GIPSA, PPN and Empanelment in Health Insurance - Explained
GIPSA, PPN in GIPSA, Points to remember before opting GIPSA services, hospitals, empanelment
By Pazcare
February 20, 2023
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OkayThe human resource industry is of utmost importance to every company. It deals with finding, recruiting, and managing the right talent for the right job position. HRs not only hire and recruit but they are also responsible for training and retaining the same.
HRs play an important role in maintaining the quality of the workforce to suit the ever-changing work environment. The value that any HR professional brings to the table is commendable because they have to be up to date regarding every new law and regulation, which might affect the daily operations of the company or business. They help in increasing the productivity and efficiency of their employees by keeping them engaged and motivated throughout.
India is the home to about 1.39 Lac companies that are centered around the human resource industry. 4.83 Lac people are working in 0 -100 employee companies while 2.10 Lac people are involved with 100 - 1000 employee companies. Moreover, 1.15 Lac individuals are working for big companies with over 1000+ employees.
It goes without saying that HRs take care of their employees in many ways than one. Buying a group health insurance policy could add to that list too.
Knowing that the employees have a safety net to fall back on in urgent cases can be a major stress relief. It will not hamper your employees’ productivity in adverse situations.
You can get your health insurance plans customized by your insurer. Apart from the basics, your group health insurance policy can include smaller operations as well, if required.
Your employees will feel more at ease knowing that they are taken care of by their employers.
One of the key features, why incentives and benefits are present, is to retain employees. Investing in health insurance will do just that.
With everything being digitalized, you might get confused amongst the pool of insurances that are at your fingertips. But there are some parameters that you should keep in mind while purchasing a group health insurance plan.
You should check the CSR of the insurance company to get to know more about the insurer. A higher CSR means that the insurer is more credible.
While you recruit new employees every now and then, the endorsement should be done smoothly to avoid any friction in the process.
Since the pandemic, work from home has become a common ground for companies. Because the employees are located in different cities, make sure that the insurer has a long list of cashless network hospitals to reach every employee, in times of need.
Make sure to check out the number of benefits your group health insurance is providing like dental cover, eye surgery, maternity benefit, etc.
For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
Yes, IRDAI has mandated that employers should provide group health insurance policies to every employee.
An employee who is 18 or above is eligible to get a group health insurance policy from their employer.
With an extra premium, you can increase your sum insured. Pazcare offers a super top-up feature through which the sum insured can be increased by up to 20 Lacs.
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