Group Health Insurance For Research Industry Employees

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Calculate your premium estimates

Number of Employees

*Value should be between 2 and 500

20
  • 2
  • 100
  • 200
  • 300
  • 400
  • 500

Total estimated yearly premium

*only basic terms and conditions applied

100,000

₹ 5,000 per life

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Median Fixed Cover

Rs 3 Lac sum insured

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Maternity Cover

Yes

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OPD Cover

No

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Doctor Consultations

Yes

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Wellness programs

Weekly

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Type of policy

Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws

check mark icon Median Fixed Cover check mark icon Maternity Cover
Rs 3 Lac sum insured Yes
check mark icon OPD Cover check mark icon Doctor Consultations
No Yes
check mark icon Wellness programs check mark icon Type of policy
Weekly Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws
check mark icon Median Fixed Cover
Rs 3 Lac sum insured
check mark icon Maternity Cover
Yes
check mark icon OPD Cover
No
check mark icon Doctor Consultations
Yes
check mark icon Wellness programs
Weekly
check mark icon Type of policy
Employee only, Employee, Spouse, Children / Employee, Spouse, Children, Parents/in-laws

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Research Industry - Overview 

As the name suggests, the research industry offers its services to provide in-depth, well-researched knowledge to its customers. It is a vast industry that serves a wide range of audiences. With over 7.7K companies involved, the research industry is growing at an annual rate of about 18-20% per annum. 

The researchers are required to offer maximum input and give a detailed and well-versed output for every industry that they work for. Some such industries are media research, analytical research, consulting, etc. With a large population in a country like India, it becomes problematic to do thorough research on a topic. But with the expertise, skills, and knowledge that they possess, the research industry is highly revered. 

The research industry has over 39.4K people working in companies with 0 - 100 employees. While 48.2K people work for companies with 100 - 1000 employees. 36.4K of the population is employed in companies with over 1000 employees. 

Why buy group health insurance for the research industry?

  1. Customized plans

Group health insurance can be easily customized according to your requirements.

  1. Improve Productivity

It will also enhance the productivity of your employees as their mental stress will significantly reduce and job satisfaction will increase.

  1. Employee retention

Your employee retention rate will increase significantly with job security and medical emergencies covered.  

  1. Employer branding

In today’s competitive job market, incentives to provide group health insurance to your employees would aid in your branding.

Things to know before buying group health insurance for the research industry

  1. Inclusions and exclusions

It is essential to keep a tab on different inclusions and exclusions in your group health insurance policy. To use your health insurance policy fully, you must read the fine print beforehand. 

  1. Network hospitals

You should check the list of network hospitals for cashless treatment. In certain medical treatments, time is of the utmost importance. In such cases, a large number of network hospitals means the chances of locating one near your location increases. 

  1. Add-on benefits 

You should always check with your insurer about any add-on benefits that you can avail like zero depreciation cover, personal accident cover, voluntary deductibles, etc. 

  1. Claim settlement ratio 

A higher claim settlement ratio reflects the credibility of the insurer. It is simply the number of claims settled to the number of claims received by your insurer.

Industry/ Research group health insurance reviews

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Why buy a group health insurance
policy online from Pazcare?

  • Choose the suitable policy with our consulting approach
  • Custom-made plan with health and mental wellness add-ons
  • The tech-enabled Pazcare dashboard to manage endorsements
  • Integrate the dashboard with your HRMS tool
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For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.

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Group health insurance for research industry employees FAQs

What are the documents required for claiming group health insurance?

You need to carry valid ID proof like an Aadhar card, PAN card with the original hospital bills and receipts, health ID card, company ID card, and policy number.

Can the employees add their family members to group insurance for employees?

Yes, the employees can add spouses, children, parents/in-laws to their group health insurance.

Are doctor consultations included in group health insurance from Pazcare?

Yes, unlimited doctor consultations are a part of group health insurance from Pazcare.