A Guide on How to Claim Group Health Insurance in India
If insurance claim journey been a hassle for you, you need to follow these steps to solve it.
By Pazcare
May 12, 2025
Group Health Insurance - For the telecommunications Industry
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Telecommunications Industry - Overview
India is home to over 6 Lac companies catering to the telecommunication industry. It is providing networks to thousands of people. The large industry helps in connecting millions of people worldwide through their networks and connections.
Over 1.77 Lac people are employed in companies with 0 - 100 employees. Similarly, around 2.77 Lac and 1.19 Lac people are involved with companies having 100 - 1000 and 1000+ employees. These employees are responsible for making the telecommunication industry a success among the people.
Many people go to different states and cities to find employment. The telecommunication industry has got them covered as the people remain connected with their families through the networks. Easy communication is offered by this industry.
Why buy group health insurance for the telecommunications industry?
Group health insurance is now a necessity more than a benefit. After the coronavirus hit, health problems increased in every individual. Ensure your employees' future by investing in a group health insurance policy for them.
- Tax benefits
According to the Income Tax Act of 1961, the amount paid towards insurance premiums is exempted from taxes.
- Customized plans
You can choose what to cover and what not to cover in your group health insurance policy. It can easily be customized according to you.
- Financial protection
Your employees will have a financial blanket to rely on for their medical expenses.
- Job satisfaction
Providing healthcare benefits will have a more positive response in your team.
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Things to know before buying group health insurance for the telecommunications industry
Before investing in group health insurance for your employees, make sure to check the following parameters to choose the most suitable insurance policy for them.
- Cashless network hospitals
Since remote work culture is adopted by many companies/ organizations, ensure a large cashless network hospital list for your employees to locate one easily when required.
- Claim settlement ratio
CSR is important as it shows the credibility of a certain insurer.
- Add-on benefits
The add-on benefits should cover smaller medical treatments like eye operations, ear operations, dental surgeries, etc.
- Easy endorsements
You should be able to easily manage and add employees to your group health insurance policy. Choose an insurer with no external TPA.
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For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
Pazcare
91 80378 34753
Available 24X7
Group health insurance for telecommunications industry employees FAQs
How will my claim get settled in a network hospital?
Your claim will directly get settled in a network hospital by your insurer upon verification of the documents.
Can smaller teams get group health insurance?
Yes, you can get group health insurance for small business owners as well. ‘Paz for startups’ provides a group health insurance policy for teams with as low as 2 members.
Can I add my in-laws to my group health insurance?
Yes, you can add your spouse, children, parents/ in-laws to your group health insurance policy.
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