Difference between OPD and IPD [Treatment + Insurance]
Learn the meaning of OPD and IPD, its differences and claim process.
October 31, 2023
Total estimated yearly premium
*only basic terms and conditions applied
₹ 5,000 per life
Talk to our experts to get exact premium estimatesSchedule Call Now
Our insurance advisors are looking into it. You can expect a call back in the next 10 minutes.Okay
It is often said that the most crucial years of an individual’s life are the years spent in college. The higher education industry yearly gives thousands of skilled workforce to the different industries. It helps generate employment opportunities as well.
Many universities are part of this industry providing educational opportunities to people belonging from different social and economic backgrounds. There are many schemes run by the government as well to provide financial assistance and scholarships to people.
India has about 3.42 Lac higher education universities, giving employment to the present as well as future generations. The employee ranges are -
Group health insurance has become an absolute necessity now. The pandemic took several lives, leaving people all over the world hopeless. But now that people have stabilized themselves and come out of the pandemic almost sane, no stones should be left unturned to protect the lives of those who survived.
Your group health insurance policy will only cover the benefits of your choice and requirements. You can easily make adjustments to suit yourself.
One of the biggest benefits investing in a group health insurance gives is that the amount paid towards the premium is exempted from tax, according to the Income Tax Act of 1961.
Your employees will have a sense of satisfaction that they will get adequate financial assistance in medical emergencies.
Your employees can insure their family by including spouse, children, and parents or in-laws in the group health insurance policy provided by their employer.
There is a pool of insurance available in the market. You should make sure that you’re making the right choice while buying group health insurance for your employees.
Confirm with your insurer about the endorsements beforehand to avoid any unnecessary problems during the addition or deletion of employees.
The first marker of a reliable insurer is the claim settlement ratio in the previous financial year. Higher the number, the higher the reliability of the insurer.
Having a wide range of network hospitals should always be preferred as it would become easier for your employees located all over India to get treated.
Make time to go through the fine print of your chosen insurance policy. Read through the exclusions section thoroughly to avoid any problems in the future.
For any queries or assistance, reach out to us at any time. We provide 24X7 customer assistance.
Any business owner can provide their employees with group health insurance. ‘Paz for startups’ provides group health insurance benefits to companies with as low as 2 employees.
Yes, you can add your spouse, children, and parents/in-laws to your group health insurance policy.
Often plastic surgeries, botox treatment, and suicide attempts are excluded from your group health insurance.
24X7 customer assistance for queries, assistance and claim support
Have questions? We are here to help
Browsing for a Group Insurance Policy?
Make data-driven employee insurance decisions