance has now become an essential and eminent part of our lives. Securing your employees and their families in their times of need should be a priority of every business owner. Some of the many reasons to buy group health insurance are - 

  1. Tax benefits

The premium paid by employers towards group health insurance for their employees is not taxable. 

  1. Tailor-made 

You can get your group health insurance policy customized according to your needs. You can choose to add/delete benefits accordingly. 

  1. Financial security

Your group health insurance provides a financial safety net in medical emergencies. 

  1. Employer branding

It will also generate goodwill among your employees and motivate them to work harder.

Things to know before buying group health insurance for the farming industry 

There are a couple of things every employer should keep in mind before investing in group health insurance plans. Some are listed below - 

  1. CSR

The claim settlement ratio is one of the most important things to check before buying an insurance policy as it provides valuable insight into the reliability of your insurance provider. 

  1. Ease of endorsements 

It is imperative to make sure that future employees can easily settle into the existing group health insurance policy without any inconvenience.

  1. Waiting period

Group health insurance comes with zero waiting period. But for some add-on benefits, there may be a waiting period of a few months. 

  1. Exclusions in policy 

Go through the terms and conditions of your insurance policy thoroughly. Keep a check on all the exclusions in your chosen policy. 

Industry/Farming Industry group health insurance reviews

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Why buy a group health insurance
policy online from Pazcare?

  • Choose the suitable policy with our consulting approach
  • Custom-made plan with health and mental wellness add-ons
  • The tech-enabled Pazcare dashboard to manage endorsements
  • Integrate the dashboard with your HRMS tool
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For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.

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Group health insurance for farming industry employees FAQs

Can I add my spouse to my group health insurance policy?

Yes, you can add your spouse, children, and parents/ in-laws to your group health insurance policy.

Is maternity benefit included in group health insurance?

You can check with your insurer if they provide maternity and newborn benefits in their policy. If not, it is available as an add-on benefit as well.

Can the sum insured be increased?

Yes, you can choose to increase your sum insured by paying an extra premium. Pazcare offers a super top-up feature where the sum insured can be increased by up to 20 Lacs.