GIPSA, PPN and Empanelment in Health Insurance - Explained
GIPSA, PPN in GIPSA, Points to remember before opting GIPSA services, hospitals, empanelment
By Pazcare
February 20, 2023
Group Health Insurance - For Information Technology & Services Industry
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Total estimated yearly premium
*only basic terms and conditions applied
₹ 100,000
₹ 5,000 per life
Talk to our experts to get exact premium estimates
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Median Fixed Cover | |
Maternity Cover | |
| Rs 3 Lac sum insured | Yes | |||
|
OPD Cover | |
Doctor Consultations | |
| No | Yes | |||
|
Wellness programs | |
Type of policy | |
| Weekly | Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws |
|
Median Fixed Cover |
| Rs 3 Lac sum insured | |
|
Maternity Cover |
| Yes | |
|
OPD Cover |
| No | |
|
Doctor Consultations |
| Yes | |
|
Wellness programs |
| Weekly | |
|
Type of policy |
| Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws |
Calculate Premium Here
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Information Technology & Services - Overview
There is hardly anything left for which we do not require the help of technology. It has helped us with many crucial aspects of our life as well. Be it ordering groceries or booking a cab, technology has got us covered throughout! And no wonder India has about 1.56 Lac Information technology & services companies, who are making our lives easier by the day.
The IT sector of our country has helped us with practically every aspect of our existence. Many fin-tech, edu-tech, and insure-tech companies are making sure that their services reach far and wide for the benefit of people. Along with helping India develop digitally, the IT sector has also employed a vast majority. Around 4.15 Lac people are employed in companies with 0-100 employee strength. With technology improving by the day, it is hardly surprising that companies with 100-1000 employees and 1000+ employees are providing jobs to over 2.93 Lac and 9.67 Lac people respectively.
Why buy Group Health Insurance for Information technology & services?
With technology taking over every aspect of an individual’s life, it is important to safeguard his or her life as well, using the same technology.
- Tailor-made insurance
Group health insurance policy can be customized for your team. You can choose to add or delete insurance benefits that you may or may not require.
- Financial protection
Since medical emergencies are accounted for, a group health insurance policy provides a financial safety net to your employees.
- Enhanced productivity
Having financial security means one less thing to worry about! Your employees’ efficiency and productivity will not be hampered by any medical mishap.
- Improved job satisfaction
Employee retention rate will significantly increase because of increased job satisfaction.
Our IT and Services clients
Things to know before buying group insurance for the Information technology & services industry
While booking a flight can be done within a few minutes, you can buy insurance with just a few clicks too. But because of a lot of options available in the market, there are some things that you should keep in mind while buying group health insurance for your employees.
- Claim settlement ratio
The reliability of every insurer can be known by their claim settlement ratio. It is the ratio between the number of claims settled to the number of claims received within a financial year.
- Inclusions in policy
To make optimum use of your insurance policy, make sure to know what is included in the policy.
- Exclusions in policy
Read the fine print beforehand to avoid any unnecessary stress while settling a claim.
- Ease of endorsements
From employee addition to making changes in the policy, make sure everything is done in one place to make the process easier for you.
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For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
Group health insurance for information technology & services employees FAQs
Is there any difference between opting for group health insurance digitally or manually?
Digital insurance or insure-tech companies make it easier for you to manage everything in one place. There is less paperwork and negligible chances of error. Moreover, you can easily compare different policies available in the market in one place. Traditional insurance on the other hand involves a lot of paperwork and manual data processing.
Is there any ID card to get treated after getting an online group health insurance policy?
Yes, you can easily download your health ID card after the successful purchase of your health insurance policy. This can be used to get treated in any network hospital.
Can small business owners buy group health insurance?
Yes, IRDAI has mandated that all business owners need to get an insurance policy for their employees. ‘Paz for startups’ provides group health insurance to teams with as low as 2 members.
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